The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $750,000 |
| | Investor | Principal & Interest | < 80% | $150,000 | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $750,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $750,000
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.09% (2.65%*) | |
| 2.09% (2.63%*) | |
| 2.19% (2.63%*) | |
| 2.79% (2.80%*) | |
| 2.89% (2.87%*) | |
| n/a | |
| n/a | |
| 2.39% p.a. |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $248.00 yearly | |
| $400.00 |
| $150,000 | |
| $750,000 | |
| none | |
| 80.00% |
| Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| none | |
| yes | |
| yes | |
| none | |
| Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| 2.49% (2.68%*) | |
| 2.49% (2.69%*) | |
| 2.59% (2.72%*) | |
| 2.99% (2.87%*) | |
| 2.99% (2.91%*) | |
| n/a | |
| n/a | |
| 2.39% p.a. |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $248.00 yearly | |
| $400.00 |
| $150,000 | |
| $750,000 | |
| none | |
| 80.00% |
| Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| none | |
| yes | |
| yes | |
| none | |
| Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We have been really happy with Macquarie. It's a bit of a pain not having easy access to a 'physical' branch here in Victoria, but we haven't had any problems and have a very competitive rate.
Read full reviewWe have been really happy with Macquarie. It's a bit of a pain not having easy access to a 'physical' branch here in Victoria, but we haven't had any problems and have a very competitive rate.
After experiencing unexpected hardship they assisted in every way possible. Their rates are fantastic and so is their customer service.
Read full reviewAfter experiencing unexpected hardship they assisted in every way possible. Their rates are fantastic and so is their customer service.
The application process was simple. The interest rate was very competitive. Their internet banking is great with fantastic budgeting features. The customer service is excellent with staff who speak clear English, have a 'can do' attitude and only too happy to work with you. We hit a had financial time in 2019 and they were very understanding and only too happy to work with us on getting back on track. The only negative is there are no branches, so to deposit cash you need to have an account with another bank.
Read full reviewThe application process was simple. The interest rate was very competitive. Their internet banking is great with fantastic budgeting features. The customer service is excellent with staff who speak clear English, have a 'can do' attitude and only too happy to work with you. We hit a had financial time in 2019 and they were very understanding and only too happy to work with us on getting back on track. The only negative is there are no branches, so to deposit cash you need to have an account with another bank.
Product is basic, but does what's needed.
Read full reviewProduct is basic, but does what's needed.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Bank of Queensland
Fixed Rate
2.19% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
Bank of Queensland
Fixed Rate
2.19% p.a.
fixed 3 years
3.03% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
