Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $150,000 | |
|
Owner Occupier | Principal & Interest | < 80% | $150,000 | |
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | |
|
Investor | Principal & Interest | < 80% | $150,000 | |
|
Investor | Principal & Interest | 80%-90% | $150,000 | |
|
Investor | Interest Only | < 90% | $150,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.89% (6.93%*) |
|
5.89% (6.83%*) |
|
5.69% (6.67%*) |
|
5.79% (6.61%*) |
|
5.79% (6.52%*) |
|
n/a |
|
n/a |
|
6.99% p.a. |
$420.00 |
|
$141.64 |
|
$220.50 |
|
n/a |
|
n/a |
|
$0.00 |
|
$150.00 |
$150,000 |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to $20,000 p.a |
|
no |
|
yes - free |
|
$200.00 |
|
yes |
|
no |
|
Rates available for first home buyers only. Fees shown are for applications in South Australia only. Fees may vary in other states. Settlement Fee charged at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.99% (6.94%*) |
|
5.99% (6.85%*) |
|
5.79% (6.70%*) |
|
5.89% (6.64%*) |
|
5.89% (6.56%*) |
|
n/a |
|
n/a |
|
6.99% p.a. |
$420.00 |
|
$141.64 |
|
$220.50 |
|
n/a |
|
n/a |
|
$0.00 |
|
$150.00 |
$150,000 |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to $20,000 p.a |
|
no |
|
yes - free |
|
$200.00 |
|
yes |
|
no |
|
Fees shown are for applications in South Australia only. Fees may vary in other states. Settlement Fee charged at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.29% (6.98%*) |
|
6.29% (6.91%*) |
|
6.09% (6.79%*) |
|
6.29% (6.79%*) |
|
6.19% (6.69%*) |
|
n/a |
|
n/a |
|
6.99% p.a. |
$420.00 |
|
$141.64 |
|
$220.50 |
|
n/a |
|
n/a |
|
$0.00 |
|
$150.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to $20,000 p.a |
|
no |
|
yes - free |
|
$200.00 |
|
yes |
|
no |
|
Fees shown are for applications in South Australia only. Fees may vary in other states. Settlement Fee charged at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.09% (6.95%*) |
|
6.09% (6.87%*) |
|
5.89% (6.73%*) |
|
5.99% (6.68%*) |
|
5.99% (6.61%*) |
|
n/a |
|
n/a |
|
6.99% p.a. |
$420.00 |
|
$141.64 |
|
$220.50 |
|
n/a |
|
n/a |
|
$0.00 |
|
$150.00 |
$150,000 |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to $20,000 p.a |
|
no |
|
yes - free |
|
$200.00 |
|
yes |
|
no |
|
Fees shown are for applications in South Australia only. Fees may vary in other states. Settlement Fee charged at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.39% (6.99%*) |
|
6.39% (6.93%*) |
|
6.19% (6.82%*) |
|
6.29% (6.79%*) |
|
6.29% (6.74%*) |
|
n/a |
|
n/a |
|
6.99% p.a. |
$420.00 |
|
$141.64 |
|
$220.50 |
|
n/a |
|
n/a |
|
$0.00 |
|
$150.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to $20,000 p.a |
|
no |
|
yes - free |
|
$200.00 |
|
yes |
|
no |
|
Fees shown are for applications in South Australia only. Fees may vary in other states. Settlement Fee charged at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.59% (7.01%*) |
|
6.59% (6.97%*) |
|
6.39% (6.90%*) |
|
6.29% (6.79%*) |
|
6.29% (6.74%*) |
|
n/a |
|
n/a |
|
6.99% p.a. |
$420.00 |
|
$141.64 |
|
$220.50 |
|
n/a |
|
n/a |
|
$0.00 |
|
$150.00 |
$150,000 |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to $20,000 p.a |
|
no |
|
yes - free |
|
$200.00 |
|
yes |
|
no |
|
Fees shown are for applications in South Australia only. Fees may vary in other states. Settlement Fee charged at cost |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I like the Police Credit Union because they are to deal with and have top customer service. While there is not a lot of branches, it is easy to catch up with someone. When phoning with a question you can phone your branch directly and you get to speak to a person dealing with your loan.
Read full reviewI like the Police Credit Union because they are to deal with and have top customer service. While there is not a lot of branches, it is easy to catch up with someone. When phoning with a question you can phone your branch directly and you get to speak to a person dealing with your loan.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.