Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,000,000 |
|
|
Investor | Principal & Interest | < 80% | $50,000 | $1,000,000 |
|
|
Investor | Interest Only | < 80% | $50,000 | $1,000,000 |
|
n/a |
|
|
n/a |
|
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n/a |
|
|
n/a |
|
|
6.49% (6.19%*) |
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6.25% (6.18%*) |
|
|
6.49% (6.26%*) |
|
|
6.99% (6.48%*) |
|
|
6.99% (6.54%*) |
|
|
n/a |
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n/a |
|
|
6.10% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$295.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
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no |
|
|
Legal fees payable at cost |
|
|
First Home Buyers and Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI. |
|
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$2,000 cashback on new purchases or external refinances for current police/ emergency service workers, loan amount of $200,000 or more, LVR of 80% or less. Available for applications received between 14/08/2024 and 15/11/2024, settled by 31/01/2025. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
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n/a |
|
|
n/a |
|
|
6.64% (6.56%*) |
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6.40% (6.53%*) |
|
|
6.64% (6.59%*) |
|
|
7.14% (6.79%*) |
|
|
7.14% (6.83%*) |
|
|
n/a |
|
|
n/a |
|
|
6.50% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$295.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Legal fees payable at cost |
|
|
none |
|
|
$2,000 cashback on new purchases or external refinances for current police/ emergency service workers, loan amount of $200,000 or more, LVR of 80% or less. Available for applications received between 14/08/2024 and 15/11/2024, settled by 31/01/2025. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.84% (6.58%*) |
|
|
6.60% (6.57%*) |
|
|
6.84% (6.65%*) |
|
|
7.34% (6.86%*) |
|
|
7.34% (6.92%*) |
|
|
n/a |
|
|
n/a |
|
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6.50% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$295.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Legal fees payable at cost |
|
|
none |
|
|
$2,000 cashback on new purchases or external refinances for current police/ emergency service workers, loan amount of $200,000 or more, LVR of 80% or less. Available for applications received between 14/08/2024 and 15/11/2024, settled by 31/01/2025. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I love my bank (BankVic). Just wish they had more branches.
Read full reviewI love my bank (BankVic). Just wish they had more branches.
Have been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.
Read full reviewHave been with BankVic for some 35 years and in that time have had no complaints. They even went so far as to loan me 100% of my home loan until the first home loan came through. No fees, always get friendly local people to help with any questions. I just wonder why more people don't bank with them and keep making huge profits for the big 4.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.69% p.a.
fixed 3 years
6.07% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
