Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 70% | $150,000 | |
|
Owner Occupier | Principal & Interest | 80%-95% | $150,000 | |
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | |
|
Owner Occupier | Interest Only | 70%-80% | $150,000 | |
|
Owner Occupier | Interest Only | < 70% | $150,000 | |
|
Investor | Principal & Interest | < 70% | $150,000 | |
|
Investor | Interest Only | < 70% | $150,000 | |
|
Investor | Principal & Interest | 70%-80% | $150,000 | |
|
Investor | Interest Only | 70%-80% | $150,000 | |
|
Investor | Principal & Interest | 80%-90% | $150,000 | |
|
Investor | Interest Only | 80%-90% | $150,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.14% (7.60%*) |
|
5.84% (7.42%*) |
|
5.94% (7.31%*) |
|
5.94% (7.20%*) |
|
5.94% (7.09%*) |
|
n/a |
|
n/a |
|
7.39% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.54% (8.00%*) |
|
6.24% (7.81%*) |
|
6.34% (7.70%*) |
|
6.34% (7.59%*) |
|
6.34% (7.48%*) |
|
n/a |
|
n/a |
|
7.79% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.24% (7.70%*) |
|
5.94% (7.52%*) |
|
6.04% (7.41%*) |
|
6.04% (7.30%*) |
|
6.04% (7.19%*) |
|
n/a |
|
n/a |
|
7.49% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.54% (8.25%*) |
|
6.34% (8.05%*) |
|
6.34% (7.90%*) |
|
6.54% (7.83%*) |
|
6.54% (7.72%*) |
|
n/a |
|
n/a |
|
8.08% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.44% (8.15%*) |
|
6.24% (7.96%*) |
|
6.24% (7.80%*) |
|
6.44% (7.74%*) |
|
6.44% (7.62%*) |
|
n/a |
|
n/a |
|
7.98% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.29% (7.99%*) |
|
6.04% (7.78%*) |
|
6.14% (7.66%*) |
|
6.14% (7.52%*) |
|
6.14% (7.40%*) |
|
n/a |
|
n/a |
|
7.81% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.44% (8.25%*) |
|
6.24% (8.05%*) |
|
6.24% (7.88%*) |
|
6.24% (7.73%*) |
|
6.24% (7.60%*) |
|
n/a |
|
n/a |
|
8.10% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.39% (8.08%*) |
|
6.14% (7.88%*) |
|
6.24% (7.75%*) |
|
6.24% (7.62%*) |
|
6.24% (7.50%*) |
|
n/a |
|
n/a |
|
7.91% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.54% (8.35%*) |
|
6.34% (8.15%*) |
|
6.34% (7.98%*) |
|
6.34% (7.83%*) |
|
6.34% (7.70%*) |
|
n/a |
|
n/a |
|
8.20% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.69% (8.38%*) |
|
6.44% (8.17%*) |
|
6.54% (8.05%*) |
|
6.54% (7.91%*) |
|
6.54% (7.79%*) |
|
n/a |
|
n/a |
|
8.21% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.84% (8.65%*) |
|
6.64% (8.44%*) |
|
6.64% (8.27%*) |
|
6.64% (8.12%*) |
|
6.64% (7.98%*) |
|
n/a |
|
n/a |
|
8.50% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$100.00 |
|
n/a |
|
$395.00 yearly |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Monthly |
|
yes - free up to $30,000 |
|
yes |
|
yes - free |
|
$0.00 |
|
yes |
|
yes - partial only |
|
none |
|
Fixed Rate Lock feature fee is the higher of 0.15% of loan amount or $500, capped at $1000 for loans up to $2M. Rate Lock fee is 0.15% of loan amount for loans above $2M |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Excellent service and competitive rates.
Read full reviewExcellent service and competitive rates.
It still has some of the old school feel. Can talk to someone directly if needed. Negotiate interest rates.
Read full reviewIt still has some of the old school feel. Can talk to someone directly if needed. Negotiate interest rates.
Bank of convenience here in SA. Offered the lowest rate at the time we needed our home loan. Have always had great customer service when attending a branch and very easy to redraw and refix our loan.
Read full reviewBank of convenience here in SA. Offered the lowest rate at the time we needed our home loan. Have always had great customer service when attending a branch and very easy to redraw and refix our loan.
The major thing now is that with the advantage packages, the yearly fee is so high that it becomes harder to save due to rates being very low.
Read full reviewThe major thing now is that with the advantage packages, the yearly fee is so high that it becomes harder to save due to rates being very low.
Great customer service and easy to use online banking!
Read full reviewGreat customer service and easy to use online banking!
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.69% p.a.
fixed 3 years
6.07% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.