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Virgin Money Reward Me Variable Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $499,999 with an LVR below 60%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $75,000 and $499,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 60%-80%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $75,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $75,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $75,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 60%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR < 60%

    Loan: $75,000 $499,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $75,000 $499,999

  • Investor (Interest Only)

    LVR < 60%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 60%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $750,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $75,000 $499,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $500,000 $749,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $750,000

Rate
2.09% p.a.
Comparison Rate
2.26% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.09% p.a.
Comparison Rate
2.26% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.09% p.a.
Comparison Rate
2.26% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.14% p.a.
Comparison Rate
2.31% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.09% p.a.
Comparison Rate
2.26% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.09% p.a.
Comparison Rate
2.26% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.54% p.a.
Comparison Rate
2.71% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
4.62% p.a.
Comparison Rate
4.77% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
4.62% p.a.
Comparison Rate
4.77% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
4.62% p.a.
Comparison Rate
4.77% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.54% p.a.
Comparison Rate
2.71% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
3.49% p.a.
Comparison Rate
3.65% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.44% p.a.
Comparison Rate
2.61% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.44% p.a.
Comparison Rate
2.61% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.54% p.a.
Comparison Rate
2.71% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.44% p.a.
Comparison Rate
2.61% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.44% p.a.
Comparison Rate
2.61% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.99% p.a.
Comparison Rate
3.16% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.89% p.a.
Comparison Rate
3.06% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.89% p.a.
Comparison Rate
3.06% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.54% p.a.
Comparison Rate
2.71% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.44% p.a.
Comparison Rate
2.61% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.44% p.a.
Comparison Rate
2.61% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.49% p.a.
Comparison Rate
2.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
3.09% p.a.
Comparison Rate
3.25% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.99% p.a.
Comparison Rate
3.16% p.a.
Service fee
$10.00 monthly
Upfront fee
$450
Rate
2.99% p.a.
Comparison Rate
3.16% p.a.
Service fee
$10.00 monthly
Upfront fee
$450

Mozo editorial review Virgin Money Reward Me Variable Rate Home Loan - last updated: 7 December 2021

binocular icon
What's hot
  • Interest rates from 2.09% variable rate (2.26% comparison rate*)
  • 100% offset account
  • $3,000 cashback offer (conditions apply)
What's not
  • $10 monthly service fee
  • $300 application fee
Mozo snapshot

Looking for a full feature home loan with a competitive rate to boot? With a 100% offset account, redraw facility and the ability to make extra repayments, Virgin Money’s Reward Me Variable Rate Home Loan might just be the match for you. And with rates starting from just 2.09% (2.26% comparison rate)* for owners and 2.44% (2.61% comparison rate)* for investors, you’ll be certain that you’re paying a competitive rate on your repayments.

key icon
Key features

The number you’ll be focusing on with any home loan is the interest rate, and in this respect Virgin Money really delivers with it’s Reward Me Variable Rate Home Loan. Variable rates for owner occupiers start at just 2.09% (2.26% comparison rate)* for owner occupiers with an LVR less than or equal to 60%, borrowing between $75,000 and more than $750,000.

This low variable rate is also available to owner occupiers with an LVR between 60.01% and 80% looking to borrow more than $500,000. The variable rate for the same type of borrower, applying for a loan between $75,000 and $499,999 with an LVR between 60.01% and 80% is slightly higher at 2.14% p.a. (2.31% p.a. comparison rate*).

Rates for owner occupiers borrowing more than $500,000 with an LVR over 80% start from 2.49% p.a (2.66% p.a. comparison rate*). Loans are also available to borrowers with an LVR over 90%, however, rates are significantly higher, starting from 4.62% p.a. (4.77% p.a. comparison rate*) for loans from $75,000.

It’s not all just about the rate though, as the Reward Me Variable Rate Home Loan comes complete with a range of handy features including a 100% offset account in which you’ll be able to stash your extra cash in order to bring down your repayments.

Plus if you refinance a loan of at least $300,000 by 31 January 2022 and settle by 29 April 2022, you could snag yourself a neat $3,000 cashback. To be eligible for this you will have to have a loan to value ratio of up to 80%.

Additionally, current or recent Virgin Money Home Loan customers can receive $2,000 cashback when applying for a new purchase application (application before 26 Mar 2022, settled by 31 Aug 2022) within 6 months of selling a property mortgaged with Virgin Money (existing loan paid out between 1 Mar and 31 Aug 2022).

Speaking of which, Virgin Money also offers free extra repayments, and the loan even features a redraw facility if you ever need to draw against the the money you’ve already paid down. Just remember that there’s a $100 minimum redraw amount if you ever do need to use it.

When it comes to other loan costs, homeowners there is a $300 application fee, $150 settlement fee, a $350 discharge fee and an ongoing service fee of $10 each month to budget for.

snapshot
Who is it good for

Virgin Money’s Reward Me Variable Rate Home Loan could be a great option for an owner occupier or investor wanting the lot - a full feature home loan which still offers a competitive interest rate.

question icon
Any catches

While the ongoing service fee of $10 a month may seem small, that figure becomes $3,000 over a 25 year period or $3,600 over a 30 year loan, so it may be worth weighing up beforehand along with the other fees.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.09% p.a.

n/a

n/a

n/a

2.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.09% p.a.

n/a

n/a

n/a

2.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.09% p.a.

n/a

n/a

n/a

2.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.14% p.a.

n/a

n/a

n/a

2.31% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.09% p.a.

n/a

n/a

n/a

2.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.09% p.a.

n/a

n/a

n/a

2.26% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

60.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.71% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.62% p.a.

n/a

n/a

n/a

4.77% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.62% p.a.

n/a

n/a

n/a

4.77% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.62% p.a.

n/a

n/a

n/a

4.77% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.71% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.49% p.a.

n/a

n/a

n/a

3.65% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

none

60.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.44% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

none

60.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.44% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

none

60.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.71% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.44% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.44% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new borrowings of at least $300,000, applications by 31 October 2021, settled by 28 January 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.16% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.89% p.a.

n/a

n/a

n/a

3.06% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.89% p.a.

n/a

n/a

n/a

3.06% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.54% p.a.

n/a

n/a

n/a

2.71% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.44% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.44% p.a.

n/a

n/a

n/a

2.61% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

none

60.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.49% p.a.

n/a

n/a

n/a

2.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

3.09% p.a.

n/a

n/a

n/a

3.25% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$75,000

$499,999

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.16% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$500,000

$749,999

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 7 December 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

2.99% p.a.

n/a

n/a

n/a

3.16% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$300.00

$0.00

$0.00

$150.00

n/a

$10.00 monthly

$350.00

Other financial bits

$750,000

none

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$100.00

yes

yes

none

none

$3,000 cashback for new loans of at least $300,000, apply by 31 Jan 2022, settle by 29 April 2022. $2,000 for returning borrowers with new purchase applications by 26 Mar 2022, settled by 31 Aug 2022, existing loan paid out between 1 Mar and 31 Aug 2022.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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Latest reviews of Virgin Money Reward Me Variable Rate Home Loan

About Virgin Money

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.