Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $30,000 | $3,000,000 |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $30,000 | $3,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $30,000 | $3,000,000 |
|
|
Owner Occupier | Interest Only | < 80% | $30,000 | $3,000,000 |
|
|
Investor | Principal & Interest | < 80% | $30,000 | $3,000,000 |
|
|
Investor | Principal & Interest | 80%-90% | $30,000 | $3,000,000 |
|
|
Investor | Interest Only | < 80% | $30,000 | $3,000,000 |
|
|
Investor | Interest Only | 80%-90% | $30,000 | $3,000,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (8.17%*) |
|
|
5.69% (7.87%*) |
|
|
5.64% (7.62%*) |
|
|
n/a |
|
|
6.24% (7.47%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
70.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.04% (8.18%*) |
|
|
5.74% (7.88%*) |
|
|
5.69% (7.64%*) |
|
|
n/a |
|
|
6.24% (7.47%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
70.00% |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.24% (8.20%*) |
|
|
5.94% (7.92%*) |
|
|
5.89% (7.69%*) |
|
|
n/a |
|
|
6.44% (7.56%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.84% (8.27%*) |
|
|
6.54% (8.05%*) |
|
|
6.49% (7.87%*) |
|
|
n/a |
|
|
7.04% (7.82%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.29% (8.20%*) |
|
|
6.14% (7.96%*) |
|
|
6.04% (7.74%*) |
|
|
n/a |
|
|
6.49% (7.58%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (8.23%*) |
|
|
6.34% (8.01%*) |
|
|
6.24% (7.80%*) |
|
|
n/a |
|
|
6.69% (7.67%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (8.23%*) |
|
|
6.34% (8.01%*) |
|
|
6.24% (7.80%*) |
|
|
n/a |
|
|
6.69% (7.67%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.69% (8.25%*) |
|
|
6.54% (8.05%*) |
|
|
6.44% (7.85%*) |
|
|
n/a |
|
|
6.89% (7.76%*) |
|
|
n/a |
|
|
n/a |
|
|
8.37% p.a. |
|
$450.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$380.00 |
|
$30,000 |
|
|
$3,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Extra repayments free up to $10,000 per annum during fixed rate period. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Flexible.
Read full reviewTerrible experience! Went with them for a home loan because of their quick turn around time. It dragged out for over a month with them asking for information that we had sent twice already multiple times. They then told us everything was looking good just needed more info from guarantee so bought the house. Then they tell us on the afternoon of the last day of cooling off period that we are approved for nearly $100,000 less then we applied for! They made the whole experience stressful by not replying via email or phone call.
Read full reviewTerrible experience! Went with them for a home loan because of their quick turn around time. It dragged out for over a month with them asking for information that we had sent twice already multiple times. They then told us everything was looking good just needed more info from guarantee so bought the house. Then they tell us on the afternoon of the last day of cooling off period that we are approved for nearly $100,000 less then we applied for! They made the whole experience stressful by not replying via email or phone call.
We have been with this bank for over 15 years and even though there is no bank where we live service has always been efficient and friendly and communication is great.
Read full reviewWe have been with this bank for over 15 years and even though there is no bank where we live service has always been efficient and friendly and communication is great.
Always had to fight to get a better rate and/or them to reduce their rate after official cuts. Even then, they never passed on full rate. I understand as a minor player in the market they have different pricing, costs etc. but that doesn't help me.
Read full reviewAlways had to fight to get a better rate and/or them to reduce their rate after official cuts. Even then, they never passed on full rate. I understand as a minor player in the market they have different pricing, costs etc. but that doesn't help me.
Great local bank with a broad range of products and services and they show that they actually care. Always very helpful and exceptionally friendly with great advice.
Read full reviewGreat local bank with a broad range of products and services and they show that they actually care. Always very helpful and exceptionally friendly with great advice.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
