The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal, &, interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a interest, only loan between $50,000 and $1,000,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,000,000 |
|
|
Investor | Principal, &, Interest | < 95% | $50,000 | $1,000,000 |
|
|
Investor | Interest, Only | < 95% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Principal, &, Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Interest, Only)
LVR < 95%
Loan: $50,000 $1,000,000
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.20% (5.08%*) |
|
|
5.85% (5.22%*) |
|
|
6.25% (5.41%*) |
|
|
6.40% (5.56%*) |
|
|
6.55% (5.73%*) |
|
|
n/a |
|
|
n/a |
|
|
5.02% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$295.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
$50.00 |
|
|
yes |
|
|
no |
|
|
Legal fees payable at cost |
|
|
Up to 90% LVR for first home buyers, no LMI. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.35% (5.75%*) |
|
|
5.90% (5.82%*) |
|
|
6.35% (5.96%*) |
|
|
6.07% (5.91%*) |
|
|
6.60% (6.16%*) |
|
|
n/a |
|
|
n/a |
|
|
5.74% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$295.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
$50.00 |
|
|
yes |
|
|
no |
|
|
Legal fees payable at cost |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.70% (5.78%*) |
|
|
6.25% (5.89%*) |
|
|
6.70% (6.06%*) |
|
|
6.85% (6.19%*) |
|
|
6.95% (6.32%*) |
|
|
n/a |
|
|
n/a |
|
|
5.74% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$295.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
$50.00 |
|
|
yes |
|
|
no |
|
|
Legal fees payable at cost |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I love my bank (BankVic). Just wish they had more branches.
Read full reviewI love my bank (BankVic). Just wish they had more branches.
Have been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.
Read full reviewHave been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
Newcastle Permanent
Fixed Rate Home Loan
5.89% p.a.
fixed 3 years
5.65% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
