St.George Fixed Home Loan (Advantage Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 60%-80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 60%-80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 60%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 60%-80%

    Loan: $150,000

2.84% p.a.

3.67% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

2.84% p.a.

3.67% p.a.

$395.00 yearly

2.89% p.a.

3.72% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

2.89% p.a.

3.72% p.a.

$395.00 yearly

2.94% p.a.

3.77% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

2.94% p.a.

3.77% p.a.

$395.00 yearly

3.74% p.a.

4.33% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.74% p.a.

4.33% p.a.

$395.00 yearly

3.79% p.a.

4.37% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.79% p.a.

4.37% p.a.

$395.00 yearly

3.18% p.a.

4.16% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.18% p.a.

4.16% p.a.

$395.00 yearly

3.23% p.a.

4.21% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.23% p.a.

4.21% p.a.

$395.00 yearly

3.28% p.a.

4.26% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.28% p.a.

4.26% p.a.

$395.00 yearly

3.49% p.a.

4.45% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.49% p.a.

4.45% p.a.

$395.00 yearly

3.54% p.a.

4.50% p.a.

$395.00 yearly

St.George Fixed Home Loan (Advantage Package)

3.54% p.a.

4.50% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.84% (3.76%*)

  • 2.84% (3.72%*)

  • 2.84% (3.67%*)

  • 2.84% (3.63%*)

  • 2.84% (3.60%*)

  • n/a

  • n/a

  • 3.39% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.89% (3.81%*)

  • 2.89% (3.76%*)

  • 2.89% (3.72%*)

  • 2.89% (3.68%*)

  • 2.89% (3.64%*)

  • n/a

  • n/a

  • 3.44% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.94% (3.86%*)

  • 2.94% (3.81%*)

  • 2.94% (3.77%*)

  • 2.94% (3.73%*)

  • 2.94% (3.69%*)

  • n/a

  • n/a

  • 3.49% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (4.37%*)

  • 3.74% (4.34%*)

  • 3.74% (4.33%*)

  • 4.04% (4.41%*)

  • 4.04% (4.41%*)

  • n/a

  • n/a

  • 3.98% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (4.42%*)

  • 3.79% (4.39%*)

  • 3.79% (4.37%*)

  • 4.09% (4.46%*)

  • 4.09% (4.46%*)

  • n/a

  • n/a

  • 4.03% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.59% (4.33%*)

  • 3.18% (4.22%*)

  • 3.18% (4.16%*)

  • 3.59% (4.24%*)

  • 3.59% (4.21%*)

  • n/a

  • n/a

  • 3.95% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.64% (4.37%*)

  • 3.23% (4.27%*)

  • 3.23% (4.21%*)

  • 3.64% (4.29%*)

  • 3.64% (4.26%*)

  • n/a

  • n/a

  • 4.00% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.69% (4.42%*)

  • 3.28% (4.32%*)

  • 3.28% (4.26%*)

  • 3.69% (4.34%*)

  • 3.69% (4.31%*)

  • n/a

  • n/a

  • 4.05% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (4.60%*)

  • 3.49% (4.51%*)

  • 3.49% (4.45%*)

  • 3.79% (4.49%*)

  • 3.79% (4.46%*)

  • n/a

  • n/a

  • 4.24% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 60.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (4.65%*)

  • 3.54% (4.56%*)

  • 3.54% (4.50%*)

  • 3.84% (4.54%*)

  • 3.84% (4.51%*)

  • n/a

  • n/a

  • 4.29% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 60.00%

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

  • Receive $2,000 cashback when you refinance a property with a Basic Home Loan or under the Advantage Package with a minimum loan size of $250,000 (excludes refinances from Westpac Group).

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.6/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Fixed Home Loan (Advantage Package)

  • Overall 10/10
    Great customer service.

    STG Bank are really helpful.

    Read full review

    STG Bank are really helpful.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kristy, New South Wales reviewed 2 months ago
  • Overall 8/10
    Great bank.

    Great bank.

    Read full review

    Great bank.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Donna, New South Wales reviewed 3 months ago
  • Overall 9/10
    Easy to use.

    Easy to do online banking, helpful customer service over the phone.

    Read full review

    Easy to do online banking, helpful customer service over the phone.

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    8/10
    Less
    Kathy, New South Wales reviewed 3 months ago
  • Overall 9/10
    Reliable

    Three words to describe them. Trustworthy, competitive and reliable.

    Read full review

    Three words to describe them. Trustworthy, competitive and reliable.

    Price
    5/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    9/10
    Less
    Liz, New South Wales reviewed 4 months ago
  • Overall 8/10
    Can do better

    Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

    Read full review

    Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

    Price
    9/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    10/10
    Trust
    6/10
    Less
    Peter, Queensland reviewed about 1 year ago
St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George home loans

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3.67% p.a.

$450

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3.23% p.a.

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2.84% p.a. variable

2.84% p.a.

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Home Loan (Refinance)

2.84% p.a. variable

2.80% p.a.

$0

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Star Gold Home Loan

2.69% p.a. variable

2.72% p.a.

$512

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Mortgage Simplifier

3.03% p.a. variable

3.06% p.a.

$299

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Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

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Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a. variable

3.23% p.a.

$0

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Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$512

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

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Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

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Athena

Athena

Home Loan (Refinance)

2.84% p.a.

2.80% p.a.

$0

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ING

ING

Mortgage Simplifier

3.03% p.a.

3.06% p.a.

$299

Promoted

Homestar

Homestar

Star Gold Home Loan

2.69% p.a.

2.72% p.a.

$512

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Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

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Smart Home Loan

2.78% p.a.

2.80% p.a.

$520

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ING

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Orange Advantage (Package)

3.08% p.a.

3.42% p.a.

$299

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ING

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Fixed Rate Loan

2.94% p.a.
fixed 3 years

4.01% p.a.

$798

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Bank of Queensland

Bank of Queensland

Fixed Rate

2.79% p.a.
fixed 3 years

3.67% p.a.

$450

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loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

2.84% p.a.
fixed 3 years

2.92% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.79% p.a.
fixed 3 years

3.47% p.a.

$520

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.79% p.a.
fixed 3 years

3.67% p.a.

$450

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.