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Credit Union SA Variable Rate Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 97%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 97%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 97% $20,000
Owner Occupier Interest Only < 80% $20,000
Investor Principal & Interest < 97% $20,000
Investor Interest Only < 80% $20,000
  • Owner Occupier (Principal & Interest)
    LVR < 97%
    Loan: $20,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $20,000
  • Investor (Principal & Interest)
    LVR < 97%
    Loan: $20,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $20,000
Rate
7.24% p.a.
Comparison Rate
7.31% p.a.
Service fee
$0.00
Upfront fee
$900
Rate
9.39% p.a.
Comparison Rate
9.47% p.a.
Service fee
$0.00
Upfront fee
$900
Rate
7.49% p.a.
Comparison Rate
7.56% p.a.
Service fee
$0.00
Upfront fee
$900
Rate
7.79% p.a.
Comparison Rate
7.86% p.a.
Service fee
$0.00
Upfront fee
$900

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.24% p.a.

n/a

n/a

n/a

7.31% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

97.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

Legal and valuation fees payable at cost

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.39% p.a.

n/a

n/a

n/a

9.47% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

Legal and valuation fees payable at cost. Interest only up to 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.49% p.a.

n/a

n/a

n/a

7.56% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

97.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

Legal and valuation fees payable at cost

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.79% p.a.

n/a

n/a

n/a

7.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$300.00

n/a

$0.00

$350.00

Other financial bits

$20,000

none

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

Legal and valuation fees payable at cost. Interest only up to 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Credit Union SA home loans rated by the Mozo community?

Overall
8.3/10
Price
8.5/10
Features
8.1/10
Customer service
8.8/10
Convenience
6.9/10
Trust
8.9/10
Based on 18 Credit Union SA home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of Credit Union SA Variable Rate Home Loan

About Credit Union SA

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6.16% p.a.

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6.04% p.a.

6.06% p.a.

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6.14% p.a.

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6.14% p.a.

6.39% p.a.

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fixed 3 years

6.20% p.a.

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fixed 3 years

6.26% p.a.

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ANZ

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fixed 3 years

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$0.00

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6.04% p.a.

6.06% p.a.

$0.00

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Police Credit Union

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6.14% p.a.

6.20% p.a.

$0.00

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6.09% p.a.

6.09% p.a.

$0.00

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6.29% p.a.

6.20% p.a.

$0.00

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6.99% p.a.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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