The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $150,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $150,000 | |
|
|
Owner Occupier | Interest Only | 80%-90% | $150,000 | |
|
|
Investor | Principal & Interest | < 80% | $150,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $150,000 | |
|
|
Investor | Interest Only | < 80% | $150,000 | |
|
|
Investor | Interest Only | 80%-90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Owner Occupier (Interest Only)
LVR 80%-90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Interest Only)
LVR 80%-90%
Loan: $150,000
Qantas Frequent Flyer fans, meet the Qantas Points Home Loan (Package) from Qudos Bank. It's pretty rare to come across a home loan that allows you to earn 150 Qantas Points each year on every $1,000 of you loan balance - but that's exactly what this offer does. Points aside, it also comes with a solid 3.69% p.a. variable rate (3.69% p.a. comparison rate*) and a pile of handy features like an offset account, a redraw facility and the ability to make extra repayments.
The Qantas Points Home Loan (Package) has a range of borrowing options for owner occupiers and investors on loan amounts starting from $150,000. Variable rates start at 3.69% p.a. (3.69% p.a. comparison rate*) for owner occupiers and 4.19% p.a. (4.19% p.a. comparison rate*) for investors - though those rates require a loan-to-value ratio (LVR) below 80%.
There are also a stack of features available to Qudos Bank home loan customers. These include a 100% offset account, a split account option, and repayments can also be made on a weekly, fortnightly or monthly schedule depending on your preference. Borrowers can also take advantage of free extra repayments and a free redraw facility that has no minimum redraw amount, so you’ll have the freedom to withdraw the extra contributions you make whenever you want.
What about those points though? As the name suggests, the Qudos Bank Qantas Points Home Loan (Package) gives Qantas Frequent Flyer members the opportunity to earn 150 Qantas Points each year on every $1,000 they borrow. And if you’re not already a Qantas Frequent Flyer member, the good news is that Qudos Bank will waive the Qantas Frequent Flyer joining fee for Qudos Bank members.
For Qantas Frequent Flyer members (or someone looking to join) the Qudos Bank Qantas Points Home Loan (Package) could be a good home loan option. Not only that, anyone looking for a bunch of flexible features and potential savings on other Qudos Bank products could benefit from this home loan.
While there are no upfront or ongoing fees over the life of this loan, bear in mind you’ll need to pay a $275 discharge fee when you pay out your mortgage.
|
3.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.92% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.49% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.00% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.99% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.11% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.49% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$275.00 |
|
$150,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly, Fortnightly, Weekly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
Earn 200,000 bonus Qantas Points when you apply by 30 June, 2022 and fund by 30 September, 2022. Only available to new home loan customers. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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3.96% p.a.
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3.96% p.a.
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4.22% p.a.
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3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
