Thumbnail icon for Credit Union SA

Credit Union SA Variable Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $20,000

Rate
4.50% p.a.
Comparison Rate*
4.56% p.a.
Service fee
$0.00
Upfront fee
$750
Rate
4.95% p.a.
Comparison Rate*
5.01% p.a.
Service fee
$0.00
Upfront fee
$750
Rate
4.95% p.a.
Comparison Rate*
5.01% p.a.
Service fee
$0.00
Upfront fee
$750
Rate
5.20% p.a.
Comparison Rate*
5.26% p.a.
Service fee
$0.00
Upfront fee
$750

Details

Rates and fees information correct as at 29 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.50% p.a.

  • n/a

  • n/a

  • n/a

  • 4.56% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $500.00

  • yes

  • yes

  • Legal and valuation fees payable at cost

  • $5,000 First Home Buyers Grant when you borrow at least $250,000 to purchase or build a home with LVR over 80%.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.95% p.a.

  • n/a

  • n/a

  • n/a

  • 5.01% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $500.00

  • yes

  • yes

  • Legal and valuation fees payable at cost. Interest only up to 5 years.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.95% p.a.

  • n/a

  • n/a

  • n/a

  • 5.01% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $500.00

  • yes

  • yes

  • Legal and valuation fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 5.20% p.a.

  • n/a

  • n/a

  • n/a

  • 5.26% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $500.00

  • yes

  • yes

  • Legal and valuation fees payable at cost. Interest only up to 5 years.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Credit Union SA home loans rated by the Mozo community?

Overall customer rating
8.6/10

Based on 16 Credit Union SA home loan reviews

Price
8.3/10
Features
7.9/10
Customer service
8.7/10
Convenience
6.9/10
Trust
8.8/10

Latest review of Credit Union SA Variable Rate Home Loan

  • Overall 10/10
    Great

    The staff are friendly and will help with all your questions.

    Read full review

    The staff are friendly and will help with all your questions.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Anne, South Australia reviewed over 4 years ago
Credit Union SA

About Credit Union SA

Credit Union SA is a credit union providing its financial services to the South Australian region. Credit Union SA offers a wide range of financial products and services in credit cards, savings accounts, personal loans, home loans and car insurance. Credit Union SA pride themselves on providing excellent customer service and friendliness through all their financial products.

See Credit Union SA home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a. variable

2.65% p.a.

Go to site

Promoted

ING

ING

Mortgage Simplifier

2.78% p.a. variable

2.81% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a. variable

2.59% p.a.

Go to site

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

2.59% p.a.
fixed 3 years

3.39% p.a.

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.65% p.a. variable

2.66% p.a.

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a. variable

2.39% p.a.

Go to site

Promoted

Mortgage House

Mortgage House

Switch and Save Special - Fixed Home Loan

2.19% p.a.
fixed 3 years

2.65% p.a.

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.94% p.a. variable

2.98% p.a.

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a. variable

2.65% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a. variable

2.59% p.a.

Go to site

Promoted

ING

ING

Mortgage Simplifier

2.78% p.a. variable

2.81% p.a.

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a. variable

2.39% p.a.

Go to site

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

2.59% p.a.
fixed 3 years

3.39% p.a.

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.65% p.a. variable

2.66% p.a.

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.94% p.a. variable

2.98% p.a.

Go to site

Promoted

Mortgage House

Mortgage House

Monthly Repayment Saver Home Loan - Fixed Consolidation Special

2.39% p.a.
fixed 3 years

2.77% p.a.

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a.

2.65% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a.

2.59% p.a.

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a.

2.39% p.a.

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.65% p.a.

2.66% p.a.

Go to site

Promoted

Yard

Yard

Variable Home Loan

2.66% p.a.

2.69% p.a.

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.94% p.a.

2.98% p.a.

Go to site

Promoted

loans.com.au

loans.com.au

Essentials Variable

2.79% p.a.

2.81% p.a.

Go to site

Promoted

ING

ING

Mortgage Simplifier

2.78% p.a.

2.81% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.29% p.a.
fixed 3 years

2.90% p.a.

Go to site

Promoted

ING

ING

Fixed Rate Loan (Owner Occupiers with Orange Advantage)

2.14% p.a.
fixed 3 years

3.62% p.a.

Go to site

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

2.59% p.a.
fixed 3 years

3.39% p.a.

Go to site

Promoted

Homestar

Homestar

Star Gold Fixed Rate Home Loan

n/a

n/a

Go to site

Promoted

Mortgage House

Mortgage House

Switch and Save Special - Fixed Home Loan

2.19% p.a.
fixed 3 years

2.65% p.a.

Go to site

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.88% p.a.
fixed 3 years

3.05% p.a.

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.44% p.a.
fixed 3 years

3.30% p.a.

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.63% p.a.

2.65% p.a.

$0.00

Go to site

Promoted

ING

ING

Mortgage Simplifier

2.78% p.a.

2.81% p.a.

$0.00

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.59% p.a.

2.59% p.a.

$0.00

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.65% p.a.

2.66% p.a.

$0.00

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.39% p.a.

2.39% p.a.

$0.00

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.94% p.a.

2.98% p.a.

$0.00

Go to site

Promoted

Yard

Yard

Variable Home Loan

2.66% p.a.

2.69% p.a.

$0.00

Promoted

loans.com.au

loans.com.au

Essentials Variable

2.79% p.a.

2.81% p.a.

$0.00

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans