The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $20,000

Fixed 3 year rate
5.19% p.a.
Comparison Rate
5.70% p.a.
Service fee
$8.00 monthly
Upfront fee
$210
Fixed 3 year rate
5.39% p.a.
Comparison Rate
6.14% p.a.
Service fee
$8.00 monthly
Upfront fee
$210
Fixed 3 year rate
5.49% p.a.
Comparison Rate
6.17% p.a.
Service fee
$8.00 monthly
Upfront fee
$210

Details

Rates and fees information correct as at 12 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.49% (5.72%*)

4.99% (5.70%*)

5.19% (5.70%*)

n/a

5.69% (5.83%*)

n/a

n/a

5.74% p.a.

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$8.00 monthly

$345.00

Other financial bits

$20,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

Apply by 30 September 2022 and pay no application fee. $2,000 cashback for new loans over $500k for applications submitted by 30 September and settled by 31 December 2022. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 12 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.69% (6.23%*)

5.19% (6.18%*)

5.39% (6.14%*)

n/a

5.89% (6.22%*)

n/a

n/a

6.29% p.a.

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$8.00 monthly

$345.00

Other financial bits

$20,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

Apply by 30 September 2022 and pay no application fee. $2,000 cashback for new loans over $500k for applications submitted by 30 September and settled by 31 December 2022. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 12 August 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

4.79% (6.24%*)

5.29% (6.20%*)

5.49% (6.17%*)

n/a

5.99% (6.27%*)

n/a

n/a

6.29% p.a.

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$8.00 monthly

$345.00

Other financial bits

$20,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

Apply by 30 September 2022 and pay no application fee. $2,000 cashback for new loans over $500k for applications submitted by 30 September and settled by 31 December 2022. T&Cs apply.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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About Heritage Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.