Virgin Money Reward Me Variable Rate Home Loan
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 80% | $750,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | 80%-90% | $750,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $75,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $75,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 | |
| | Investor | Principal & Interest | < 80% | $75,000 | $499,999 |
| | Investor | Principal & Interest | < 80% | $500,000 | $749,999 |
| | Investor | Principal & Interest | < 80% | $750,000 | |
| | Investor | Principal & Interest | 80%-90% | $75,000 | $499,999 |
| | Investor | Principal & Interest | 80%-90% | $500,000 | $749,999 |
| | Investor | Principal & Interest | 80%-90% | $750,000 | |
| | Investor | Interest Only | < 80% | $75,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 | $749,999 |
| | Investor | Interest Only | < 80% | $750,000 | |
| | Investor | Interest Only | 80%-90% | $75,000 | $499,999 |
| | Investor | Interest Only | 80%-90% | $500,000 | $749,999 |
| | Investor | Interest Only | 80%-90% | $750,000 |
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $75,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000 $749,999
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $750,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $75,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $749,999
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $750,000
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $75,000 $499,999
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $500,000 $749,999
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $750,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $75,000 $499,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
-
Investor (Principal & Interest)
LVR < 80%
Loan: $75,000 $499,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $500,000 $749,999
-
Investor (Principal & Interest)
LVR < 80%
Loan: $750,000
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $75,000 $499,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $500,000 $749,999
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $750,000
-
Investor (Interest Only)
LVR < 80%
Loan: $75,000 $499,999
-
Investor (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
-
Investor (Interest Only)
LVR < 80%
Loan: $750,000
-
Investor (Interest Only)
LVR 80%-90%
Loan: $75,000 $499,999
-
Investor (Interest Only)
LVR 80%-90%
Loan: $500,000 $749,999
-
Investor (Interest Only)
LVR 80%-90%
Loan: $750,000
3.23% p.a.
3.37% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.23% p.a.
3.37% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.23% p.a.
3.37% p.a.
$10.00 monthly
3.18% p.a.
3.32% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.18% p.a.
3.32% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.18% p.a.
3.32% p.a.
$10.00 monthly
3.14% p.a.
3.28% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.14% p.a.
3.28% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.14% p.a.
3.28% p.a.
$10.00 monthly
3.54% p.a.
3.68% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.54% p.a.
3.68% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.54% p.a.
3.68% p.a.
$10.00 monthly
3.49% p.a.
3.63% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.49% p.a.
3.63% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.49% p.a.
3.63% p.a.
$10.00 monthly
3.44% p.a.
3.58% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.44% p.a.
3.58% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.44% p.a.
3.58% p.a.
$10.00 monthly
4.49% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
4.49% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
4.49% p.a.
4.62% p.a.
$10.00 monthly
4.49% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
4.49% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
4.49% p.a.
4.62% p.a.
$10.00 monthly
4.49% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
4.49% p.a.
4.62% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
4.49% p.a.
4.62% p.a.
$10.00 monthly
3.79% p.a.
3.93% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.79% p.a.
3.93% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.79% p.a.
3.93% p.a.
$10.00 monthly
3.74% p.a.
3.88% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.74% p.a.
3.88% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.74% p.a.
3.88% p.a.
$10.00 monthly
3.69% p.a.
3.83% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$10.00 monthly
3.54% p.a.
3.68% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.54% p.a.
3.68% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.54% p.a.
3.68% p.a.
$10.00 monthly
3.44% p.a.
3.58% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.44% p.a.
3.58% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.44% p.a.
3.58% p.a.
$10.00 monthly
3.39% p.a.
3.53% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.39% p.a.
3.53% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.39% p.a.
3.53% p.a.
$10.00 monthly
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
3.54% p.a.
3.68% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.54% p.a.
3.68% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.54% p.a.
3.68% p.a.
$10.00 monthly
3.69% p.a.
3.83% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.69% p.a.
3.83% p.a.
$10.00 monthly
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.64% p.a.
3.78% p.a.
$10.00 monthly
3.99% p.a.
4.13% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.99% p.a.
4.13% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.99% p.a.
4.13% p.a.
$10.00 monthly
3.94% p.a.
4.08% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.94% p.a.
4.08% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.94% p.a.
4.08% p.a.
$10.00 monthly
3.89% p.a.
4.03% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.89% p.a.
4.03% p.a.
$10.00 monthly
Virgin Money Reward Me Variable Rate Home Loan
3.89% p.a.
4.03% p.a.
$10.00 monthly
Mozo Review Virgin Money Reward Me Variable Rate Home Loan Review
Last updated: 25 October 2019.
What's hot:
Interest rates from 3.14% variable rate (3.28% comparison rate*)
100% offset account
Free extra repayments and redraw facility
What's not:
$10 monthly service fee
Mozo snapshot:
Looking for a full feature home loan with a competitive rate to boot? With a 100% offset account, redraw facility and the ability to make extra repayments, Virgin Money’s Reward Me Variable Rate Home Loan might just be the match for you. And with rates starting from just 3.14% (3.28% comparison rate)* for owners and 3.39% (3.53% comparison rate)* for investors, you’ll be certain that you’re paying a competitive rate on your repayments.
Key features:
The number you’ll be focusing on with any home loan is the interest rate, and in this respect Virgin Money really delivers with it’s Reward Me Variable Rate Home Loan. Variable rates for owner occupiers start at just 3.14% (3.28% comparison rate)*, though the rate for an owner-occupier wanting to take out a loan of between $75,000 and $499,999 with an LVR below 80% is slightly higher at 3.23% (3.37% comparison rate)*.
Similarly, investor rates start at just 3.39% (3.53% comparison rate)*, and Virgin Money even offers loans to low deposit borrowers with LVR’s of up to 95%.
It’s not all just about the rate though, as the Reward Me Variable Rate Home Loan comes complete with a range of handy features including a 100% offset account in which you’ll be able to stash your extra cash in order to bring down your repayments.
Speaking of which, Virgin Money also offers free extra repayments, and the loan even features a redraw facility if you ever need to draw against the the money you’ve already paid down. Just remember that there’s a $100 minimum redraw amount if you ever do need to use it.
When it comes to other loan costs, homeowners won’t need to pay any application, legal or valuations fees on the Reward Me Variable Rate Home Loan, though there is a $150 settlement fee, a $320 discharge fee and an ongoing service fee of $10 each month.
As a bonus, Virgin Money even offers its home loan customers the chance to earn thousands of Velocity Points, which can be redeemed for flights and other goods, along the way. Borrowers will be able to earn up to 10,000 Velocity Points for every $100,000 they borrow at the start of the loan, then 1,000 points for every month and 30,000 points every three years when the loan balance remains higher than $50,000.
Who it's good for:
Virgin Money’s Reward Me Variable Rate Home Loan could be a great option for an owner occupier or investor wanting the lot - a full feature home loan which still offers a competitive interest rate.
Any catches?
While the ongoing service fee of $10 a month may seem small, that figure becomes $3,000 over a 25 year period or $3,600 over a 30 year loan, so it may be worth weighing up beforehand along with the other fees.
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.23% p.a.
-
n/a
-
n/a
-
n/a
-
3.37% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.18% p.a.
-
n/a
-
n/a
-
n/a
-
3.32% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.14% p.a.
-
n/a
-
n/a
-
n/a
-
3.28% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.54% p.a.
-
n/a
-
n/a
-
n/a
-
3.68% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.49% p.a.
-
n/a
-
n/a
-
n/a
-
3.63% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.44% p.a.
-
n/a
-
n/a
-
n/a
-
3.58% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.49% p.a.
-
n/a
-
n/a
-
n/a
-
4.62% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.49% p.a.
-
n/a
-
n/a
-
n/a
-
4.62% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.49% p.a.
-
n/a
-
n/a
-
n/a
-
4.62% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.79% p.a.
-
n/a
-
n/a
-
n/a
-
3.93% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.74% p.a.
-
n/a
-
n/a
-
n/a
-
3.88% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.69% p.a.
-
n/a
-
n/a
-
n/a
-
3.83% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.54% p.a.
-
n/a
-
n/a
-
n/a
-
3.68% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.44% p.a.
-
n/a
-
n/a
-
n/a
-
3.58% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.39% p.a.
-
n/a
-
n/a
-
n/a
-
3.53% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.64% p.a.
-
n/a
-
n/a
-
n/a
-
3.78% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.64% p.a.
-
n/a
-
n/a
-
n/a
-
3.78% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.54% p.a.
-
n/a
-
n/a
-
n/a
-
3.68% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.69% p.a.
-
n/a
-
n/a
-
n/a
-
3.83% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.64% p.a.
-
n/a
-
n/a
-
n/a
-
3.78% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.64% p.a.
-
n/a
-
n/a
-
n/a
-
3.78% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
none
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.99% p.a.
-
n/a
-
n/a
-
n/a
-
4.13% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$75,000
-
$499,999
-
80.00%
-
90.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.94% p.a.
-
n/a
-
n/a
-
n/a
-
4.08% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$500,000
-
$749,999
-
80.00%
-
90.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Details
Rates and fees information correct as at 26 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.89% p.a.
-
n/a
-
n/a
-
n/a
-
4.03% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$0.00
-
$0.00
-
$150.00
-
n/a
-
$10.00 monthly
-
$320.00
Other financial bits
-
$750,000
-
none
-
80.00%
-
90.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$100.00
-
yes
-
yes
-
none
-
Earn 10,000 Velocity Points for every $100,000 you borrow at the start of your loan, then earn 1,000 Velocity Points every month and 30,000 Velocity Points every 3 years when your loan balance remains above $50,000.
-
none
Customer Reviews
How are Virgin Money home loans rated by the Mozo community?
About Virgin Money
Virgin Money is a financial services company that differentiates itself with a high focus on customer service and a strong brand. It aims to offer great value banking and insurance products designed around what customers really want. In Australia, Virgin Money's banking products include savings accounts, credit cards, super and it also has a range of general insurance products including home and contents, car and travel insurance.
Promoted
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
3.72% p.a.
$450
Promoted
IMB Bank
Budget Home Loan
3.13% p.a. variable
3.19% p.a.
$799
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a. variable
3.23% p.a.
$0
Promoted
Heritage Bank
Discount Variable Home Loan
3.07% p.a. variable
3.12% p.a.
$750
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0
Promoted
IMB Bank
Budget Home Loan
3.13% p.a.
3.19% p.a.
$799
Promoted
Heritage Bank
Discount Variable Home Loan
3.07% p.a.
3.12% p.a.
$750
Promoted
loans.com.au
Fixed Home Loan
2.99% p.a.
fixed 3 years
3.27% p.a.
$520
Promoted
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
3.72% p.a.
$450
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.89% p.a.
fixed 3 years
3.96% p.a.
$0
Promoted
Heritage Bank
Fixed Rate Loan (Home Advantage)
2.99% p.a.
fixed 3 years
3.59% p.a.
$150
Promoted
loans.com.au
Fixed Home Loan
3.79% p.a.
fixed 3 years
3.47% p.a.
$520
Promoted
Heritage Bank
Fixed Rate Loan (Home Advantage)
2.99% p.a.
fixed 3 years
3.59% p.a.
$150
Promoted
Mortgage House
Advantage Home Loan (Fixed)
2.79% p.a.
fixed 3 years
3.13% p.a.
$840
Promoted
IMB Bank
Budget Home Loan
3.13% p.a.
3.19% p.a.
$0.00
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0.00
Promoted
Bank of Sydney
BOSBasic Home Loan
2.96% p.a.
3.01% p.a.
$0.00
