The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest, Interest Only | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest, Interest Only | 80%-90% | $150,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $150,000 | |
| | Investor | Principal & Interest, Interest Only | 80%-90% | $150,000 |
Owner Occupier (Principal & Interest, Interest Only)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $150,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $150,000
4.04% p.a.
4.04% p.a.
$0.00
Qudos Bank Qantas Points Home Loan (Package)
4.04% p.a.
4.04% p.a.
$0.00
4.14% p.a.
4.15% p.a.
$0.00
Qudos Bank Qantas Points Home Loan (Package)
4.14% p.a.
4.15% p.a.
$0.00
4.69% p.a.
4.70% p.a.
$0.00
Qudos Bank Qantas Points Home Loan (Package)
4.69% p.a.
4.70% p.a.
$0.00
4.79% p.a.
4.80% p.a.
$0.00
Qudos Bank Qantas Points Home Loan (Package)
4.79% p.a.
4.80% p.a.
$0.00
Rates and fees information correct as at 26 September 2018.
4.04% p.a.
n/a
0 Months
none
4.04% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$275.00
$150,000
none
none
80.00%
Owner Occupier
Principal & Interest, Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
Earn 150 Qantas Points for every $1,000 of your loan balance per annum, 15% off Allianz Home and Contents Insurance.
Rates and fees information correct as at 26 September 2018.
4.14% p.a.
n/a
0 Months
none
4.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$275.00
$150,000
none
80.00%
90.00%
Owner Occupier
Principal & Interest, Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
Earn 150 Qantas Points for every $1,000 of your loan balance per annum, 15% off Allianz Home and Contents Insurance.
Rates and fees information correct as at 26 September 2018.
4.69% p.a.
n/a
0 Months
none
4.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$275.00
$150,000
none
none
80.00%
Investor
Principal & Interest, Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
Earn 150 Qantas Points for every $1,000 of your loan balance per annum, 15% off Allianz Home and Contents Insurance.
Rates and fees information correct as at 26 September 2018.
4.79% p.a.
n/a
0 Months
none
4.80% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$0.00
$275.00
$150,000
none
80.00%
90.00%
Investor
Principal & Interest, Interest Only
Monthly, Fortnightly, Weekly
yes - free
no
yes - free
$0.00
yes
yes
none
Earn 150 Qantas Points for every $1,000 of your loan balance per annum, 15% off Allianz Home and Contents Insurance.
Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a. variable
4.12% p.a.
$0
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a. variable
3.82% p.a.
$150
State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
Queensland Country Credit Union
Ultimate Fixed Home Loan (Package)
n/a
n/a
$0
Newcastle Permanent
Fixed Rate Home Loan
3.94% p.a.
fixed 3 years
4.81% p.a.
$0
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a.
4.12% p.a.
$395.00 yearly
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a.
3.82% p.a.
$10.00 monthly
