BankSA Portfolio Loan

5.63% p.a.

n/a

$14.00 monthly

Rates

  • 5.63% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $700.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $14.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 90.00%

Features

  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

How are BankSA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 70
BankSA home loans reviews

7.0 6.8 7.5 7.9 7.4

Read BankSA home loan reviews by the Mozo community

Latest reviews of BankSA Portfolio Loan

BankSA

BankSA Portfolio Loan home loan review

Overall rating   10 / 10

Just lovely people to deal with and great product

I have always found Bank SA staff to be highly efficient and approachable. As an existing customer, I am able to arrange finance over the phone with documentation couriered to my office or home.

Full review

I have always found Bank SA staff to be highly efficient and approachable. As an existing customer, I am able to arrange finance over the phone with documentation couriered to my office or home.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Vicki (SA), reviewed over 1 year ago

BankSA

BankSA Portfolio Loan home loan review

Overall rating   9 / 10

Always helpful and very competitive

I have banked with this institution since I was in primary school. I trust the name and always go to them whenever I need financial assistance. The portfolio loan has enabled us to build an extension on our home as well as allowing us to help our...

Full review

I have banked with this institution since I was in primary school. I trust the name and always go to them whenever I need financial assistance. The portfolio loan has enabled us to build an extension on our home as well as allowing us to help our two children with any financial issues they have. It gives us a sense of freedom and security knowing that there are no new establishment fees if we want to take a large sum out for renovations etc. the portfolio loan certainly simplifies our life. As we are retired it also allows us to travel without worrying that we will run out of funds. Love it!

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Fiona (SA), reviewed over 1 year ago

BankSA

BankSA Portfolio Loan home loan review

Overall rating   7 / 10

Helpful and trustworthy.

Lender always extremely helpful and willing to answer questions. Convenient after hours appointments.

Full review

Lender always extremely helpful and willing to answer questions. Convenient after hours appointments.

    Price   5 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Gail (SA), reviewed over 1 year ago

BankSA

BankSA Portfolio Loan home loan review

Overall rating   9 / 10

Excellent rates + service second to none

Whenever I have had a problem they have been very helpful in solving it. The rates are good + they rearranged my loan to include savings + extended it so I could buy a new house with my repayments being less than my payments for the original house...

Full review

Whenever I have had a problem they have been very helpful in solving it. The rates are good + they rearranged my loan to include savings + extended it so I could buy a new house with my repayments being less than my payments for the original house loan. When my account needs to be sorted the phone staff are very tolerant + patient with my weaknesses. So happy with their service.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Margaret (SA), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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