The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $3,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $3,000,000

Rate
2.64% p.a.variable for 12 months and then 3.12% p.a.
Comparison Rate
3.08% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.12% p.a.
Comparison Rate
3.12% p.a.
Service fee
$0.00
Upfront fee
$0

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.12% p.a.

  • 2.64% p.a.

  • 12 Months

  • Variable

  • 3.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • $3,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal fees charged at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.12% p.a.

  • n/a

  • n/a

  • n/a

  • 3.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal fees charged at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are P&N Bank home loans rated by the Mozo community?

Overall
8.0/10
Price
8.1/10
Features
7.3/10
Customer service
8.3/10
Convenience
8.0/10
Trust
8.1/10

Latest reviews of P&N Bank & Home Loan

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About P&N Bank

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

See P&N Bank home loans

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2.73% p.a.

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2.53% p.a.

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2.34% p.a.

2.34% p.a.

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2.19% p.a.

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2.64% p.a.

2.64% p.a.

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2.20% p.a.

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2.20% p.a.

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2.49% p.a.

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fixed 3 years

2.70% p.a.

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1.95% p.a.
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2.27% p.a.

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Reward Me Fixed Rate Home Loan

2.04% p.a.
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2.73% p.a.

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1.99% p.a.
fixed 3 years

3.64% p.a.

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Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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2.04% p.a.
fixed 3 years

2.17% p.a.

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2.09% p.a.
fixed 3 years

3.01% p.a.

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2.19% p.a.
fixed 3 years

3.03% p.a.

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1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

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UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

$0.00

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AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

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2.19% p.a.

2.20% p.a.

$0.00

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2.17% p.a.

2.20% p.a.

$0.00

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2.09% p.a.

2.12% p.a.

$0.00

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2.63% p.a.

$0.00

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2.33% p.a.variable for 24 months and then 3.82% p.a.

3.71% p.a.

$8.00 monthly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.