Police Credit Union home loans

4.3
Based on 21 Police Credit Union home loan product reviews.
Fact Checked

Founded in 1970, Police Credit Union is customer-owned which means their profits go back into providing better products and rates, including home loans. While the credit union was originally set up to serve police officers, anyone can now apply for a home loan with Police Credit Union. 

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 427 home loans using the filters.
Last updated 25 December 2024 Important disclosures and comparison rate warning*
What are your home loan needs?

Your loan-to-value ratio (LVR): 50%

Loan amount and LVR will affect interest rates.

  • 3 Year Fixed Rate Home Loan Special Offer

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.54 % p.a.
    Fixed 3 years
    Comparison rate
    6.63 % p.a.
    Initial monthly repayment
    $2,852
    No Partner link

  • 3 Year Fixed Rate Home Loan Special Offer

    • Investment
    • Principle & Interest
    • LVR <80%
    Interest rate
    5.54 % p.a.
    Fixed 3 years
    Comparison rate
    6.63 % p.a.
    Initial monthly repayment
    $2,852
    No Partner link

  • Fixed Rate Home Loan

    • First Home Buyer
    • Owner Occupier
    • LVR <95%
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    6.67 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link

  • Fixed Rate Home Loan

    • Owner Occupier
    • LVR<80%
    Interest rate
    5.79 % p.a.
    Fixed 3 years
    Comparison rate
    6.70 % p.a.
    Initial monthly repayment
    $2,931
    No Partner link

  • Fixed Rate Home Loan

    • Investment
    • Principal & Interest
    • LVR<80%
    Interest rate
    5.89 % p.a.
    Fixed 3 years
    Comparison rate
    6.73 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Low Rate Home Loan Special Offer

    • Owner Occupier
    • Principal & Interest
    • LVR<80%
    Interest rate
    5.89 % p.a.
    Variable
    Comparison rate
    5.95 % p.a.
    Initial monthly repayment
    $2,962
    No Partner link

  • Low Rate Home Loan Special Offer

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.94 % p.a.
    Variable
    Comparison rate
    6.00 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link

  • Low Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.20 % p.a.
    Initial monthly repayment
    $3,043
    No Partner link

  • Low Rate Home Loan

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.19 % p.a.
    Variable
    Comparison rate
    6.25 % p.a.
    Initial monthly repayment
    $3,059
    No Partner link

  • The Better Home Loan

    • First Home Buyer
    • Owner Occupier
    • Principal & Interest
    • LVR <95%
    Interest rate
    6.59 % p.a.
    Variable
    Comparison rate
    6.65 % p.a.
    Initial monthly repayment
    $3,190
    No Partner link

  • The Better Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.69 % p.a.
    Variable
    Comparison rate
    6.75 % p.a.
    Initial monthly repayment
    $3,223
    No Partner link

  • The Better Home Loan

    • Investment
    • Principal & Interest
    • LVR<80%
    Interest rate
    6.69 % p.a.
    Variable
    Comparison rate
    6.75 % p.a.
    Initial monthly repayment
    $3,223
    No Partner link

  • Standard Variable Home Loan

    • Owner Occupier
    Interest rate
    7.49 % p.a.
    Variable
    Comparison rate
    7.55 % p.a.
    Initial monthly repayment
    $3,493
    No Partner link

  • Standard Variable Home Loan

    • Investment
    Interest rate
    7.99 % p.a.
    Variable
    Comparison rate
    8.05 % p.a.
    Initial monthly repayment
    $3,665
    No Partner link

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Police Credit Union home loan ratings

Overall customer rating for Police Credit Union home loans

4.3
Based on 21 product reviews.

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Police Credit Union products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.