Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 95% | ||
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Owner Occupier | Interest Only | < 95% | ||
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Investor | Principal & Interest | < 90% | ||
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Investor | Interest Only | < 90% |
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8.75% p.a. |
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n/a |
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n/a |
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n/a |
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8.82% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$500.00 |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$300.00 |
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none |
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none |
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none |
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95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
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yes - free |
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no |
|
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yes - fees apply |
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$100.00 |
|
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yes |
|
|
yes |
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|
Legal, valuation and settlement fees at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
8.90% p.a. |
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n/a |
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n/a |
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n/a |
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8.96% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
$500.00 |
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n/a |
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|
n/a |
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n/a |
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n/a |
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$0.00 |
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$300.00 |
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none |
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none |
|
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none |
|
|
95.00% |
|
Owner Occupier |
|
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Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - fees apply |
|
|
$100.00 |
|
|
yes |
|
|
yes |
|
|
Legal, valuation and settlement fees at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
9.21% p.a. |
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n/a |
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n/a |
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n/a |
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9.28% p.a. |
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n/a |
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n/a |
|
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n/a |
|
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
|
$500.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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$0.00 |
|
|
$300.00 |
|
none |
|
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none |
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none |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - fees apply |
|
|
$100.00 |
|
|
yes |
|
|
yes |
|
|
Legal, valuation and settlement fees at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
9.41% p.a. |
|
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n/a |
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n/a |
|
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n/a |
|
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9.49% p.a. |
|
|
n/a |
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$500.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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$0.00 |
|
|
$300.00 |
|
none |
|
|
none |
|
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none |
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90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - fees apply |
|
|
$100.00 |
|
|
yes |
|
|
yes |
|
|
Legal, valuation and settlement fees at cost. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Great staff and customer service and competitive rates
Read full reviewGreat staff and customer service and competitive rates
Fantastic company would highly recommend them.
Read full reviewFantastic company would highly recommend them.
I am happy with SGE credit union's standard variable product. The loan is tailored to my needs and has the redraw facility attached to my mortgage offset. This gives me the security that if I have any financial woes and need to access the funds I am able to do so with a minimum of fuss. I would be happy to recommend SGE credit union to interested people as I have banked with them for 18 years, and their staff have been happy to assist with any issues that arise.
Read full reviewI am happy with SGE credit union's standard variable product. The loan is tailored to my needs and has the redraw facility attached to my mortgage offset. This gives me the security that if I have any financial woes and need to access the funds I am able to do so with a minimum of fuss. I would be happy to recommend SGE credit union to interested people as I have banked with them for 18 years, and their staff have been happy to assist with any issues that arise.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Basic Home Loan
6.14% p.a.
6.16% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
