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BankVic Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $50,000 and $1,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $50,000 $1,000,000

Fixed 3 year rate
2.60% p.a.
Comparison Rate*
3.63% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.85% p.a.
Comparison Rate*
4.22% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 20 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.60% (3.84%*)

  • 2.60% (3.73%*)

  • 2.60% (3.63%*)

  • 2.80% (3.59%*)

  • 2.80% (3.52%*)

  • n/a

  • n/a

  • 3.92% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $295.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • $50.00

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.85% (4.52%*)

  • 2.85% (4.36%*)

  • 2.85% (4.22%*)

  • 2.95% (4.12%*)

  • 2.95% (4.00%*)

  • n/a

  • n/a

  • 4.64% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $295.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • $50.00

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankVic home loans rated by the Mozo community?

Overall
8.5/10
Price
7.9/10
Features
6.9/10
Customer service
8.4/10
Convenience
7.6/10
Trust
8.9/10

Latest reviews of BankVic Fixed Rate Home Loan

  • Overall 10/10
    The Best Bank

    I love my bank (BankVic). Just wish they had more branches.

    Read full review

    I love my bank (BankVic). Just wish they had more branches.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Morgsvic, Victoria reviewed over 6 years ago
  • Overall 10/10
    Very competitive, friendly and helpful

    Have been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.

    Read full review

    Have been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Jane, Victoria reviewed over 6 years ago
BankVic

About BankVic

BankVic, formerly the Police Credit Union VIC, is a mutual bank wholly owned by its members. BankVic offers financial services for people working in police, health, emergency and public services along with their family and friends. Personal banking products available at BankVic include credit cards, home loans, insurance and financial advice.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.