The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $30,000 | $3,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $30,000 | $3,000,000 |
| | Owner Occupier | Interest Only | < 80% | $30,000 | $3,000,000 |
| | Investor | Principal & Interest | < 80% | $30,000 | $3,000,000 |
| | Investor | Principal & Interest | 80%-90% | $30,000 | $3,000,000 |
| | Investor | Interest Only | < 80% | $30,000 | $3,000,000 |
| | Investor | Interest Only | 80%-90% | $30,000 | $3,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $30,000 $3,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $30,000 $3,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $30,000 $3,000,000
Investor (Interest Only)
LVR < 80%
Loan: $30,000 $3,000,000
Investor (Interest Only)
LVR 80%-90%
Loan: $30,000 $3,000,000
n/a
n/a
n/a
n/a
2.09% (4.18%*)
2.09% (3.99%*)
2.09% (3.81%*)
n/a
2.79% (3.77%*)
n/a
n/a
4.32% p.a.
$600.00
$0.00
$0.00
$350.00
n/a
$0.00
$380.00
$30,000
$3,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
none
no
none
yes
no
Extra repayments free up to $10,000 per annum during fixed rate period.
none
$2,000 refinance cashback, min $250k, <80% LVR, by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.99% (4.27%*)
2.99% (4.15%*)
2.99% (4.04%*)
n/a
4.39% (4.42%*)
n/a
n/a
4.32% p.a.
$600.00
$0.00
$0.00
$350.00
n/a
$0.00
$380.00
$30,000
$3,000,000
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
none
no
none
yes
no
Extra repayments free up to $10,000 per annum during fixed rate period.
none
$2,000 refinance cashback, min $250k, <80% LVR, by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.49% (4.67%*)
3.24% (4.52%*)
3.24% (4.40%*)
n/a
3.39% (4.25%*)
n/a
n/a
4.72% p.a.
$600.00
$0.00
$0.00
$350.00
n/a
$0.00
$380.00
$30,000
$3,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
none
no
none
yes
no
Extra repayments free up to $10,000 per annum during fixed rate period.
none
$2,000 refinance cashback, min $250k, <80% LVR, by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.69% (4.24%*)
2.44% (4.05%*)
2.39% (3.89%*)
n/a
2.99% (3.85%*)
n/a
n/a
4.32% p.a.
$600.00
$0.00
$0.00
$350.00
n/a
$0.00
$380.00
$30,000
$3,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
none
no
none
yes
no
Extra repayments free up to $10,000 per annum during fixed rate period.
$300 reduction to 2 year fixed rate establishment fee.
$2,000 refinance cashback, min $250k, <80% LVR, by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.19% (4.64%*)
2.99% (4.47%*)
2.99% (4.33%*)
n/a
3.99% (4.49%*)
n/a
n/a
4.72% p.a.
$600.00
$0.00
$0.00
$350.00
n/a
$0.00
$380.00
$30,000
$3,000,000
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
none
no
none
yes
no
Extra repayments free up to $10,000 per annum during fixed rate period.
$300 reduction to 2 year fixed rate establishment fee.
$2,000 refinance cashback, min $250k, <80% LVR, by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.19% (4.64%*)
2.99% (4.47%*)
2.89% (4.31%*)
n/a
3.99% (4.49%*)
n/a
n/a
4.72% p.a.
$600.00
$0.00
$0.00
$350.00
n/a
$0.00
$380.00
$30,000
$3,000,000
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
none
no
none
yes
no
Extra repayments free up to $10,000 per annum during fixed rate period.
none
$2,000 refinance cashback, min $250k, <80% LVR, by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.39% (4.66%*)
3.19% (4.51%*)
3.09% (4.36%*)
n/a
4.19% (4.57%*)
n/a
n/a
4.72% p.a.
$600.00
$0.00
$0.00
$350.00
n/a
$0.00
$380.00
$30,000
$3,000,000
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
none
no
none
yes
no
Extra repayments free up to $10,000 per annum during fixed rate period.
none
$2,000 refinance cashback, min $250k, <80% LVR, by 30 June 2021.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
We have been with this bank for over 15 years and even though there is no bank where we live service has always been efficient and friendly and communication is great.
Read full reviewWe have been with this bank for over 15 years and even though there is no bank where we live service has always been efficient and friendly and communication is great.
Always had to fight to get a better rate and/or them to reduce their rate after official cuts. Even then, they never passed on full rate. I understand as a minor player in the market they have different pricing, costs etc. but that doesn't help me.
Read full reviewAlways had to fight to get a better rate and/or them to reduce their rate after official cuts. Even then, they never passed on full rate. I understand as a minor player in the market they have different pricing, costs etc. but that doesn't help me.
Great local bank with a broad range of products and services and they show that they actually care. Always very helpful and exceptionally friendly with great advice.
Read full reviewGreat local bank with a broad range of products and services and they show that they actually care. Always very helpful and exceptionally friendly with great advice.
I think taking out a home loan with MyState was a bad choice. The rates are very expensive. I will wait for another 2.5 years after my fixed rate is over so I can move out to a better provider
Read full reviewI think taking out a home loan with MyState was a bad choice. The rates are very expensive. I will wait for another 2.5 years after my fixed rate is over so I can move out to a better provider
There are no branches in Victoria which makes it tricky. But online and on the phone service is brilliant. Excellent rates.
Read full reviewThere are no branches in Victoria which makes it tricky. But online and on the phone service is brilliant. Excellent rates.
MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
