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BankVic Fixed Rate Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $50,000 $1,000,000
Investor Principal & Interest < 80% $50,000 $1,000,000
Investor Interest Only < 80% $50,000 $1,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $50,000 $1,000,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $50,000 $1,000,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $50,000 $1,000,000
Fixed 3 year rate
6.49% p.a.
Comparison Rate
6.15% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
6.64% p.a.
Comparison Rate
6.48% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
6.84% p.a.
Comparison Rate
6.54% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 3 December 2023. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.05%*)

6.25% (6.06%*)

6.49% (6.15%*)

6.99% (6.38%*)

6.99% (6.46%*)

n/a

n/a

5.95% p.a.

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$295.00

Other financial bits

$50,000

$1,000,000

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees payable at cost

First Home Buyers and Victoria Police, Health and Emergency services employees can borrow up to 90% of the property value and pay no LMI.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 December 2023. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.64% (6.43%*)

6.40% (6.41%*)

6.64% (6.48%*)

7.14% (6.69%*)

7.14% (6.75%*)

n/a

n/a

6.35% p.a.

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$295.00

Other financial bits

$50,000

$1,000,000

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees payable at cost

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 December 2023. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.84% (6.45%*)

6.60% (6.45%*)

6.84% (6.54%*)

7.34% (6.77%*)

7.34% (6.84%*)

n/a

n/a

6.35% p.a.

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$295.00

Other financial bits

$50,000

$1,000,000

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees payable at cost

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankVic home loans rated by the Mozo community?

Overall
Price
Features
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Latest reviews of BankVic Fixed Rate Home Loan

About BankVic

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5.74% p.a. variable

5.65% p.a.

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6.15% p.a. variable

6.15% p.a.

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6.19% p.a. variable

6.43% p.a.

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Variable Rate Home Loan Special Offer (Package)

6.14% p.a. variable

6.51% p.a.

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Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

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Mortgage Simplifier

6.14% p.a. variable

6.43% p.a.

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Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

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Variable

5.74% p.a. variable

5.65% p.a.

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Credit Union SA

Variable Rate Home Loan Special Offer (Package)

6.14% p.a. variable

6.51% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

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Variable Home Loan 90

6.04% p.a. variable

6.06% p.a.

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6.19% p.a. variable

6.43% p.a.

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Basic Home Loan

6.14% p.a. variable

6.16% p.a.

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Well Money

Well Balanced (Special Referral Offer)

6.12% p.a. variable

6.14% p.a.

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loans.com.au

Variable Home Loan 90

6.24% p.a. variable

6.26% p.a.

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Up

Home Variable Rate

6.15% p.a.

6.15% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.74% p.a.

5.65% p.a.

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loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.43% p.a.

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ubank

Flex Home Loan

6.19% p.a.

6.43% p.a.

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Well Money

Well Balanced (Special Referral Offer)

6.12% p.a.

6.14% p.a.

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Credit Union SA

Variable Rate Home Loan Special Offer (Package)

6.14% p.a.

6.51% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Up
Up

Home Fixed Rate

6.40% p.a.
fixed 3 years

6.22% p.a.

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ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.65% p.a.
fixed 3 years

6.35% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.65% p.a.
fixed 3 years

6.35% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.79% p.a.
fixed 3 years

6.57% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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