This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 60% | $150,000 | |
| | Owner Occupier | Principal & Interest | 60%-80% | $150,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $150,000 | |
| | Owner Occupier | Interest Only | < 60% | $150,000 | |
| | Owner Occupier | Interest Only | 60%-80% | $150,000 | |
| | Investor | Principal & Interest | < 60% | $150,000 | |
| | Investor | Principal & Interest | 60%-80% | $150,000 | |
| | Investor | Principal & Interest | 80%-90% | $150,000 | |
| | Investor | Interest Only | < 60% | $150,000 | |
| | Investor | Interest Only | 60%-80% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 60%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 60%-80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 60%
Loan: $150,000
Owner Occupier (Interest Only)
LVR 60%-80%
Loan: $150,000
Investor (Principal & Interest)
LVR < 60%
Loan: $150,000
Investor (Principal & Interest)
LVR 60%-80%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Investor (Interest Only)
LVR < 60%
Loan: $150,000
Investor (Interest Only)
LVR 60%-80%
Loan: $150,000
2.84% p.a.
3.67% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
2.84% p.a.
3.67% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
2.84% p.a.
3.67% p.a.
$395.00 yearly
2.89% p.a.
3.72% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
2.89% p.a.
3.72% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
2.89% p.a.
3.72% p.a.
$395.00 yearly
2.94% p.a.
3.77% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
2.94% p.a.
3.77% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
2.94% p.a.
3.77% p.a.
$395.00 yearly
3.74% p.a.
4.33% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.74% p.a.
4.33% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.74% p.a.
4.33% p.a.
$395.00 yearly
3.79% p.a.
4.37% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.79% p.a.
4.37% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.79% p.a.
4.37% p.a.
$395.00 yearly
3.18% p.a.
4.16% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.18% p.a.
4.16% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.18% p.a.
4.16% p.a.
$395.00 yearly
3.23% p.a.
4.21% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.23% p.a.
4.21% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.23% p.a.
4.21% p.a.
$395.00 yearly
3.28% p.a.
4.26% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.28% p.a.
4.26% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.28% p.a.
4.26% p.a.
$395.00 yearly
3.49% p.a.
4.45% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.49% p.a.
4.45% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.49% p.a.
4.45% p.a.
$395.00 yearly
3.54% p.a.
4.50% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.54% p.a.
4.50% p.a.
$395.00 yearly
St.George Fixed Home Loan (Advantage Package)
3.54% p.a.
4.50% p.a.
$395.00 yearly
n/a
n/a
n/a
n/a
2.84% (3.76%*)
2.84% (3.72%*)
2.84% (3.67%*)
2.84% (3.63%*)
2.84% (3.60%*)
n/a
n/a
3.39% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
60.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
n/a
n/a
n/a
n/a
2.89% (3.81%*)
2.89% (3.76%*)
2.89% (3.72%*)
2.89% (3.68%*)
2.89% (3.64%*)
n/a
n/a
3.44% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
60.00%
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
n/a
n/a
n/a
n/a
2.94% (3.86%*)
2.94% (3.81%*)
2.94% (3.77%*)
2.94% (3.73%*)
2.94% (3.69%*)
n/a
n/a
3.49% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
n/a
n/a
n/a
n/a
3.84% (4.37%*)
3.74% (4.34%*)
3.74% (4.33%*)
4.04% (4.41%*)
4.04% (4.41%*)
n/a
n/a
3.98% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
60.00%
Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
none
n/a
n/a
n/a
n/a
3.89% (4.42%*)
3.79% (4.39%*)
3.79% (4.37%*)
4.09% (4.46%*)
4.09% (4.46%*)
n/a
n/a
4.03% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
60.00%
80.00%
Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
none
n/a
n/a
n/a
n/a
3.59% (4.33%*)
3.18% (4.22%*)
3.18% (4.16%*)
3.59% (4.24%*)
3.59% (4.21%*)
n/a
n/a
3.95% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
60.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
n/a
n/a
n/a
n/a
3.64% (4.37%*)
3.23% (4.27%*)
3.23% (4.21%*)
3.64% (4.29%*)
3.64% (4.26%*)
n/a
n/a
4.00% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
60.00%
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
n/a
n/a
n/a
n/a
3.69% (4.42%*)
3.28% (4.32%*)
3.28% (4.26%*)
3.69% (4.34%*)
3.69% (4.31%*)
n/a
n/a
4.05% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
n/a
n/a
n/a
n/a
3.79% (4.60%*)
3.49% (4.51%*)
3.49% (4.45%*)
3.79% (4.49%*)
3.79% (4.46%*)
n/a
n/a
4.24% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
none
60.00%
Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
n/a
n/a
n/a
n/a
3.84% (4.65%*)
3.54% (4.56%*)
3.54% (4.50%*)
3.84% (4.54%*)
3.84% (4.51%*)
n/a
n/a
4.29% p.a.
$0.00
$0.00
$0.00
$100.00
n/a
$395.00 yearly
$350.00
$150,000
none
60.00%
80.00%
Monthly
yes - free up to $30,000
yes
yes - free
$0.00
yes
yes - partial only
none
none
Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).
STG Bank are really helpful.
Read full reviewSTG Bank are really helpful.
Great bank.
Read full reviewEasy to do online banking, helpful customer service over the phone.
Read full reviewEasy to do online banking, helpful customer service over the phone.
Three words to describe them. Trustworthy, competitive and reliable.
Read full reviewThree words to describe them. Trustworthy, competitive and reliable.
Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.
Read full reviewCustomer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.
St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.
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