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MyState Bank Fixed Rate Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $30,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $30,000 $3,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $30,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $30,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $30,000 $3,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $30,000 $3,000,000

Fixed 3 year rate
2.09% p.a.
Comparison Rate
3.81% p.a.
Service fee
$0.00
Upfront fee
$950
Fixed 3 year rate
2.99% p.a.
Comparison Rate
4.04% p.a.
Service fee
$0.00
Upfront fee
$950
Fixed 3 year rate
3.24% p.a.
Comparison Rate
4.40% p.a.
Service fee
$0.00
Upfront fee
$950
Fixed 3 year rate
2.79% p.a.
Comparison Rate
3.99% p.a.
Service fee
$0.00
Upfront fee
$950
Fixed 3 year rate
2.99% p.a.
Comparison Rate
4.33% p.a.
Service fee
$0.00
Upfront fee
$950
Fixed 3 year rate
2.89% p.a.
Comparison Rate
4.31% p.a.
Service fee
$0.00
Upfront fee
$950

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.09% (4.18%*)

  • 2.09% (3.99%*)

  • 2.09% (3.81%*)

  • n/a

  • 2.79% (3.77%*)

  • n/a

  • n/a

  • 4.32% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $380.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

  • $2,000 refinance cashback, min $250k, <80% LVR, by 28 February 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (4.27%*)

  • 2.99% (4.15%*)

  • 2.99% (4.04%*)

  • n/a

  • 4.39% (4.42%*)

  • n/a

  • n/a

  • 4.32% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $380.00

Other financial bits
  • $30,000

  • $3,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

  • $2,000 refinance cashback, min $250k, <80% LVR, by 28 February 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.49% (4.67%*)

  • 3.49% (4.56%*)

  • 3.24% (4.40%*)

  • n/a

  • 3.39% (4.25%*)

  • n/a

  • n/a

  • 4.72% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $380.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

  • $2,000 refinance cashback, min $250k, <80% LVR, by 28 February 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (4.27%*)

  • 2.79% (4.11%*)

  • 2.79% (3.99%*)

  • n/a

  • 3.79% (4.17%*)

  • n/a

  • n/a

  • 4.32% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $380.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • $300 reduction to 2 year fixed rate establishment fee.

  • $2,000 refinance cashback, min $250k, <80% LVR, by 28 February 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (4.64%*)

  • 2.99% (4.47%*)

  • 2.99% (4.33%*)

  • n/a

  • 3.99% (4.49%*)

  • n/a

  • n/a

  • 4.72% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $380.00

Other financial bits
  • $30,000

  • $3,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • $300 reduction to 2 year fixed rate establishment fee.

  • $2,000 refinance cashback, min $250k, <80% LVR, by 28 February 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (4.64%*)

  • 2.99% (4.47%*)

  • 2.89% (4.31%*)

  • n/a

  • 3.99% (4.49%*)

  • n/a

  • n/a

  • 4.72% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $380.00

Other financial bits
  • $30,000

  • $3,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • Extra repayments free up to $10,000 per annum during fixed rate period.

  • none

  • $2,000 refinance cashback, min $250k, <80% LVR, by 28 February 2021.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are MyState Bank home loans rated by the Mozo community?

Overall
7.3/10
Price
7.2/10
Features
6.5/10
Customer service
7.5/10
Convenience
7.5/10
Trust
7.4/10

Latest reviews of MyState Bank Fixed Rate Loan

Thumbnail icon for MyState Bank

About MyState Bank

MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.

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