Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 60%-70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | < 60% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | 60%-70% | $150,000 | $10,000,000 |
|
|
Owner Occupier | Interest Only | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | < 60% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 60%-70% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 70%-80% | $150,000 | $10,000,000 |
|
|
Investor | Principal & Interest | 80%-90% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | < 60% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | 60%-70% | $150,000 | $10,000,000 |
|
|
Investor | Interest Only | 70%-80% | $150,000 | $10,000,000 |
|
6.14% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.14% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.43% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.50% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.75% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.65% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.90% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.59% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.59% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.45% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.70% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.53% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.50% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.75% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
60.00% |
|
|
70.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.65% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.90% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$248.00 yearly |
|
|
$400.00 |
|
$150,000 |
|
|
$10,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
none |
|
|
yes |
|
|
yes |
|
|
none |
|
|
Waived annual fee for credit card added to the home loan. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Interest rates are highly competitive, particularly when we initially refinanced with their fixed rate option. Customer service during the refinancing process was underwhelming and the process was delayed due to their poor customer service, ultimately meaning we ended up with a higher interest rate, due to a rate rise. Their online banking is fairly easy to use however it is not as extensive as some competitors. Customer service via phone or live chat is generally good however wait times can be long. Macquarie are going cashless which could be problematic for some.
Read full reviewInterest rates are highly competitive, particularly when we initially refinanced with their fixed rate option. Customer service during the refinancing process was underwhelming and the process was delayed due to their poor customer service, ultimately meaning we ended up with a higher interest rate, due to a rate rise. Their online banking is fairly easy to use however it is not as extensive as some competitors. Customer service via phone or live chat is generally good however wait times can be long. Macquarie are going cashless which could be problematic for some.
Stable bank with good online features. Not cheapest in market.
Read full reviewStable bank with good online features. Not cheapest in market.
We have been with Macquarie for over a year and a half. We have our mortgage with them and combined offset bank accounts. They are very competitive in terms of their interest rate. They have great customer service and good services. We like the fact that we can have up to 7 separate offset accounts which we use to put separate savings aside for. We haven’t had any issues however I know their customer service is great.
Read full reviewWe have been with Macquarie for over a year and a half. We have our mortgage with them and combined offset bank accounts. They are very competitive in terms of their interest rate. They have great customer service and good services. We like the fact that we can have up to 7 separate offset accounts which we use to put separate savings aside for. We haven’t had any issues however I know their customer service is great.
Macquarie Bank's home loan is excellent—competitive rates, great app functionality. The seamless experience, combined with their efficient service, makes managing your mortgage a breeze. Highly recommend!
Read full reviewMacquarie Bank's home loan is excellent—competitive rates, great app functionality. The seamless experience, combined with their efficient service, makes managing your mortgage a breeze. Highly recommend!
I just recently joined Macquarie Bank and so far so good. The management of funds has been relatively painless compared to other banks. We are considering them for future purchases/investments.
Read full reviewI just recently joined Macquarie Bank and so far so good. The management of funds has been relatively painless compared to other banks. We are considering them for future purchases/investments.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Flex Home Loan
6.09% p.a.
6.33% p.a.
$250.00 yearly
FHBG Classic Home Loan
6.09% p.a.
6.11% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
