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P&N Bank Easypay Home Loan

Rate
4.37% p.a.
Comparison Rate*
4.47% p.a.
Service fee
$8.00 monthly
Upfront fee
$0

Details

Rates and fees information correct as at 25 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.37% p.a.

  • n/a

  • n/a

  • n/a

  • 4.47% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier, Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes - free

  • $1,000.00

  • yes

  • yes

  • Legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are P&N Bank home loans rated by the Mozo community?

Overall
8.0/10
Price
8.0/10
Features
7.3/10
Customer service
8.3/10
Convenience
8.1/10
Trust
8.1/10

Latest reviews of P&N Bank Easypay Home Loan

  • Overall 10/10
    Terrific rates, brilliant customer service.

    I can't believe how simple it all was. Nothing was too technical, we understood everything, and the support we got, and are still receiving is phenomenal.

    Read full review

    I can't believe how simple it all was. Nothing was too technical, we understood everything, and the support we got, and are still receiving is phenomenal.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Deborah, Western Australia reviewed over 4 years ago
  • Overall 7/10
    Online banking service easy to use

    Not as easy to set up loan as I thought and didn't explain things in layman's terms. After loan was set up I had to call and find out all about the accounts and they didn't set up my offset account without me calling either.

    Read full review

    Not as easy to set up loan as I thought and didn't explain things in layman's terms. After loan was set up I had to call and find out all about the accounts and they didn't set up my offset account without me calling either.

    Price
    7/10
    Features
    8/10
    Customer service
    4/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Amy, Western Australia reviewed over 4 years ago
  • Overall 10/10
    Smaller is better

    Very helpful. Never had so much help with any queries I have.

    Read full review

    Very helpful. Never had so much help with any queries I have.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Heather, Western Australia reviewed about 5 years ago
  • Overall 10/10
    Brilliant

    Great bank.

    Read full review

    Great bank.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Leigh, Western Australia reviewed about 5 years ago
  • Overall 10/10
    An excellent bank to deal with, highly recommended

    I love the personalised service we receive, the convenience of the branch and the clarity of explanations. The staff are all polite, helpful and prompt.

    Read full review

    I love the personalised service we receive, the convenience of the branch and the clarity of explanations. The staff are all polite, helpful and prompt.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Ela, Western Australia reviewed over 5 years ago
P&N Bank

About P&N Bank

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.