Macquarie Offset Home Loan (Fixed, Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $750,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $750,000

4.09% p.a.

4.17% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Fixed, Package)

4.09% p.a.

4.17% p.a.

$248.00 yearly

4.39% p.a.

4.50% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Fixed, Package)

4.39% p.a.

4.50% p.a.

$248.00 yearly

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.09% (4.15%*)

  • 4.09% (4.17%*)

  • (*)

  • 4.59% (4.41%*)

  • (*)

  • (*)

  • 3.85% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $750,000

  • none

  • 80.00%

Features
  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 4.29% (4.46%*)

  • 4.39% (4.50%*)

  • (*)

  • 4.69% (4.65%*)

  • (*)

  • (*)

  • 4.19% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $750,000

  • none

  • 80.00%

Features
  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Customer Reviews

How are Macquarie home loans rated by the Mozo community?

Overall customer rating
5.3/10
Price
5.6/10
Features
5.0/10
Customer service
5.3/10
Convenience
4.9/10
Trust
5.6/10

Latest review of Macquarie Offset Home Loan (Fixed, Package)

  • Overall
    8/10
    Good basic product.

    Product is basic, but does what's needed.

    Product is basic, but does what's needed.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    7/10

    Guy | New South Wales

    reviewed about 3 years ago

Macquarie

About Macquarie

Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.

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$520

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3.59% p.a.

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n/a

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3.72% p.a. variable

4.12% p.a.

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3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

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Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

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UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

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Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

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Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

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Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

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3.64% p.a.

3.66% p.a.

$150

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n/a

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$0

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3.99% p.a.
fixed 3 years

4.31% p.a.

$520

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3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

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Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

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3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

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Fixed Rate Home Loan

3.94% p.a.
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4.81% p.a.

$0

NAB

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Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.