St.George Fixed Home Loan (Advantage Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

3.24% p.a.

3.92% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.24% p.a.

3.92% p.a.

$395.00 yearly

3.29% p.a.

3.97% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.29% p.a.

3.97% p.a.

$395.00 yearly

3.74% p.a.

4.48% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.74% p.a.

4.48% p.a.

$395.00 yearly

3.89% p.a.

4.51% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.89% p.a.

4.51% p.a.

$395.00 yearly

3.89% p.a.

4.69% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.89% p.a.

4.69% p.a.

$395.00 yearly

3.69% p.a.

4.43% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.69% p.a.

4.43% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.04% (4.05%*)

  • 3.14% (3.93%*)

  • 3.24% (3.92%*)

  • 4.34% (4.26%*)

  • 4.34% (4.31%*)

  • n/a

  • n/a

  • 3.59% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.09% (4.10%*)

  • 3.19% (3.98%*)

  • 3.29% (3.97%*)

  • 4.39% (4.31%*)

  • 4.39% (4.36%*)

  • n/a

  • n/a

  • 3.64% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • Receive $2,000 cashback when you refinance under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Bank of Melbourne, Westpac, St.George, BankSA and RAMS).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.49% (4.63%*)

  • 3.64% (4.50%*)

  • 3.74% (4.48%*)

  • 4.89% (4.84%*)

  • 4.59% (4.76%*)

  • n/a

  • n/a

  • 4.20% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.54% (4.62%*)

  • 3.79% (4.51%*)

  • 3.89% (4.51%*)

  • 4.94% (4.84%*)

  • 5.04% (4.94%*)

  • n/a

  • n/a

  • 4.18% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.34% (4.83%*)

  • 3.89% (4.74%*)

  • 3.89% (4.69%*)

  • 5.14% (5.08%*)

  • 4.94% (5.05%*)

  • n/a

  • n/a

  • 4.44% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.44% (4.58%*)

  • 3.59% (4.45%*)

  • 3.69% (4.43%*)

  • 4.84% (4.79%*)

  • 4.54% (4.71%*)

  • n/a

  • n/a

  • 4.15% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.6/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Fixed Home Loan (Advantage Package)

  • Overall
    8/10
    Can do better

    Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times...

    Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

    Price
    9/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    6/10

    Peter | Queensland

    reviewed 7 months ago

  • Overall
    9/10
    Attentive and customer focused

    Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kym | New South Wales

    reviewed over 2 years ago

  • Overall
    9/10
    Good loan rates for fixed term

    All round good banking experience, nothing negative that comes to mind.

    All round good banking experience, nothing negative that comes to mind.

    Price
    6/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kevin | Queensland

    reviewed over 2 years ago

  • Overall
    10/10
    Fantastic friendly helpful staff - great service

    Hands down St George Bank have been and still are outstanding in all aspects of banking, their...

    Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George Bank, especially my local branch in Joondalup. BEST BANK IN THE WORLD!!!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Adrian | Western Australia

    reviewed about 3 years ago

  • Overall
    8/10
    Competitive interest rates. Can salary sacrifice.

    Pros: I like the advantage package which allows us to have a premium credit card and earn points...

    Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth locking in for 5 years. 3 years fixed was the best value for money. Also the branch only being open Monday to Friday until 4pm is annoying if I need to go into a branch.

    Price
    8/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    8/10

    Maddy | Queensland

    reviewed over 3 years ago

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George home loans

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3.05% p.a.

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fixed 3 years

4.19% p.a.

$450

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3.09% p.a. variable

3.05% p.a.

$0

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UHomeLoan - Discount Offer

3.34% p.a. variable

3.34% p.a.

$0

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Newcastle Permanent

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Real Deal Home Loan

3.49% p.a. variable

3.49% p.a.

$0

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ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

3.97% p.a.

$200

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IMB Bank

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Budget Home Loan

3.54% p.a. variable

3.57% p.a.

$350

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Home Value Loan

3.27% p.a. variable

3.28% p.a.

$150

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Smart Home Loan

3.03% p.a.

3.05% p.a.

$520

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Bank of Queensland

Bank of Queensland

2 Year Intro Rate Variable Home Loan

3.54% p.a.variable for 24 months and then 4.01% p.a.

4.06% p.a.

$150

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HSBC

HSBC

Home Value Loan

3.27% p.a.

3.28% p.a.

$150

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Athena

Athena

Variable Home Loan

3.09% p.a.

3.05% p.a.

$0

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UBank

UBank

UHomeLoan - Discount Offer

3.34% p.a.

3.34% p.a.

$0

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.54% p.a.

3.57% p.a.

$350

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Tic:Toc

Tic:Toc

Variable Home Loan

3.07% p.a.

3.08% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Economy

3.74% p.a.

3.90% p.a.

$450

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.19% p.a.

$450

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

3.49% p.a.
fixed 3 years

4.32% p.a.

$799

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

3.97% p.a.

$200

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

3.49% p.a.
fixed 3 years

4.40% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

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Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

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Bank of Queensland

Bank of Queensland

Fixed Rate

3.19% p.a.
fixed 3 years

4.25% p.a.

$450

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Fixed Home Loan

3.19% p.a.
fixed 3 years

3.43% p.a.

$520

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.