The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $30,000 | $3,000,000 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $30,000 | $3,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $30,000 | $3,000,000 |
|
|
Owner Occupier | Interest Only | < 80% | $30,000 | $3,000,000 |
|
|
Investor | Principal & Interest | < 80% | $30,000 | $3,000,000 |
|
|
Investor | Principal & Interest | 80%-90% | $30,000 | $3,000,000 |
|
|
Investor | Interest Only | < 80% | $30,000 | $3,000,000 |
|
|
Investor | Interest Only | 80%-90% | $30,000 | $3,000,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $30,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $30,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $30,000 $3,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $30,000 $3,000,000
Investor (Interest Only)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Interest Only)
LVR 80%-90%
Loan: $30,000 $3,000,000
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.29% (6.05%*) |
|
|
5.79% (6.08%*) |
|
|
6.39% (6.22%*) |
|
|
n/a |
|
|
6.69% (6.41%*) |
|
|
n/a |
|
|
n/a |
|
|
6.07% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.39% (6.06%*) |
|
|
5.89% (6.10%*) |
|
|
6.49% (6.25%*) |
|
|
n/a |
|
|
6.69% (6.41%*) |
|
|
n/a |
|
|
n/a |
|
|
6.07% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (6.12%*) |
|
|
6.49% (6.22%*) |
|
|
7.09% (6.43%*) |
|
|
n/a |
|
|
7.29% (6.68%*) |
|
|
n/a |
|
|
n/a |
|
|
6.07% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (6.50%*) |
|
|
6.69% (6.58%*) |
|
|
7.29% (6.77%*) |
|
|
n/a |
|
|
7.29% (6.90%*) |
|
|
n/a |
|
|
n/a |
|
|
6.47% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.59% (6.08%*) |
|
|
5.99% (6.12%*) |
|
|
6.49% (6.25%*) |
|
|
n/a |
|
|
6.84% (6.47%*) |
|
|
n/a |
|
|
n/a |
|
|
6.07% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (6.14%*) |
|
|
6.59% (6.24%*) |
|
|
7.09% (6.43%*) |
|
|
n/a |
|
|
7.44% (6.75%*) |
|
|
n/a |
|
|
n/a |
|
|
6.07% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.79% (6.46%*) |
|
|
6.19% (6.48%*) |
|
|
6.69% (6.30%*) |
|
|
n/a |
|
|
7.04% (6.55%*) |
|
|
n/a |
|
|
n/a |
|
|
6.47% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.52%*) |
|
|
6.79% (6.60%*) |
|
|
7.29% (6.77%*) |
|
|
n/a |
|
|
7.64% (6.81%*) |
|
|
n/a |
|
|
n/a |
|
|
6.47% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
$2,000 refinance cashback, min $250k, or $3,000 cashback, min $500k, <80% LVR, apply by 31 August 2022, settle by 30 November 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Flexible.
Read full reviewTerrible experience! Went with them for a home loan because of their quick turn around time. It dragged out for over a month with them asking for information that we had sent twice already multiple times. They then told us everything was looking good just needed more info from guarantee so bought the house. Then they tell us on the afternoon of the last day of cooling off period that we are approved for nearly $100,000 less then we applied for! They made the whole experience stressful by not replying via email or phone call.
Read full reviewTerrible experience! Went with them for a home loan because of their quick turn around time. It dragged out for over a month with them asking for information that we had sent twice already multiple times. They then told us everything was looking good just needed more info from guarantee so bought the house. Then they tell us on the afternoon of the last day of cooling off period that we are approved for nearly $100,000 less then we applied for! They made the whole experience stressful by not replying via email or phone call.
We have been with this bank for over 15 years and even though there is no bank where we live service has always been efficient and friendly and communication is great.
Read full reviewWe have been with this bank for over 15 years and even though there is no bank where we live service has always been efficient and friendly and communication is great.
Always had to fight to get a better rate and/or them to reduce their rate after official cuts. Even then, they never passed on full rate. I understand as a minor player in the market they have different pricing, costs etc. but that doesn't help me.
Read full reviewAlways had to fight to get a better rate and/or them to reduce their rate after official cuts. Even then, they never passed on full rate. I understand as a minor player in the market they have different pricing, costs etc. but that doesn't help me.
Great local bank with a broad range of products and services and they show that they actually care. Always very helpful and exceptionally friendly with great advice.
Read full reviewGreat local bank with a broad range of products and services and they show that they actually care. Always very helpful and exceptionally friendly with great advice.
loans.com.au
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3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
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3.69% p.a. variable
3.85% p.a.
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
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3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
Qudos Bank
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3.49% p.a. variable
3.49% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a.
4.22% p.a.
Qudos Bank
No Frills Home Loan
3.49% p.a.
3.49% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
