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MyState Bank Fixed Rate Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $30,000 and $3,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $30,000 and $3,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $30,000 $3,000,000
Owner Occupier Principal & Interest 70%-80% $30,000 $3,000,000
Owner Occupier Principal & Interest 80%-90% $30,000 $3,000,000
Owner Occupier Interest Only < 80% $30,000 $3,000,000
Investor Principal & Interest < 80% $30,000 $3,000,000
Investor Principal & Interest 80%-90% $30,000 $3,000,000
Investor Interest Only < 80% $30,000 $3,000,000
Investor Interest Only 80%-90% $30,000 $3,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $30,000 $3,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $30,000 $3,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $30,000 $3,000,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $30,000 $3,000,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $30,000 $3,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $30,000 $3,000,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $30,000 $3,000,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $30,000 $3,000,000
Fixed 3 year rate
6.19% p.a.
Comparison Rate
7.78% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
6.24% p.a.
Comparison Rate
7.80% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
6.44% p.a.
Comparison Rate
7.85% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
7.04% p.a.
Comparison Rate
8.03% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
6.49% p.a.
Comparison Rate
7.87% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.93% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.93% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
6.89% p.a.
Comparison Rate
7.99% p.a.
Service fee
$0.00
Upfront fee
$800

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.44% (8.22%*)

6.24% (7.99%*)

6.19% (7.78%*)

n/a

6.69% (7.67%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

none

70.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (8.23%*)

6.29% (8.00%*)

6.24% (7.80%*)

n/a

6.69% (7.67%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

70.00%

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (8.25%*)

6.49% (8.04%*)

6.44% (7.85%*)

n/a

6.89% (7.76%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.29% (8.32%*)

7.09% (8.16%*)

7.04% (8.03%*)

n/a

7.49% (8.03%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.64% (8.24%*)

6.59% (8.06%*)

6.49% (7.87%*)

n/a

6.94% (7.78%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.84% (8.27%*)

6.79% (8.10%*)

6.69% (7.93%*)

n/a

7.14% (7.87%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.84% (8.27%*)

6.79% (8.10%*)

6.69% (7.93%*)

n/a

7.14% (7.87%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 31 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.04% (8.29%*)

6.99% (8.14%*)

6.89% (7.99%*)

n/a

7.34% (7.96%*)

n/a

n/a

8.37% p.a.

Fees

$450.00

$0.00

$0.00

$350.00

n/a

$0.00

$380.00

Other financial bits

$30,000

$3,000,000

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free

none

no

none

yes

no

Extra repayments free up to $10,000 per annum during fixed rate period.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are MyState Bank home loans rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.1/10
Convenience
7.0/10
Trust
7.0/10
Based on 126 MyState Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of MyState Bank Fixed Rate Loan Home Loan

About MyState Bank

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6.12% p.a.

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Variable

5.99% p.a.

5.90% p.a.

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Basic Home Loan

6.14% p.a.

6.16% p.a.

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loans.com.au

Variable Home Loan 90

6.04% p.a.

6.06% p.a.

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Heritage Bank

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5.99% p.a.

6.01% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

The Better Home Loan (Special Offer)

6.14% p.a.

6.14% p.a.

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6.09% p.a.

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6.17% p.a.

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6.41% p.a.

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6.12% p.a.

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fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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