P&N Bank & Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $3,000,000

2.99% p.a.variable for 12 months and then 3.47% p.a.

3.44% p.a.

$0.00

P&N Bank & Home Loan

2.99% p.a.variable for 12 months and then 3.47% p.a.

3.44% p.a.

$0.00

3.47% p.a.

3.48% p.a.

$0.00

P&N Bank & Home Loan

3.47% p.a.

3.48% p.a.

$0.00

Details

Rates and fees information correct as at 23 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.47% p.a.

  • 2.99% p.a.

  • 12 Months

  • Variable

  • 3.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal & valuation fee is payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.47% p.a.

  • n/a

  • n/a

  • n/a

  • 3.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $50,000

  • $3,000,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal & valuation fee is payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are P&N Bank home loans rated by the Mozo community?

Overall customer rating
8.2/10
Price
8.0/10
Features
7.3/10
Customer service
8.5/10
Convenience
8.2/10
Trust
8.3/10
P&N Bank

About P&N Bank

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

See P&N Bank home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a. variable

3.19% p.a.

$799

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.72% p.a.

$450

Promoted

Athena

Athena

Variable Home Loan

3.24% p.a. variable

3.20% p.a.

$0

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a. variable

3.09% p.a.

$150

Promoted

Bank of Sydney

Bank of Sydney

BOSBasic Home Loan

2.96% p.a. variable

3.01% p.a.

$750

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a. variable

3.09% p.a.

$150

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a. variable

3.09% p.a.

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$799

Promoted

Bank of Queensland

Bank of Queensland

Economy

3.49% p.a.

3.65% p.a.

$450

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a.

3.09% p.a.

$150

Promoted

Bank of Sydney

Bank of Sydney

BOSBasic Home Loan

2.96% p.a.

3.01% p.a.

$750

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.04% p.a.

3.06% p.a.

$520

Promoted

Westpac

Westpac

Flexi First Option Home Loan

3.28% p.a.

3.29% p.a.

$0

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

Heritage Bank

Heritage Bank

Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.56% p.a.

$150

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.79% p.a.
fixed 3 years

3.47% p.a.

$520

Promoted

Heritage Bank

Heritage Bank

Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.56% p.a.

$150

Promoted

Mortgage House

Mortgage House

Advantage Home Loan (Fixed)

2.79% p.a.
fixed 3 years

3.17% p.a.

$840

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0.00

Promoted

Bank of Sydney

Bank of Sydney

BOSBasic Home Loan

2.96% p.a.

3.01% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.