Macquarie Offset Home Loan (Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $749,999 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $749,999

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $750,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $749,999

3.75% p.a.

4.00% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

3.75% p.a.

4.00% p.a.

$248.00 yearly

3.85% p.a.

4.11% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

3.85% p.a.

4.11% p.a.

$248.00 yearly

3.85% p.a.

4.11% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

3.85% p.a.

4.11% p.a.

$248.00 yearly

4.05% p.a.

4.31% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

4.05% p.a.

4.31% p.a.

$248.00 yearly

3.99% p.a.

4.25% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

3.99% p.a.

4.25% p.a.

$248.00 yearly

4.19% p.a.

4.44% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

4.19% p.a.

4.44% p.a.

$248.00 yearly

4.19% p.a.

4.44% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

4.19% p.a.

4.44% p.a.

$248.00 yearly

4.05% p.a.

4.31% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

4.05% p.a.

4.31% p.a.

$248.00 yearly

4.64% p.a.

4.89% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

4.64% p.a.

4.89% p.a.

$248.00 yearly

4.64% p.a.

4.89% p.a.

$248.00 yearly

Macquarie Offset Home Loan (Package)

4.64% p.a.

4.89% p.a.

$248.00 yearly

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 3.75% p.a.

  • n/a

  • 0 Months

  • none

  • 4.00% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 3.85% p.a.

  • n/a

  • 0 Months

  • none

  • 4.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 3.85% p.a.

  • n/a

  • 0 Months

  • none

  • 4.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.05% p.a.

  • n/a

  • 0 Months

  • none

  • 4.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.25% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.05% p.a.

  • n/a

  • 0 Months

  • none

  • 4.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.64% p.a.

  • n/a

  • 0 Months

  • none

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $750,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.64% p.a.

  • n/a

  • 0 Months

  • none

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $248.00 yearly

  • $400.00

Other financial bits
  • $150,000

  • $749,999

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Flyer option available for extra 0.05% to earn 10k Qantas Points per $100k borrowed, 1,000 Points per month on balances over $150k and 25k Points on 3rd and 5th anniversary. For a limited time earn an additional 80k Points for loans greater than $150k.

Customer Reviews

How are Macquarie home loans rated by the Mozo community?

Overall customer rating
5.3/10
Price
5.6/10
Features
5.0/10
Customer service
5.3/10
Convenience
4.9/10
Trust
5.6/10

Latest reviews of Macquarie Offset Home Loan (Package)

  • Overall
    9/10
    Great Customer Service

    Staff always willing to help. They are polite and courteous. Changes to account structures and so...

    Staff always willing to help. They are polite and courteous. Changes to account structures and so forth are never a problem to achieve.

    Price
    9/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10

    Stephen | Queensland

    reviewed almost 2 years ago

  • Overall
    8/10
    Competitive rate & easy to understand options

    Good online access. No branch option but we have no need so works for us

    Good online access. No branch option but we have no need so works for us

    Price
    8/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    8/10

    Susie | New South Wales

    reviewed over 2 years ago

  • Overall
    9/10
    Very prompt and understanding

    I have been customer with the bank for 20 years and have no issues with them.

    I have been customer with the bank for 20 years and have no issues with them.

    Price
    9/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Le | Victoria

    reviewed over 2 years ago

  • Overall
    7/10
    Good customer service

    Great home loan but I hate not having a branch here in Queensland.

    Great home loan but I hate not having a branch here in Queensland.

    Price
    5/10
    Features
    3/10
    Customer service
    8/10
    Convenience
    0/10
    Trust
    7/10

    Kirsty | Queensland

    reviewed over 2 years ago

  • Overall
    7/10
    Best option available at the time taken out

    Best option available at the time taken out.

    Best option available at the time taken out.

    Price
    7/10
    Features
    7/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    6/10

    Grant | Western Australia

    reviewed almost 3 years ago

Macquarie

About Macquarie

Macquarie a global financial provider offers a variety of services to its clients. Macquarie provides a variety of products including banking, financial, advisory, investment and funds management services. Since its founding in 1969 Macquarie has become one of Australia's largest companies today.

See Macquarie home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.