This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $150,000 | |
| | Investor | Principal & Interest | 80%-90% | $150,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | |
| | Investor | Interest Only | < 80% | $150,000 | |
| | Investor | Principal & Interest | < 80% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
3.24% p.a.
3.92% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.24% p.a.
3.92% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.24% p.a.
3.92% p.a.
$395.00 yearly
3.29% p.a.
3.97% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.29% p.a.
3.97% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.29% p.a.
3.97% p.a.
$395.00 yearly
3.74% p.a.
4.48% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.74% p.a.
4.48% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.74% p.a.
4.48% p.a.
$395.00 yearly
3.89% p.a.
4.51% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.89% p.a.
4.51% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.89% p.a.
4.51% p.a.
$395.00 yearly
3.89% p.a.
4.69% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.89% p.a.
4.69% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.89% p.a.
4.69% p.a.
$395.00 yearly
3.69% p.a.
4.43% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.69% p.a.
4.43% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.69% p.a.
4.43% p.a.
$395.00 yearly
n/a
n/a
n/a
n/a
4.04% (4.05%*)
3.14% (3.93%*)
3.24% (3.92%*)
4.34% (4.26%*)
4.34% (4.31%*)
n/a
n/a
3.59% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
yes
yes - free
$0.00
yes
yes - partial only
none
Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
n/a
n/a
n/a
n/a
4.09% (4.10%*)
3.19% (3.98%*)
3.29% (3.97%*)
4.39% (4.31%*)
4.39% (4.36%*)
n/a
n/a
3.64% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
yes
yes - free
$0.00
yes
yes - partial only
none
Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).
n/a
n/a
n/a
n/a
4.49% (4.63%*)
3.64% (4.50%*)
3.74% (4.48%*)
4.89% (4.84%*)
4.59% (4.76%*)
n/a
n/a
4.20% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
yes
yes - free
$0.00
yes
yes - partial only
none
none
n/a
n/a
n/a
n/a
4.54% (4.62%*)
3.79% (4.51%*)
3.89% (4.51%*)
4.94% (4.84%*)
5.04% (4.94%*)
n/a
n/a
4.18% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
80.00%
Monthly
yes - free up to $10,000 p.a.
yes
yes - free
$0.00
yes
yes - partial only
none
none
n/a
n/a
n/a
n/a
4.34% (4.83%*)
3.89% (4.74%*)
3.89% (4.69%*)
5.14% (5.08%*)
4.94% (5.05%*)
n/a
n/a
4.44% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
80.00%
Monthly
yes - free up to $10,000 p.a.
yes
yes - free
$0.00
yes
yes - partial only
none
none
n/a
n/a
n/a
n/a
4.44% (4.58%*)
3.59% (4.45%*)
3.69% (4.43%*)
4.84% (4.79%*)
4.54% (4.71%*)
n/a
n/a
4.15% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
yes
yes - free
$0.00
yes
yes - partial only
none
none
Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times...
Read full review
Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.
Less
Peter | Queensland
reviewed 7 months ago
Approachable and adaptable staff. Competitive provider and appears to be working in partnership.
Read full review
Approachable and adaptable staff. Competitive provider and appears to be working in partnership.
Less
Kym | New South Wales
reviewed over 2 years ago
All round good banking experience, nothing negative that comes to mind.
Read full review
All round good banking experience, nothing negative that comes to mind.
Less
Kevin | Queensland
reviewed over 2 years ago
Hands down St George Bank have been and still are outstanding in all aspects of banking, their...
Read full review
Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George Bank, especially my local branch in Joondalup. BEST BANK IN THE WORLD!!!
Less
Adrian | Western Australia
reviewed about 3 years ago
Pros: I like the advantage package which allows us to have a premium credit card and earn points...
Read full review
Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth locking in for 5 years. 3 years fixed was the best value for money. Also the branch only being open Monday to Friday until 4pm is annoying if I need to go into a branch.
Less
Maddy | Queensland
reviewed over 3 years ago
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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