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Regional Australia Bank Fixed Home Loan (Partnership Advantage)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $150,000
Owner Occupier Interest Only < 95% $150,000
Investor Principal & Interest < 95% $150,000
Investor Interest Only < 95% $150,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $150,000
  • Owner Occupier (Interest Only)
    LVR < 95%
    Loan: $150,000
  • Investor (Principal & Interest)
    LVR < 95%
    Loan: $150,000
  • Investor (Interest Only)
    LVR < 95%
    Loan: $150,000
Fixed 3 year rate
6.94% p.a.
Comparison Rate
6.78% p.a.
Service fee
$375.00 yearly
Upfront fee
$0
Fixed 3 year rate
7.19% p.a.
Comparison Rate
7.03% p.a.
Service fee
$375.00 yearly
Upfront fee
$0
Fixed 3 year rate
7.59% p.a.
Comparison Rate
7.32% p.a.
Service fee
$375.00 yearly
Upfront fee
$0
Fixed 3 year rate
7.84% p.a.
Comparison Rate
7.57% p.a.
Service fee
$375.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.03% (6.66%*)

7.03% (6.74%*)

6.94% (6.78%*)

7.03% (6.87%*)

7.13% (6.97%*)

n/a

n/a

6.24% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$375.00 yearly

$250.00

Other financial bits

$150,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

yes

no

none

3% rate discount and annual fee waived on linked credit card, access fees on transaction and savings accounts waived.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.46% (6.93%*)

7.28% (6.98%*)

7.19% (7.03%*)

7.28% (7.12%*)

7.38% (7.22%*)

n/a

n/a

6.49% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$375.00 yearly

$250.00

Other financial bits

$150,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

yes

no

none

3% rate discount and annual fee waived on linked credit card, access fees on transaction and savings accounts waived.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.86% (7.19%*)

7.68% (7.26%*)

7.59% (7.32%*)

7.68% (7.43%*)

7.77% (7.54%*)

n/a

n/a

6.74% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$375.00 yearly

$250.00

Other financial bits

$150,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

yes

no

none

3% rate discount and annual fee waived on linked credit card, access fees on transaction and savings accounts waived.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

8.11% (7.44%*)

7.93% (7.51%*)

7.84% (7.57%*)

7.93% (7.68%*)

8.02% (7.79%*)

n/a

n/a

6.99% p.a.

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$375.00 yearly

$250.00

Other financial bits

$150,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

no

no

no

none

yes

no

none

3% rate discount and annual fee waived on linked credit card, access fees on transaction and savings accounts waived.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Regional Australia Bank home loans rated by the Mozo community?

Overall
8.4/10
Price
7.7/10
Features
7.4/10
Customer service
8.6/10
Convenience
8.2/10
Trust
8.6/10
Based on 32 Regional Australia Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of Regional Australia Bank Fixed Home Loan (Partnership Advantage)

About Regional Australia Bank

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5.99% p.a.

5.90% p.a.

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Heritage Bank
Heritage Bank

Discount Variable Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ING
ING

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6.14% p.a.

6.17% p.a.

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fixed 3 years

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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