St.George Fixed Home Loan (Advantage Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $250,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000 $249,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $499,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $499,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $750,000

3.85% p.a.

4.91% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.85% p.a.

4.91% p.a.

$395.00 yearly

3.85% p.a.

4.77% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.85% p.a.

4.77% p.a.

$395.00 yearly

3.85% p.a.

4.73% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.85% p.a.

4.73% p.a.

$395.00 yearly

3.85% p.a.

4.70% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.85% p.a.

4.70% p.a.

$395.00 yearly

4.59% p.a.

5.52% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.59% p.a.

5.52% p.a.

$395.00 yearly

4.59% p.a.

5.38% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.59% p.a.

5.38% p.a.

$395.00 yearly

4.59% p.a.

5.35% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.59% p.a.

5.35% p.a.

$395.00 yearly

4.59% p.a.

5.31% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.59% p.a.

5.31% p.a.

$395.00 yearly

4.19% p.a.

5.39% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.19% p.a.

5.39% p.a.

$395.00 yearly

4.19% p.a.

5.25% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.19% p.a.

5.25% p.a.

$395.00 yearly

4.19% p.a.

5.22% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.19% p.a.

5.22% p.a.

$395.00 yearly

4.19% p.a.

5.18% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.19% p.a.

5.18% p.a.

$395.00 yearly

4.54% p.a.

5.87% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.54% p.a.

5.87% p.a.

$395.00 yearly

4.54% p.a.

5.73% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.54% p.a.

5.73% p.a.

$395.00 yearly

4.54% p.a.

5.69% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.54% p.a.

5.69% p.a.

$395.00 yearly

4.54% p.a.

5.66% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

4.54% p.a.

5.66% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.09%*)

  • 3.85% (4.98%*)

  • 3.85% (4.91%*)

  • 4.39% (5.02%*)

  • 4.39% (5.00%*)

  • (*)

  • (*)

  • 4.76% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.91%*)

  • 3.85% (4.83%*)

  • 3.85% (4.77%*)

  • 4.39% (4.90%*)

  • 4.39% (4.88%*)

  • (*)

  • (*)

  • 4.56% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.87%*)

  • 3.85% (4.79%*)

  • 3.85% (4.73%*)

  • 4.39% (4.87%*)

  • 4.39% (4.86%*)

  • (*)

  • (*)

  • 4.51% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (4.82%*)

  • 3.85% (4.75%*)

  • 3.85% (4.70%*)

  • 4.39% (4.83%*)

  • 4.39% (4.83%*)

  • (*)

  • (*)

  • 4.46% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.65%*)

  • 4.49% (5.57%*)

  • 4.59% (5.52%*)

  • 4.99% (5.60%*)

  • 5.09% (5.62%*)

  • (*)

  • (*)

  • 5.35% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.48%*)

  • 4.49% (5.41%*)

  • 4.59% (5.38%*)

  • 4.99% (5.48%*)

  • 5.09% (5.51%*)

  • (*)

  • (*)

  • 5.15% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.43%*)

  • 4.49% (5.37%*)

  • 4.59% (5.35%*)

  • 4.99% (5.45%*)

  • 5.09% (5.48%*)

  • (*)

  • (*)

  • 5.10% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.39%*)

  • 4.49% (5.33%*)

  • 4.59% (5.31%*)

  • 4.99% (5.41%*)

  • 5.09% (5.45%*)

  • (*)

  • (*)

  • 5.05% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.62%*)

  • 3.99% (5.45%*)

  • 4.19% (5.39%*)

  • 4.89% (5.55%*)

  • 4.59% (5.39%*)

  • (*)

  • (*)

  • 5.32% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.44%*)

  • 3.99% (5.29%*)

  • 4.19% (5.25%*)

  • 4.89% (5.42%*)

  • 4.59% (5.28%*)

  • (*)

  • (*)

  • 5.12% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.40%*)

  • 3.99% (5.25%*)

  • 4.19% (5.22%*)

  • 4.89% (5.39%*)

  • 4.59% (5.25%*)

  • (*)

  • (*)

  • 5.07% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.35%*)

  • 3.99% (5.21%*)

  • 4.19% (5.18%*)

  • 4.89% (5.36%*)

  • 4.59% (5.23%*)

  • (*)

  • (*)

  • 5.02% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (6.08%*)

  • 4.29% (5.93%*)

  • 4.54% (5.87%*)

  • 5.19% (5.99%*)

  • 4.89% (5.82%*)

  • (*)

  • (*)

  • 5.86% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.91%*)

  • 4.29% (5.77%*)

  • 4.54% (5.73%*)

  • 5.19% (5.87%*)

  • 4.89% (5.71%*)

  • (*)

  • (*)

  • 5.66% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.86%*)

  • 4.29% (5.73%*)

  • 4.54% (5.69%*)

  • 5.19% (5.84%*)

  • 4.89% (5.68%*)

  • (*)

  • (*)

  • 5.61% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.39% (5.82%*)

  • 4.29% (5.69%*)

  • 4.54% (5.66%*)

  • 5.19% (5.81%*)

  • 4.89% (5.65%*)

  • (*)

  • (*)

  • 5.56% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $1,500 cash back when you refinance to a home loan under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS). Offer ends 28 February 2019.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.5/10
Price
7.0/10
Features
6.8/10
Customer service
7.5/10
Convenience
7.7/10
Trust
7.5/10

Latest reviews of St.George Fixed Home Loan (Advantage Package)

  • Overall
    9/10
    Attentive and customer focused

    Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kym | NSW

    29 Mar 2017

  • Overall
    9/10
    Good loan rates for fixed term

    All round good banking experience, nothing negative that comes to mind.

    All round good banking experience, nothing negative that comes to mind.

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kevin | QLD

    10 Jan 2017

  • Overall
    10/10
    Fantastic friendly helpful staff - great service

    Hands down St George Bank have been and still are outstanding in all aspects of banking, their...

    Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George Bank, especially my local branch in Joondalup. BEST BANK IN THE WORLD!!!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Adrian | WA

    27 Jun 2016

  • Overall
    8/10
    Competitive interest rates. Can salary sacrifice.

    Pros: I like the advantage package which allows us to have a premium credit card and earn points...

    Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth locking in for 5 years. 3 years fixed was the best value for money. Also the branch only being open Monday to Friday until 4pm is annoying if I need to go into a branch.

    Price
    8/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    8/10

    Maddy | QLD

    24 Feb 2016

  • Overall
    3/10
    Annual fees are a grab for unfair profits.

    Annual application fees of $300 really? For what? Access to a loan that the bank is making big...

    Annual application fees of $300 really? For what? Access to a loan that the bank is making big profits from?

    Price
    3/10
    Features
    2/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10

    Glenn | NSW

    03 Feb 2016

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.