The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | |
| | Owner Occupier | Interest Only | 80%-90% | $150,000 | |
| | Investor | Principal & Interest | < 80% | $150,000 | |
| | Investor | Principal & Interest | 80%-90% | $150,000 | |
| | Investor | Interest Only | < 80% | $150,000 | |
| | Investor | Interest Only | 80%-90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Owner Occupier (Interest Only)
LVR 80%-90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Interest Only)
LVR 80%-90%
Loan: $150,000
Qantas Frequent Flyer fans listen up! Meet the Qudos Bank Qantas Points Home Loan (Package) that allows you to earn 150 Qantas Points each year on every $1,000 you’ve borrowed on your loan - imagine how many points that could be over 30 years! With a solid 2.84% variable rate (2.84% comparison rate*) and a pile of handy features like a 100% offset account, complimentary extra repayments and a free redraw facility, this loan could be exactly what you need.
The Qudos Bank Qantas Points Home Loan (Package) has a range of borrowing options for owner occupiers and investors, with the choice of principal and interest, and interest only repayments. Variable interest rates start at 2.84% (2.84% comparison rate*) for owner occupiers and the loan also offers a 100% offset account, and no upfront or ongoing fees.
If flexibility is what you need, Qudos Bank’s Qantas Points Home Loan (Package) could suit you as borrowers will be able to choose whether they make weekly, fortnightly or monthly repayments. But it doesn’t stop there. You could also take advantage of free extra repayments and a free redraw facility that has no minimum redraw amount, so you’ll have the freedom to withdraw the extra contributions you make whenever you want to.
Hold up, did someone say points? As the name suggests, the Qudos Bank Qantas Points Home Loan (Package) gives Qantas Frequent Flyer members the opportunity to earn 150 Qantas Points on every $1,000 they borrow each year. And if you’re not already a Qantas Frequent Flyer member, the good news is that Qudos Bank will waive the Qantas Frequent Flyer joining fee for Qudos Bank members.
But if all of that isn’t enough, if you’re also on the hunt for home insurance, you could snag a sneaky 15% discount off Allianz home and contents insurance when you take out the Qudos Qantas Points Home Loan (Package) or even get a bonus 0.10% interest on select Qudos Bank term deposits that are opened during the term of your home loan.
For a Qantas Frequent Flyer member (or someone looking to join) the Qudos Bank Qantas Points Home Loan (Package) could be a good home loan option. Not only that, anyone looking for a bunch of flexible features and potential savings on other Qudos Bank products could benefit from this home loan.
While there are no upfront or ongoing fees over the life of this loan, bear in mind you’ll be slapped with a $275 discharge fee once you’ve fully paid out your mortgage.
2.84% p.a.
n/a
n/a
n/a
2.84% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
none
80.00%
Owner Occupier
Principal & Interest
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.94% p.a.
n/a
n/a
n/a
2.94% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
80.00%
90.00%
Owner Occupier
Principal & Interest
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.29% p.a.
n/a
n/a
n/a
3.01% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
none
80.00%
Owner Occupier
Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.39% p.a.
n/a
n/a
n/a
3.05% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
80.00%
90.00%
Owner Occupier
Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.14% p.a.
n/a
n/a
n/a
3.14% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
none
80.00%
Investor
Principal & Interest
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.24% p.a.
n/a
n/a
n/a
3.24% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
80.00%
90.00%
Investor
Principal & Interest
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.44% p.a.
n/a
n/a
n/a
3.25% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
none
80.00%
Investor
Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.54% p.a.
n/a
n/a
n/a
3.29% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$275.00
$150,000
none
80.00%
90.00%
Investor
Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
15% off Allianz Home and Contents Insurance.
Earn 150 Qantas Points for every $1,000 of your loan balance per annum
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.
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1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
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1.79% p.a. variable
1.84% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
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1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
1.98% p.a.
fixed 3 years
3.56% p.a.
Homestar
Star Classic Fixed Home Loan
n/a
n/a
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.89% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Homestar
Star Gold Home Loan
1.79% p.a.
1.84% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
