Heritage Bank Fixed Loan

4.09% p.a.

4.96% p.a.

$8.00 monthly

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4.59% p.a.

5.49% p.a.

$8.00 monthly

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5.29% p.a.

5.68% p.a.

$8.00 monthly

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Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.89% (5.12%*)

  • 3.99% (5.03%*)

  • 4.09% (4.96%*)

  • (*)

  • 4.49% (4.97%*)

  • (*)

  • (*)

  • 5.14% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $250.00

Other financial bits

  • $20,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • $20 redraw fee

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.67%*)

  • 4.49% (5.56%*)

  • 4.59% (5.49%*)

  • (*)

  • 4.99% (5.50%*)

  • (*)

  • (*)

  • 5.69% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $250.00

Other financial bits

  • $20,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • $20 redraw fee

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 5.19% (5.74%*)

  • 5.19% (5.70%*)

  • 5.29% (5.68%*)

  • (*)

  • 5.69% (5.79%*)

  • (*)

  • (*)

  • 5.69% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $250.00

Other financial bits

  • $20,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • $20 redraw fee

  • none

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

How are Heritage Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.4

Based on 78
Heritage Bank home loans reviews

7.9 7.7 8.8 8.2 8.4

Read Heritage Bank home loan reviews by the Mozo community

Latest reviews of Heritage Bank Fixed Loan

Heritage Bank

Heritage Bank Fixed Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Competitive rates, excellent customer service.

Excellent customer service with outstanding and very competitive interest rates. More personal then the big 4, extremely happy with their products.

Full review

Excellent customer service with outstanding and very competitive interest rates. More personal then the big 4, extremely happy with their products.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Alicia (QLD), reviewed almost 2 years ago

Heritage Bank

Heritage Bank Fixed Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Competitive, competent and courteous.

We severed our association with one of the big 4 (which bank you ask?) for a number of reasons including inflexibility and terrible customer service. We find Heritage wonderful to deal with - courteous, efficient and helpful. We feel like people...

Full review

We severed our association with one of the big 4 (which bank you ask?) for a number of reasons including inflexibility and terrible customer service. We find Heritage wonderful to deal with - courteous, efficient and helpful. We feel like people not just numbers. Five years on we have never regretted our decision.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Barry (QLD), reviewed about 2 years ago

Heritage Bank

Heritage Bank Fixed Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Great customer service

Heritage has great customer service and have helped us to buy our first home.

Full review

Heritage has great customer service and have helped us to buy our first home.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Jarrad (QLD), reviewed over 2 years ago

Heritage Bank

Heritage Bank Fixed Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Great customer service

Heritage is a local bank with great customer service and competitive rates.

Full review

Heritage is a local bank with great customer service and competitive rates.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jarrad (QLD), reviewed over 2 years ago

Heritage Bank

Heritage Bank Fixed Loan (Owner Occupier) home loan review

Overall rating   10 / 10

No one better

Been with them since the 70s. Love them.

Full review

Been with them since the 70s. Love them.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michele (QLD), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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