St.George Fixed Home Loan (Advantage Package)

3.85% p.a.

4.81% p.a.

$395.00 yearly

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3.85% p.a.

4.67% p.a.

$395.00 yearly

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3.85% p.a.

4.63% p.a.

$395.00 yearly

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3.85% p.a.

4.60% p.a.

$395.00 yearly

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4.59% p.a.

5.42% p.a.

$395.00 yearly

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4.59% p.a.

5.28% p.a.

$395.00 yearly

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4.59% p.a.

5.25% p.a.

$395.00 yearly

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4.59% p.a.

5.21% p.a.

$395.00 yearly

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4.19% p.a.

5.30% p.a.

$395.00 yearly

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4.19% p.a.

5.15% p.a.

$395.00 yearly

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4.19% p.a.

5.12% p.a.

$395.00 yearly

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4.19% p.a.

5.08% p.a.

$395.00 yearly

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4.54% p.a.

5.77% p.a.

$395.00 yearly

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4.54% p.a.

5.63% p.a.

$395.00 yearly

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4.54% p.a.

5.59% p.a.

$395.00 yearly

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4.54% p.a.

5.56% p.a.

$395.00 yearly

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Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.96%*)

  • 3.85% (4.87%*)

  • 3.85% (4.81%*)

  • 4.39% (4.94%*)

  • 4.39% (4.92%*)

  • (*)

  • (*)

  • 4.62% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.79%*)

  • 3.85% (4.71%*)

  • 3.85% (4.67%*)

  • 4.39% (4.81%*)

  • 4.39% (4.81%*)

  • (*)

  • (*)

  • 4.42% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.74%*)

  • 3.85% (4.67%*)

  • 3.85% (4.63%*)

  • 4.39% (4.78%*)

  • 4.39% (4.78%*)

  • (*)

  • (*)

  • 4.37% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.70%*)

  • 3.85% (4.63%*)

  • 3.85% (4.60%*)

  • 4.39% (4.74%*)

  • 4.39% (4.75%*)

  • (*)

  • (*)

  • 4.32% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.53%*)

  • 4.49% (5.46%*)

  • 4.59% (5.42%*)

  • 4.99% (5.52%*)

  • 5.09% (5.54%*)

  • (*)

  • (*)

  • 5.21% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.36%*)

  • 4.49% (5.30%*)

  • 4.59% (5.28%*)

  • 4.99% (5.39%*)

  • 5.09% (5.43%*)

  • (*)

  • (*)

  • 5.01% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.31%*)

  • 4.49% (5.26%*)

  • 4.59% (5.25%*)

  • 4.99% (5.36%*)

  • 5.09% (5.40%*)

  • (*)

  • (*)

  • 4.96% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.27%*)

  • 4.49% (5.22%*)

  • 4.59% (5.21%*)

  • 4.99% (5.33%*)

  • 5.09% (5.37%*)

  • (*)

  • (*)

  • 4.91% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.50%*)

  • 3.99% (5.34%*)

  • 4.19% (5.30%*)

  • 4.89% (5.46%*)

  • 4.59% (5.32%*)

  • (*)

  • (*)

  • 5.18% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.32%*)

  • 3.99% (5.18%*)

  • 4.19% (5.15%*)

  • 4.89% (5.34%*)

  • 4.59% (5.20%*)

  • (*)

  • (*)

  • 4.98% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.27%*)

  • 3.99% (5.14%*)

  • 4.19% (5.12%*)

  • 4.89% (5.30%*)

  • 4.59% (5.18%*)

  • (*)

  • (*)

  • 4.93% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.23%*)

  • 3.99% (5.10%*)

  • 4.19% (5.08%*)

  • 4.89% (5.27%*)

  • 4.59% (5.15%*)

  • (*)

  • (*)

  • 4.88% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.96%*)

  • 4.29% (5.82%*)

  • 4.54% (5.77%*)

  • 5.19% (5.90%*)

  • 4.89% (5.74%*)

  • (*)

  • (*)

  • 5.72% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.78%*)

  • 4.29% (5.66%*)

  • 4.54% (5.63%*)

  • 5.19% (5.78%*)

  • 4.89% (5.63%*)

  • (*)

  • (*)

  • 5.52% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.74%*)

  • 4.29% (5.62%*)

  • 4.54% (5.59%*)

  • 5.19% (5.75%*)

  • 4.89% (5.60%*)

  • (*)

  • (*)

  • 5.47% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $500,000

  • $749,999

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.70%*)

  • 4.29% (5.58%*)

  • 4.54% (5.56%*)

  • 5.19% (5.72%*)

  • 4.89% (5.57%*)

  • (*)

  • (*)

  • 5.42% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits

  • $750,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Get $1,500 cashback by refinancing your home loan to an Advantage Package Home Loan. Minimum loan amount $250,000.

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

How are St.George home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.5

Based on 347
St.George home loans reviews

7.0 6.8 7.5 7.7 7.5

Read St.George home loan reviews by the Mozo community

Latest reviews of St.George Fixed Home Loan (Advantage Package)

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   9 / 10

Attentive and customer focused

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

Full review

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Kym (NSW), reviewed about 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   9 / 10

Good loan rates for fixed term

All round good banking experience, nothing negative that comes to mind.

Full review

All round good banking experience, nothing negative that comes to mind.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Kevin (QLD), reviewed over 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   10 / 10

Fantastic friendly helpful staff - great service

Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George...

Full review

Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George Bank, especially my local branch in Joondalup. BEST BANK IN THE WORLD!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Adrian (WA), reviewed almost 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   8 / 10

Competitive interest rates. Can salary sacrifice.

Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth...

Full review

Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth locking in for 5 years. 3 years fixed was the best value for money. Also the branch only being open Monday to Friday until 4pm is annoying if I need to go into a branch.

    Price   8 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Maddy (QLD), reviewed over 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   3 / 10

Annual fees are a grab for unfair profits.

Annual application fees of $300 really? For what? Access to a loan that the bank is making big profits from?

Full review

Annual application fees of $300 really? For what? Access to a loan that the bank is making big profits from?

    Price   3 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Glenn (NSW), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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