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Qudos Bank Qantas Points Home Loan (Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $150,000

Rate
2.69% p.a.
Comparison Rate
2.69% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
2.89% p.a.
Comparison Rate
2.89% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.44% p.a.
Comparison Rate
2.97% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.64% p.a.
Comparison Rate
3.05% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.14% p.a.
Comparison Rate
3.14% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.34% p.a.
Comparison Rate
3.34% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.44% p.a.
Comparison Rate
3.25% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
3.64% p.a.
Comparison Rate
3.33% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review Qudos Bank Qantas Points Home Loan (Package) - last updated: 22 June 2021

binocular icon
What's hot
  • 100% offset account
  • Complimentary extra repayments and redraw facility
  • Earn Qantas Points every year of your loan’s life
What's not
  • $275 discharge fee
Mozo snapshot

Qantas Frequent Flyer fans, meet the Qantas Points Home Loan (Package) from Qudos Bank. It's pretty rare to come across a home loan that allows you to earn 150 Qantas Points each year on every $1,000 you’ve borrowed - but that's exactly what this offer does. Points aside, it also comes with a solid 2.69% variable rate (2.69% comparison rate*) and a pile of handy features like an offset account, a redraw facility and the ability to make extra repayments.

key icon
Key features

The Qantas Points Home Loan (Package) has a range of borrowing options for owner occupiers and investors on loan amounts starting from $150,000. Variable rates start at 2.69% (2.69% comparison rate*) for owner occupiers and 3.14% (3.14% comparison rate*) for investors - though both will need a loan-to-value ratio (LVR) below 80%.

There are also a stack of features available to Qudos Bank home loan customers. These include a 100% offset account, a split account option and repayments can also be made on a weekly, fortnightly or monthly schedule depending on your preference. Borrowers can also take advantage of free extra repayments and a free redraw facility that has no minimum redraw amount, so you’ll have the freedom to withdraw the extra contributions you make whenever you want to. 

What about those points though? As the name suggests, the Qudos Bank Qantas Points Home Loan (Package) gives Qantas Frequent Flyer members the opportunity to earn 150 Qantas Points each year on every $1,000 they borrow. And if you’re not already a Qantas Frequent Flyer member, the good news is that Qudos Bank will waive the Qantas Frequent Flyer joining fee for Qudos Bank members. 

But if all of that isn’t enough, you'll also be able to snag a 15% discount off Allianz home and contents insurance when you take out the Qudos Qantas Points Home Loan (Package). 

snapshot
Who is it good for

For Qantas Frequent Flyer members (or someone looking to join) the Qudos Bank Qantas Points Home Loan (Package) could be a good home loan option. Not only that, anyone looking for a bunch of flexible features and potential savings on other Qudos Bank products could benefit from this home loan.

question icon
Any catches

While there are no upfront or ongoing fees over the life of this loan, bear in mind you’ll be slapped with a $275 discharge fee when you pay out your mortgage.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.69% p.a.

n/a

n/a

n/a

2.69% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

none

80.00%

Features

Owner Occupier

Principal & Interest

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.89% p.a.

n/a

n/a

n/a

2.89% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.44% p.a.

n/a

n/a

n/a

2.97% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

none

80.00%

Features

Owner Occupier

Interest Only

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.64% p.a.

n/a

n/a

n/a

3.05% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

80.00%

90.00%

Features

Owner Occupier

Interest Only

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.14% p.a.

n/a

n/a

n/a

3.14% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

none

80.00%

Features

Investor

Principal & Interest

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.34% p.a.

n/a

n/a

n/a

3.34% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

80.00%

90.00%

Features

Investor

Principal & Interest

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.44% p.a.

n/a

n/a

n/a

3.25% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

none

80.00%

Features

Investor

Interest Only

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.64% p.a.

n/a

n/a

n/a

3.33% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$275.00

Other financial bits

$150,000

none

80.00%

90.00%

Features

Investor

Interest Only

Monthly, Fortnightly, Weekly

yes - free

no

yes - free

$0.00

yes

yes

none

15% off Allianz Home and Contents Insurance.

Earn 150 Qantas Points for every $1,000 of your loan balance per annum

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Qudos Bank home loans rated by the Mozo community?

Overall
8.0/10
Price
8.2/10
Features
7.6/10
Customer service
8.0/10
Convenience
6.9/10
Trust
7.9/10

About Qudos Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.