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BankSA Portfolio Loan

Rate
5.98% p.a.
Comparison Rate*
n/a
Service fee
$200.00 yearly
Upfront fee
$800

Details

Rates and fees information correct as at 5 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $700.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $200.00 yearly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • For fixed rate sub-accounts: free additional repayments of up to $10,000 p.a. and redraw up to $10,000 p.a. (fee applies).

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankSA home loans rated by the Mozo community?

Overall customer rating
7.2/10
Price
6.8/10
Features
6.4/10
Customer service
7.2/10
Convenience
7.8/10
Trust
7.1/10

Latest reviews of BankSA Portfolio Loan

  • Overall 10/10
    Very good service

    Always very helpful when we go to the branch

    Read full review

    Always very helpful when we go to the branch

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Graham, South Australia reviewed 10 months ago
  • Overall 2/10
    Interest rates are not competitive enough.

    Interest rates are not competitive enough.

    Read full review

    Interest rates are not competitive enough.

    Price
    0/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    5/10
    Trust
    2/10
    Less
    Mark, South Australia reviewed over 4 years ago
  • Overall 10/10
    Just lovely people to deal with and great product

    I have always found Bank SA staff to be highly efficient and approachable. As an existing customer, I am able to arrange finance over the phone with documentation couriered to my office or home.

    Read full review

    I have always found Bank SA staff to be highly efficient and approachable. As an existing customer, I am able to arrange finance over the phone with documentation couriered to my office or home.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Vicki, South Australia reviewed about 5 years ago
  • Overall 9/10
    Always helpful and very competitive

    I have banked with this institution since I was in primary school. I trust the name and always go to them whenever I need financial assistance. The portfolio loan has enabled us to build an extension on our home as well as allowing us to help our two children with any financial issues they have. It gives us a sense of freedom and security knowing that there are no new establishment fees if we want to take a large sum out for renovations etc. the portfolio loan certainly simplifies our life. As we are retired it also allows us to travel without worrying that we will run out of funds. Love it!

    Read full review

    I have banked with this institution since I was in primary school. I trust the name and always go to them whenever I need financial assistance. The portfolio loan has enabled us to build an extension on our home as well as allowing us to help our two children with any financial issues they have. It gives us a sense of freedom and security knowing that there are no new establishment fees if we want to take a large sum out for renovations etc. the portfolio loan certainly simplifies our life. As we are retired it also allows us to travel without worrying that we will run out of funds. Love it!

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Fiona, South Australia reviewed about 5 years ago
  • Overall 7/10
    Helpful and trustworthy.

    Lender always extremely helpful and willing to answer questions. Convenient after hours appointments.

    Read full review

    Lender always extremely helpful and willing to answer questions. Convenient after hours appointments.

    Price
    5/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    8/10
    Less
    Gail, South Australia reviewed about 5 years ago
BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.