The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $750,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $750,000 |
| | Investor | Principal & Interest | < 80% | $150,000 | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $750,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $750,000
n/a
n/a
n/a
n/a
2.09% (2.87%*)
2.09% (2.83%*)
2.19% (2.81%*)
2.59% (2.90%*)
2.59% (2.90%*)
n/a
n/a
2.64% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$248.00 yearly
$400.00
$150,000
$750,000
none
80.00%
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.13%*)
2.49% (3.10%*)
2.59% (3.09%*)
2.79% (3.13%*)
2.79% (3.13%*)
n/a
n/a
2.89% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$248.00 yearly
$400.00
$150,000
$750,000
none
80.00%
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We have been really happy with Macquarie. It's a bit of a pain not having easy access to a 'physical' branch here in Victoria, but we haven't had any problems and have a very competitive rate.
Read full reviewWe have been really happy with Macquarie. It's a bit of a pain not having easy access to a 'physical' branch here in Victoria, but we haven't had any problems and have a very competitive rate.
After experiencing unexpected hardship they assisted in every way possible. Their rates are fantastic and so is their customer service.
Read full reviewAfter experiencing unexpected hardship they assisted in every way possible. Their rates are fantastic and so is their customer service.
The application process was simple. The interest rate was very competitive. Their internet banking is great with fantastic budgeting features. The customer service is excellent with staff who speak clear English, have a 'can do' attitude and only too happy to work with you. We hit a had financial time in 2019 and they were very understanding and only too happy to work with us on getting back on track. The only negative is there are no branches, so to deposit cash you need to have an account with another bank.
Read full reviewThe application process was simple. The interest rate was very competitive. Their internet banking is great with fantastic budgeting features. The customer service is excellent with staff who speak clear English, have a 'can do' attitude and only too happy to work with you. We hit a had financial time in 2019 and they were very understanding and only too happy to work with us on getting back on track. The only negative is there are no branches, so to deposit cash you need to have an account with another bank.
Product is basic, but does what's needed.
Read full reviewProduct is basic, but does what's needed.
Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.
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2.47% p.a.
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2.76% p.a.
Newcastle Permanent
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fixed 3 years
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fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
