This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | |
| | Investor | Principal & Interest | < 90% | $20,000 | |
| | Investor | Interest Only | < 90% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000
Investor (Principal & Interest)
LVR < 90%
Loan: $20,000
Investor (Interest Only)
LVR < 90%
Loan: $20,000
2.99% p.a.
4.35% p.a.
$8.00 monthly
Heritage Bank Fixed Loan
2.99% p.a.
4.35% p.a.
$8.00 monthly
3.49% p.a.
4.88% p.a.
$8.00 monthly
Heritage Bank Fixed Loan
3.49% p.a.
4.88% p.a.
$8.00 monthly
3.64% p.a.
4.92% p.a.
$8.00 monthly
Heritage Bank Fixed Loan
3.64% p.a.
4.92% p.a.
$8.00 monthly
n/a
n/a
n/a
n/a
2.99% (4.64%*)
2.99% (4.49%*)
2.99% (4.35%*)
n/a
3.19% (4.19%*)
n/a
n/a
4.69% p.a.
$0.00
$0.00
$0.00
$150.00
n/a
$8.00 monthly
$250.00
$20,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes - partial only
none
none
n/a
n/a
n/a
n/a
3.49% (5.17%*)
3.49% (5.02%*)
3.49% (4.88%*)
n/a
3.59% (4.66%*)
n/a
n/a
5.24% p.a.
$0.00
$0.00
$0.00
$150.00
n/a
$8.00 monthly
$250.00
$20,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes - partial only
none
none
n/a
n/a
n/a
n/a
3.64% (5.19%*)
3.64% (5.05%*)
3.64% (4.92%*)
n/a
3.79% (4.74%*)
n/a
n/a
5.24% p.a.
$0.00
$0.00
$0.00
$150.00
n/a
$8.00 monthly
$250.00
$20,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes - partial only
none
none
Excellent customer service with outstanding and very competitive interest rates. More personal...
Read full review
Excellent customer service with outstanding and very competitive interest rates. More personal then the big 4, extremely happy with their products.
Less
Alicia | Queensland
reviewed almost 4 years ago
We severed our association with one of the big 4 (which bank you ask?) for a number of reasons...
Read full review
We severed our association with one of the big 4 (which bank you ask?) for a number of reasons including inflexibility and terrible customer service. We find Heritage wonderful to deal with - courteous, efficient and helpful. We feel like people not just numbers. Five years on we have never regretted our decision.
Less
Barry | Queensland
reviewed about 4 years ago
Heritage has great customer service and have helped us to buy our first home.
Read full review
Heritage has great customer service and have helped us to buy our first home.
Less
Jarrad | Queensland
reviewed over 4 years ago
Heritage is a local bank with great customer service and competitive rates.
Read full review
Heritage is a local bank with great customer service and competitive rates.
Less
Jarrad | Queensland
reviewed over 4 years ago
Been with them since the 70s. Love them.
Read full review
Been with them since the 70s. Love them.
Less
Michele | Queensland
reviewed over 4 years ago
Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.
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