St.George Fixed Home Loan (Advantage Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 60%-80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 60%-80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 60%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 60%-80%

    Loan: $150,000

2.84% p.a.

3.67% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

2.84% p.a.

3.67% p.a.

$395.00 yearly

2.89% p.a.

3.72% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

2.89% p.a.

3.72% p.a.

$395.00 yearly

2.94% p.a.

3.77% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

2.94% p.a.

3.77% p.a.

$395.00 yearly

3.74% p.a.

4.33% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.74% p.a.

4.33% p.a.

$395.00 yearly

3.79% p.a.

4.37% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.79% p.a.

4.37% p.a.

$395.00 yearly

3.18% p.a.

4.16% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.18% p.a.

4.16% p.a.

$395.00 yearly

3.23% p.a.

4.21% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.23% p.a.

4.21% p.a.

$395.00 yearly

3.28% p.a.

4.26% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.28% p.a.

4.26% p.a.

$395.00 yearly

3.49% p.a.

4.45% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.49% p.a.

4.45% p.a.

$395.00 yearly

3.54% p.a.

4.50% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.54% p.a.

4.50% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.84% (3.76%*)

  • 2.84% (3.72%*)

  • 2.84% (3.67%*)

  • 2.84% (3.63%*)

  • 2.84% (3.60%*)

  • n/a

  • n/a

  • 3.39% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.89% (3.81%*)

  • 2.89% (3.76%*)

  • 2.89% (3.72%*)

  • 2.89% (3.68%*)

  • 2.89% (3.64%*)

  • n/a

  • n/a

  • 3.44% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.94% (3.86%*)

  • 2.94% (3.81%*)

  • 2.94% (3.77%*)

  • 2.94% (3.73%*)

  • 2.94% (3.69%*)

  • n/a

  • n/a

  • 3.49% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (4.37%*)

  • 3.74% (4.34%*)

  • 3.74% (4.33%*)

  • 4.04% (4.41%*)

  • 4.04% (4.41%*)

  • n/a

  • n/a

  • 3.98% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (4.42%*)

  • 3.79% (4.39%*)

  • 3.79% (4.37%*)

  • 4.09% (4.46%*)

  • 4.09% (4.46%*)

  • n/a

  • n/a

  • 4.03% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.59% (4.33%*)

  • 3.18% (4.22%*)

  • 3.18% (4.16%*)

  • 3.59% (4.24%*)

  • 3.59% (4.21%*)

  • n/a

  • n/a

  • 3.95% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.64% (4.37%*)

  • 3.23% (4.27%*)

  • 3.23% (4.21%*)

  • 3.64% (4.29%*)

  • 3.64% (4.26%*)

  • n/a

  • n/a

  • 4.00% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance or $1,000 when you buy a home under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.69% (4.42%*)

  • 3.28% (4.32%*)

  • 3.28% (4.26%*)

  • 3.69% (4.34%*)

  • 3.69% (4.31%*)

  • n/a

  • n/a

  • 4.05% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (4.60%*)

  • 3.49% (4.51%*)

  • 3.49% (4.45%*)

  • 3.79% (4.49%*)

  • 3.79% (4.46%*)

  • n/a

  • n/a

  • 4.24% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (4.65%*)

  • 3.54% (4.56%*)

  • 3.54% (4.50%*)

  • 3.84% (4.54%*)

  • 3.84% (4.51%*)

  • n/a

  • n/a

  • 4.29% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.6/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Fixed Home Loan (Advantage Package)

  • Overall
    9/10
    Reliable

    Three words to describe them. Trustworthy, competitive and reliable.

    Three words to describe them. Trustworthy, competitive and reliable.

    Price
    5/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    9/10

    Liz | New South Wales

    reviewed 22 days ago

  • Overall
    8/10
    Can do better

    Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times...

    Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

    Price
    9/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    6/10

    Peter | Queensland

    reviewed 11 months ago

  • Overall
    9/10
    Attentive and customer focused

    Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kym | New South Wales

    reviewed over 2 years ago

  • Overall
    9/10
    Good loan rates for fixed term

    All round good banking experience, nothing negative that comes to mind.

    All round good banking experience, nothing negative that comes to mind.

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kevin | Queensland

    reviewed almost 3 years ago

  • Overall
    10/10
    Fantastic friendly helpful staff - great service

    Hands down St George Bank have been and still are outstanding in all aspects of banking, their...

    Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George Bank, especially my local branch in Joondalup. BEST BANK IN THE WORLD!!!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Adrian | Western Australia

    reviewed over 3 years ago

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

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fixed 3 years

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2.84% p.a.

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3.03% p.a. variable

3.04% p.a.

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Simplicity PLUS

3.24% p.a. variable

3.28% p.a.

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UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

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2.88% p.a.

2.90% p.a.

$520

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Simplicity PLUS

3.24% p.a.

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$0

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3.03% p.a.

3.04% p.a.

$0

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3.19% p.a.

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$0

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2.77% p.a.

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Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$835

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.84% p.a.

2.85% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.69% p.a.
fixed 3 years

3.19% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.89% p.a.
fixed 3 years

3.70% p.a.

$0

Promoted

ANZ

ANZ

Fixed Rate (Breakfree Package)

2.98% p.a.
fixed 3 years

4.06% p.a.

$0

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

CUA

CUA

Fixed Rate Loan

2.98% p.a.
fixed 3 years

4.29% p.a.

$835

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.