BankSA Portfolio Loan

6.23% p.a.

n/a

$14.00 monthly

BankSA Portfolio Loan

6.23% p.a.

n/a

$14.00 monthly

Details

Rates and fees information correct as at 13 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 6.23% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $700.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $14.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankSA home loans rated by the Mozo community?

Overall customer rating
7.2/10
Price
6.8/10
Features
6.4/10
Customer service
7.3/10
Convenience
7.8/10
Trust
7.2/10

Latest reviews of BankSA Portfolio Loan

  • Overall
    10/10
    Very good service

    Always very helpful when we go to the branch

    Always very helpful when we go to the branch

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Graham | South Australia

    reviewed about 1 month ago

  • Overall
    2/10
    Interest rates are not competitive enough.

    Interest rates are not competitive enough.

    Interest rates are not competitive enough.

    Price
    0/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    5/10
    Trust
    2/10

    Mark | South Australia

    reviewed almost 4 years ago

  • Overall
    10/10
    Just lovely people to deal with and great product

    I have always found Bank SA staff to be highly efficient and approachable. As an existing...

    I have always found Bank SA staff to be highly efficient and approachable. As an existing customer, I am able to arrange finance over the phone with documentation couriered to my office or home.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Vicki | South Australia

    reviewed over 4 years ago

  • Overall
    9/10
    Always helpful and very competitive

    I have banked with this institution since I was in primary school. I trust the name and always go...

    I have banked with this institution since I was in primary school. I trust the name and always go to them whenever I need financial assistance. The portfolio loan has enabled us to build an extension on our home as well as allowing us to help our two children with any financial issues they have. It gives us a sense of freedom and security knowing that there are no new establishment fees if we want to take a large sum out for renovations etc. the portfolio loan certainly simplifies our life. As we are retired it also allows us to travel without worrying that we will run out of funds. Love it!

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Fiona | South Australia

    reviewed over 4 years ago

  • Overall
    7/10
    Helpful and trustworthy.

    Lender always extremely helpful and willing to answer questions. Convenient after hours...

    Lender always extremely helpful and willing to answer questions. Convenient after hours appointments.

    Price
    5/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    8/10

    Gail | South Australia

    reviewed over 4 years ago

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

ANZ

ANZ

Simplicity PLUS

3.24% p.a. variable

3.28% p.a.

$0

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.89% p.a.
fixed 3 years

3.70% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a. variable

3.23% p.a.

$0

Promoted

Reduce Home Loans

Reduce Home Loans

Rate Buster High Lend Variable

2.77% p.a. variable

2.78% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.72% p.a.

$450

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

ANZ

ANZ

Simplicity PLUS

3.24% p.a. variable

3.28% p.a.

$0

Promoted

Suncorp

Suncorp

Back to Basics

3.03% p.a. variable

3.04% p.a.

$0

Promoted

Reduce Home Loans

Reduce Home Loans

Rate Buster High Lend Variable

2.77% p.a. variable

2.78% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a. variable

3.23% p.a.

$0

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a. variable

3.25% p.a.

$835

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

Promoted

Reduce Home Loans

Reduce Home Loans

Rate Buster High Lend Variable

2.77% p.a. variable

2.78% p.a.

Promoted

Suncorp

Suncorp

Back to Basics

3.03% p.a. variable

3.04% p.a.

Promoted

ANZ

ANZ

Simplicity PLUS

3.24% p.a. variable

3.28% p.a.

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Promoted

ANZ

ANZ

Simplicity PLUS

3.24% p.a.

3.28% p.a.

$0

Promoted

Suncorp

Suncorp

Back to Basics

3.03% p.a.

3.04% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

Promoted

Reduce Home Loans

Reduce Home Loans

Rate Buster High Lend Variable

2.77% p.a.

2.78% p.a.

$0

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$835

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.84% p.a.

2.85% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.69% p.a.
fixed 3 years

3.19% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.89% p.a.
fixed 3 years

3.70% p.a.

$0

Promoted

ANZ

ANZ

Fixed Rate (Breakfree Package)

2.98% p.a.
fixed 3 years

4.06% p.a.

$0

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

CUA

CUA

Fixed Rate Loan

2.98% p.a.
fixed 3 years

4.29% p.a.

$835

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0.00

Promoted

ANZ

ANZ

Simplicity PLUS

3.24% p.a.

3.28% p.a.

$0.00

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0.00

Promoted

Reduce Home Loans

Reduce Home Loans

Rate Buster High Lend Variable

2.77% p.a.

2.78% p.a.

$0.00

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.84% p.a.

2.85% p.a.

$0.00

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.18% p.a.

3.24% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.