The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan up to with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 95%
The details shown below are for an investor taking out a interest only loan up to with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | ||
| | Owner Occupier | Interest Only | < 95% | ||
| | Investor | Principal & Interest | < 95% | ||
| | Investor | Interest Only | < 95% |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan:
Owner Occupier (Interest Only)
LVR < 95%
Loan:
Investor (Principal & Interest)
LVR < 95%
Loan:
Investor (Interest Only)
LVR < 95%
Loan:
4.50% p.a.
n/a
n/a
n/a
4.54% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
n/a
n/a
n/a
n/a
$0.00
$300.00
none
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$100.00
yes
yes
Legal, valuation and settlement fees at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.65% p.a.
n/a
n/a
n/a
4.69% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
n/a
n/a
n/a
n/a
$0.00
$300.00
none
none
none
95.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$100.00
yes
yes
Legal, valuation and settlement fees at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.96% p.a.
n/a
n/a
n/a
5.00% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
n/a
n/a
n/a
n/a
$0.00
$300.00
none
none
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$100.00
yes
yes
Legal, valuation and settlement fees at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.16% p.a.
n/a
n/a
n/a
5.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$500.00
n/a
n/a
n/a
n/a
$0.00
$300.00
none
none
none
95.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$100.00
yes
yes
Legal, valuation and settlement fees at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Great staff and customer service and competitive rates
Read full reviewGreat staff and customer service and competitive rates
Fantastic company would highly recommend them.
Read full reviewFantastic company would highly recommend them.
I am happy with SGE credit union's standard variable product. The loan is tailored to my needs and has the redraw facility attached to my mortgage offset. This gives me the security that if I have any financial woes and need to access the funds I am able to do so with a minimum of fuss. I would be happy to recommend SGE credit union to interested people as I have banked with them for 18 years, and their staff have been happy to assist with any issues that arise.
Read full reviewI am happy with SGE credit union's standard variable product. The loan is tailored to my needs and has the redraw facility attached to my mortgage offset. This gives me the security that if I have any financial woes and need to access the funds I am able to do so with a minimum of fuss. I would be happy to recommend SGE credit union to interested people as I have banked with them for 18 years, and their staff have been happy to assist with any issues that arise.
Operating for over 55 years, G&C Mutual Bank is owned by its members, which means they pass profits back to customers in the form of competitive interest rates on its products and deliver superior financial solutions to consumers. G&C Mutual Bank offers a full suite of financial solutions including home loans, investment loans, personal loans and credit cards to its members. It also has everyday banking products such as savings accounts and transaction accounts that can help with short and long term savings goals.
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1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
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Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
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2.94% p.a. variable
3.34% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
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Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
