The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $20,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $20,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $20,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $20,000
4.49% p.a.
n/a
n/a
n/a
4.64% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$150.00
n/a
$8.00 monthly
$300.00
$20,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
5.04% p.a.
n/a
n/a
n/a
5.19% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$150.00
n/a
$8.00 monthly
$300.00
$20,000
none
none
80.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
none
Great company. Good customer service. Low interest rates. Redraw us good. Very happy.
Read full reviewGreat company. Good customer service. Low interest rates. Redraw us good. Very happy.
This bank is up front with all of the costs involved and once set up pass on all rate drops as they occur.
Read full reviewThis bank is up front with all of the costs involved and once set up pass on all rate drops as they occur.
We are very happy with Heritage Bank. Great customer service and products. We love our home loan with a saving offset.
Read full reviewWe are very happy with Heritage Bank. Great customer service and products. We love our home loan with a saving offset.
Easy to deal with and in my experiences to date great customer service.
Read full reviewEasy to deal with and in my experiences to date great customer service.
We switched from Commonwealth to Heritage. 10/10. Great customer service. We live interstate but they have agreements with so many other banks it's never a problem to find a charge- free ATM. Couldn't rave about them more.
Read full reviewWe switched from Commonwealth to Heritage. 10/10. Great customer service. We live interstate but they have agreements with so many other banks it's never a problem to find a charge- free ATM. Couldn't rave about them more.
Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.
Promoted
Commonwealth Bank
Fixed Rate Home Loan (Wealth Package)
2.29% p.a.
fixed 3 years
3.87% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.31% p.a.
Promoted
Mortgage House
Switch and Save Special - Fixed Home Loan
2.19% p.a.
fixed 3 years
2.65% p.a.
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
Promoted
People's Choice Credit Union
Fixed Rate Home Loan (Package)
2.29% p.a.
fixed 3 years
3.72% p.a.
Promoted
Commonwealth Bank
Fixed Rate Home Loan (Wealth Package)
2.29% p.a.
fixed 3 years
3.87% p.a.
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
Promoted
Bank of Queensland
Economy
2.69% p.a. variable
2.86% p.a.
Promoted
Bank of Queensland
Economy
2.69% p.a.
2.86% p.a.
Promoted
Yard
Variable Home Loan Winter Special
2.39% p.a.
2.42% p.a.
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a.
3.34% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.31% p.a.
Promoted
Commonwealth Bank
Fixed Rate Home Loan (Wealth Package)
2.29% p.a.
fixed 3 years
3.87% p.a.
Promoted
People's Choice Credit Union
Fixed Rate Home Loan (Package)
2.29% p.a.
fixed 3 years
3.72% p.a.
Promoted
Mortgage House
Switch and Save Special - Fixed Home Loan
2.19% p.a.
fixed 3 years
2.65% p.a.
Promoted
Bank of Queensland
Fixed Rate
2.35% p.a.
fixed 3 years
3.44% p.a.
Promoted
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a.
3.34% p.a.
$395.00 yearly
Promoted
Yard
Variable Home Loan Winter Special
2.39% p.a.
2.42% p.a.
$0.00
Promoted
People's Choice Credit Union
Basic Variable Home Loan
2.69% p.a.
2.69% p.a.
$0.00