St.George Portfolio Loan (Advantage Package)

The details shown below are for an investor taking out a no set repayments loan between $100,000 and $149,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan of at least $750,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Investor (No set repayments)

    LVR < 80%

    Loan: $100,000 $149,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $250,000 $499,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $750,000

6.33% p.a.

n/a

$395.00 yearly

St.George Portfolio Loan (Advantage Package)

6.33% p.a.

n/a

$395.00 yearly

5.98% p.a.

n/a

$395.00 yearly

St.George Portfolio Loan (Advantage Package)

5.98% p.a.

n/a

$395.00 yearly

5.78% p.a.

n/a

$395.00 yearly

St.George Portfolio Loan (Advantage Package)

5.78% p.a.

n/a

$395.00 yearly

5.73% p.a.

n/a

$395.00 yearly

St.George Portfolio Loan (Advantage Package)

5.73% p.a.

n/a

$395.00 yearly

5.68% p.a.

n/a

$395.00 yearly

St.George Portfolio Loan (Advantage Package)

5.68% p.a.

n/a

$395.00 yearly

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 6.33% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $149,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • no

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.98% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • no

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.78% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • no

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.73% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • no

  • no

  • none

  • none

Details

Rates and fees information correct as at 26 September 2018.

Rates
  • 5.68% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • no

  • no

  • none

  • none

Customer Reviews

How are St.George home loans rated by the Mozo community?

Overall customer rating
7.0/10
Price
6.5/10
Features
6.3/10
Customer service
7.1/10
Convenience
7.4/10
Trust
6.9/10

Latest reviews of St.George Portfolio Loan (Advantage Package)

  • Overall
    8/10
    Great customer service

    Have been with St. George for years, and I find that they are very helpful. I ring them often to...

    Have been with St. George for years, and I find that they are very helpful. I ring them often to talk about interest rates and they give me pretty good rates

    Price
    6/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Helen | New South Wales

    reviewed over 2 years ago

  • Overall
    9/10
    Competitive rates & superior service!

    With the advantage package I can have multiple offset accounts, I was provided with Gold Card...

    With the advantage package I can have multiple offset accounts, I was provided with Gold Card access also which is like having a private banker! Internet banking is great and easy to understand.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Nigel | Western Australia

    reviewed almost 3 years ago

  • Overall
    9/10
    Always easy to deal with

    Great product with 1 annual fee to allow so many options.

    Great product with 1 annual fee to allow so many options.

    Price
    9/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    9/10

    Roy | New South Wales

    reviewed over 3 years ago

  • Overall
    8/10
    Good service

    Always good service and well explained.

    Always good service and well explained.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10

    Cheryl | New South Wales

    reviewed over 3 years ago

  • Overall
    5/10
    Does not have the edge over most other banks.

    I have been a very long term member of this bank with large loan portfolio. No attempt to retain...

    I have been a very long term member of this bank with large loan portfolio. No attempt to retain business or loyalty. Best offers to retain not competitive against most other providers.

    Price
    5/10
    Features
    6/10
    Customer service
    4/10
    Convenience
    6/10
    Trust
    7/10

    Susan | Queensland

    reviewed over 3 years ago

St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George home loans

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a. variable

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$150

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.94% p.a.
fixed 3 years

4.81% p.a.

$0

NAB

NAB

Tailored Home Loan (Fixed)

4.04% p.a.
fixed 3 years

5.05% p.a.

$600

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$0.00

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$0.00

HSBC

HSBC

Home Value Loan

3.64% p.a.

3.66% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a.

4.12% p.a.

$395.00 yearly

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a.

3.82% p.a.

$10.00 monthly

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.