The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $50,000 and $1,000,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest, Interest Only | < 95% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Principal & Interest, Interest Only)
LVR < 95%
Loan: $50,000 $1,000,000
n/a
n/a
n/a
n/a
2.60% (3.84%*)
2.60% (3.73%*)
2.60% (3.63%*)
2.80% (3.59%*)
2.80% (3.52%*)
n/a
n/a
3.92% p.a.
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$295.00
$50,000
$1,000,000
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
$50.00
yes
no
Legal fees payable at cost
none
none
n/a
n/a
n/a
n/a
2.85% (4.52%*)
2.85% (4.36%*)
2.85% (4.22%*)
2.95% (4.12%*)
2.95% (4.00%*)
n/a
n/a
4.64% p.a.
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$295.00
$50,000
$1,000,000
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
$50.00
yes
no
Legal fees payable at cost
none
none
I love my bank (BankVic). Just wish they had more branches.
Read full reviewI love my bank (BankVic). Just wish they had more branches.
Have been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.
Read full reviewHave been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.
BankVic, formerly the Police Credit Union VIC, is a mutual bank wholly owned by its members. BankVic offers financial services for people working in police, health, emergency and public services along with their family and friends. Personal banking products available at BankVic include credit cards, home loans, insurance and financial advice.
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