The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $20,000 | |
|
|
Investor | Principal & Interest, Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $20,000
|
5.74% p.a. |
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n/a |
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n/a |
|
|
n/a |
|
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5.85% p.a. |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
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|
n/a |
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|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$210.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$345.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Apply by 30 September 2022 and pay no application fee. $2,000 cashback for new loans over $500k for applications submitted by 30 September and settled by 31 December 2022. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.29% p.a. |
|
|
n/a |
|
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n/a |
|
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n/a |
|
|
6.40% p.a. |
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|
n/a |
|
|
n/a |
|
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n/a |
|
|
n/a |
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|
n/a |
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|
n/a |
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|
n/a |
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|
n/a |
|
$0.00 |
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$0.00 |
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$0.00 |
|
|
$210.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$345.00 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest, Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Apply by 30 September 2022 and pay no application fee. $2,000 cashback for new loans over $500k for applications submitted by 30 September and settled by 31 December 2022. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Friendly and knowledgeable staff when having to contact, however their internet banking is lacking. No option for online statements for joint home loan and overly lengthy process to change mailing address resulting in lost statements.
Read full reviewFriendly and knowledgeable staff when having to contact, however their internet banking is lacking. No option for online statements for joint home loan and overly lengthy process to change mailing address resulting in lost statements.
Great company. Good customer service. Low interest rates. Redraw us good. Very happy.
Read full reviewGreat company. Good customer service. Low interest rates. Redraw us good. Very happy.
This bank is up front with all of the costs involved and once set up pass on all rate drops as they occur.
Read full reviewThis bank is up front with all of the costs involved and once set up pass on all rate drops as they occur.
We are very happy with Heritage Bank. Great customer service and products. We love our home loan with a saving offset.
Read full reviewWe are very happy with Heritage Bank. Great customer service and products. We love our home loan with a saving offset.
Easy to deal with and in my experiences to date great customer service.
Read full reviewEasy to deal with and in my experiences to date great customer service.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
