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Heritage Bank Variable Rate Loan (Home Advantage)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $699,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $699,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $699,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $699,999 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $699,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $699,999 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $150,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $699,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $150,000 $699,999
Owner Occupier Principal & Interest < 70% $700,000
Owner Occupier Principal & Interest 70%-80% $150,000 $699,999
Owner Occupier Principal & Interest 70%-80% $700,000
Owner Occupier Principal & Interest 80%-90% $150,000 $699,999
Owner Occupier Principal & Interest 80%-90% $700,000
Owner Occupier Principal & Interest 90%-95% $150,000 $699,999
Owner Occupier Principal & Interest 90%-95% $700,000
Investor Principal & Interest < 70% $150,000 $699,999
Investor Principal & Interest < 70% $700,000
Investor Principal & Interest 70%-80% $150,000 $699,999
Investor Principal & Interest 70%-80% $700,000
Investor Principal & Interest 80%-90% $150,000 $699,999
Investor Principal & Interest 80%-90% $700,000
Investor Interest Only < 70% $150,000 $699,999
Investor Interest Only < 70% $700,000
Investor Interest Only 70%-80% $150,000 $699,999
Investor Interest Only 70%-80% $700,000
Investor Interest Only 80%-90% $150,000 $699,999
Investor Interest Only 80%-90% $700,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $699,999
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $700,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $699,999
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $700,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $699,999
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $700,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $150,000 $699,999
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $700,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $699,999
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $700,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $699,999
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $700,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $699,999
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $700,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $150,000 $699,999
  • Investor (Interest Only)
    LVR < 70%
    Loan: $700,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $699,999
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $700,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $150,000 $699,999
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $700,000
Rate
6.14% p.a.
Comparison Rate
6.49% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.09% p.a.
Comparison Rate
6.44% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.24% p.a.
Comparison Rate
6.58% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.19% p.a.
Comparison Rate
6.53% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.64% p.a.
Comparison Rate
6.98% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.59% p.a.
Comparison Rate
6.93% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.94% p.a.
Comparison Rate
7.28% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.89% p.a.
Comparison Rate
7.23% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.39% p.a.
Comparison Rate
6.73% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.34% p.a.
Comparison Rate
6.68% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.49% p.a.
Comparison Rate
6.83% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.44% p.a.
Comparison Rate
6.78% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.89% p.a.
Comparison Rate
7.23% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.84% p.a.
Comparison Rate
7.18% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.69% p.a.
Comparison Rate
7.01% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.64% p.a.
Comparison Rate
6.96% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.79% p.a.
Comparison Rate
7.10% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
6.74% p.a.
Comparison Rate
7.05% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
7.19% p.a.
Comparison Rate
7.50% p.a.
Service fee
$350.00 yearly
Upfront fee
$210
Rate
7.14% p.a.
Comparison Rate
7.45% p.a.
Service fee
$350.00 yearly
Upfront fee
$210

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.49% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

none

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.09% p.a.

n/a

n/a

n/a

6.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

none

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.24% p.a.

n/a

n/a

n/a

6.58% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.53% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.64% p.a.

n/a

n/a

n/a

6.98% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.93% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.94% p.a.

n/a

n/a

n/a

7.28% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

7.23% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.73% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

none

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

none

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.49% p.a.

n/a

n/a

n/a

6.83% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.44% p.a.

n/a

n/a

n/a

6.78% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

7.23% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.84% p.a.

n/a

n/a

n/a

7.18% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

7.01% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

none

70.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.64% p.a.

n/a

n/a

n/a

6.96% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

none

70.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.79% p.a.

n/a

n/a

n/a

7.10% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

70.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.74% p.a.

n/a

n/a

n/a

7.05% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

70.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.19% p.a.

n/a

n/a

n/a

7.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$150,000

$699,999

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.14% p.a.

n/a

n/a

n/a

7.45% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$210.00

n/a

$350.00 yearly

$345.00

Other financial bits

$700,000

none

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 annual credit card fee when you package an eligible home loan with a Classic or Platinum credit card as part of the Home Advantage Package.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Heritage Bank home loans rated by the Mozo community?

Overall
8.4/10
Price
8.0/10
Features
7.5/10
Customer service
8.4/10
Convenience
7.8/10
Trust
8.3/10
Based on 272 Heritage Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Heritage Bank Variable Rate Loan (Home Advantage) Home Loan

About Heritage Bank

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a. variable

6.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a. variable

6.20% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a. variable

6.06% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a. variable

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

Low Rate Home Loan

6.14% p.a.

6.20% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

6.09% p.a.
fixed 3 years

6.15% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

$0.00

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

$0.00

Thumbnail icon for G&C Mutual Bank
G&C Mutual Bank

First Home Buyer Loan

5.99% p.a.

6.02% p.a.

$0.00

Thumbnail icon for Community First Bank
Community First Bank

Basic Variable Home Loan

5.94% p.a.

5.99% p.a.

$0.00

Thumbnail icon for Unity Bank
Unity Bank

First Home Buyer Advantage Plus Home Loan

5.99% p.a.

6.76% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans