Southern Cross Credit Union Standard Home Loan

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $10,000 and $400,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $10,000 and $400,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $10,000 and $400,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $10,000 $400,000

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $10,000 $400,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $10,000 $400,000

3.68% p.a.variable for 12 months and then 5.18% p.a.

5.14% p.a.

$0.00

Southern Cross Credit Union Standard Home Loan

3.68% p.a.variable for 12 months and then 5.18% p.a.

5.14% p.a.

$0.00

5.18% p.a.

5.29% p.a.

$0.00

Southern Cross Credit Union Standard Home Loan

5.18% p.a.

5.29% p.a.

$0.00

5.58% p.a.

5.69% p.a.

$0.00

Southern Cross Credit Union Standard Home Loan

5.58% p.a.

5.69% p.a.

$0.00

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.18% p.a.

  • 3.68% p.a.

  • 12 Months

  • Variable

  • 5.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $699.00

  • $430.00

  • $300.00

  • $150.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $10,000

  • $400,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.18% p.a.

  • n/a

  • 0 Months

  • none

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $699.00

  • $430.00

  • $300.00

  • $150.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $10,000

  • $400,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.58% p.a.

  • n/a

  • 0 Months

  • none

  • 5.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $699.00

  • $430.00

  • $300.00

  • $150.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $10,000

  • $400,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

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Southern Cross Credit Union

About Southern Cross Credit Union

Southern Cross Credit Union has a range of financial products and services for its members. Southern Cross offers an extensive range of products in home, personal, business and investment loans, low doc loans, a range of debit card options, savings accounts, term deposits and insurance products for its members.

See Southern Cross Credit Union home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.