The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $20,000
5.19% p.a.
5.30% p.a.
$8.00 monthly
Heritage Bank Standard Variable
5.19% p.a.
5.30% p.a.
$8.00 monthly
5.74% p.a.
5.84% p.a.
$8.00 monthly
Heritage Bank Standard Variable
5.74% p.a.
5.84% p.a.
$8.00 monthly
Rates and fees information correct as at 19 September 2018.
5.19% p.a.
n/a
0 Months
none
5.30% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$8.00 monthly
$250.00
$20,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$0.00
yes
yes
$20 redraw fee
none
Rates and fees information correct as at 19 September 2018.
5.74% p.a.
n/a
0 Months
none
5.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$150.00
none
$8.00 monthly
$250.00
$20,000
none
none
80.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - fees apply
$0.00
yes
yes
$20 redraw fee
none
Easy to deal with and in my experiences to date great customer service.
Read full review
Easy to deal with and in my experiences to date great customer service.
Less
Dr | QLD
12 Apr 2016
Good local branch service. Friendly staff. Low interest rate.
Read full review
Good local branch service. Friendly staff. Low interest rate.
Less
Maurice | QLD
08 Apr 2016
We switched from Commonwealth to Heritage. 10/10. Great customer service. We live interstate but...
Read full review
We switched from Commonwealth to Heritage. 10/10. Great customer service. We live interstate but they have agreements with so many other banks it's never a problem to find a charge- free ATM. Couldn't rave about them more.
Less
Simone | SA
08 May 2015
Great customer service.
Read full review
Great customer service.
Less
Melanie | NSW
12 Mar 2015
The entire process from day 1 was exceptional. The staff were extremely knowledgeable and every...
Read full review
The entire process from day 1 was exceptional. The staff were extremely knowledgeable and every transaction with the branch was treated with the highest respect and courtesy.
Less
Susan | TAS
04 Feb 2015
Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.
