Illawarra Credit Union Fixed Rate Lite

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $249,999 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $249,999 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $30,000 and $249,999 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $30,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $30,000 $249,999

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $30,000 $249,999

  • Investor (Interest Only)

    LVR < 95%

    Loan: $30,000 $249,999

4.00% p.a.

4.85% p.a.

$0.00

Illawarra Credit Union Fixed Rate Lite

4.00% p.a.

4.85% p.a.

$0.00

4.80% p.a.

5.10% p.a.

$0.00

Illawarra Credit Union Fixed Rate Lite

4.80% p.a.

5.10% p.a.

$0.00

4.30% p.a.

5.27% p.a.

$8.00 monthly

Illawarra Credit Union Fixed Rate Lite

4.30% p.a.

5.27% p.a.

$8.00 monthly

4.70% p.a.

5.45% p.a.

$8.00 monthly

Illawarra Credit Union Fixed Rate Lite

4.70% p.a.

5.45% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.80% (5.02%*)

  • 3.90% (4.92%*)

  • 4.00% (4.85%*)

  • (*)

  • 4.74% (4.99%*)

  • (*)

  • (*)

  • 5.10% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.50% (5.13%*)

  • 4.55% (5.08%*)

  • 4.80% (5.10%*)

  • (*)

  • 5.14% (5.19%*)

  • (*)

  • (*)

  • 5.15% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $0.00

  • $250.00

Other financial bits
  • $30,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.20% (5.46%*)

  • 4.30% (5.37%*)

  • 4.30% (5.27%*)

  • (*)

  • 5.24% (5.50%*)

  • (*)

  • (*)

  • 5.45% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $8.00 monthly

  • $250.00

Other financial bits
  • $30,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.60% (5.59%*)

  • 4.65% (5.51%*)

  • 4.70% (5.45%*)

  • (*)

  • 5.24% (5.55%*)

  • (*)

  • (*)

  • 5.55% p.a.

Fees
  • $0.00

  • $365.00

  • $242.00

  • $0.00

  • none

  • $8.00 monthly

  • $250.00

Other financial bits
  • $30,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • Valuation and legal fees charged at cost.

  • none

Customer Reviews

How are Illawarra Credit Union home loans rated by the Mozo community?

Overall customer rating
7.8/10
Price
7.4/10
Features
7.2/10
Customer service
8.0/10
Convenience
7.1/10
Trust
7.8/10

Latest review of Illawarra Credit Union Fixed Rate Lite

  • Overall
    8/10
    Reward loyalty and very good interest rates.

    Always willing to listen and negotiate best product and interest rate option.

    Always willing to listen and negotiate best product and interest rate option.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Susan | New South Wales

    reviewed almost 3 years ago

Illawarra Credit Union

About Illawarra Credit Union

Illawarra Credit Union is a community credit union, that uses its profits to improve products and services offered to its customers, in the Illawarra region. Illawarra offers its customers with competitive products and services in home and personal loans, credit cards, car loans, savings accounts, term deposits and debit cards. Illawarra provides financial solutions complimented with customer service.

See Illawarra Credit Union home loans

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Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

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Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

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Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.