Your selected home loans
Heritage Bank is Australia’s largest customer-owned bank, which means profits go straight back to members in the form of lower interest rates and fees. With no shareholders to please, Heritage Bank also gives back to the local community through grants to community organisations. If you’re looking for a home loan provider offering a touch of personal service, competitive pricing and flexible features, Heritage Bank may be the right fit.
Your selected home loans
I recently opened an account with Jheritage Bank and have had a positive experience. Here are some key points: Pros: Excellent Customer Service: Friendly and knowledgeable staff who are quick to help. User-Friendly Online Banking: Easy management of accounts and transfers. Community Focus: Supports local projects and businesses. Competitive Rates: Good interest rates on savings and loans. Cons: Limited Branch Locations: Fewer physical branches can be inconvenient. Product Features: I wasn't offered an offset account and I would like to have one. Mobile App: The app has occasional glitches and could use improvement. Conclusion: Jheritage Bank is a great choice for those seeking community support and solid customer service, but be mindful of branch accessibility and fees.
Heritage still has a local branch near me and they were very competitive with home loan interest rates. The lending rep was very helpful and made the whole process very easy.
Great fixed rate
Just unbelievably archaic systems that waste everyones time. Every few months there is a form I need to print and sign, scan and email back. Might be quicker with a fax. Not worth the hassle. Used them for two years but gladly leaving asap.
they have been very helpful any time I call with suggestions of what I can do if running low on cash fix things with ease
Always helpful and good reasonable rates - but hard at times not having a local physical branch. Good for our home loan! We have always been happy with Heritage!
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
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