Westpac Equity Access (Premier Advantage Package)

The details shown below are for an owner occupier, investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier, investor taking out a no set repayments loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier, investor taking out a no set repayments loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier, investor taking out a no set repayments loan of at least $750,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $150,000 $249,999

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $250,000 $499,999

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $750,000

5.96% p.a.

n/a

$395.00 yearly

Westpac Equity Access (Premier Advantage Package)

5.96% p.a.

n/a

$395.00 yearly

5.76% p.a.

n/a

$395.00 yearly

Westpac Equity Access (Premier Advantage Package)

5.76% p.a.

n/a

$395.00 yearly

5.71% p.a.

n/a

$395.00 yearly

Westpac Equity Access (Premier Advantage Package)

5.71% p.a.

n/a

$395.00 yearly

5.66% p.a.

n/a

$395.00 yearly

Westpac Equity Access (Premier Advantage Package)

5.66% p.a.

n/a

$395.00 yearly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.96% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.76% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.71% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.66% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • yes

  • n/a

  • none

  • yes

  • no

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall customer rating
7.3/10
Price
6.8/10
Features
6.9/10
Customer service
7.3/10
Convenience
7.7/10
Trust
7.2/10

Latest reviews of Westpac Equity Access (Premier Advantage Package)

  • Overall
    8/10
    Great customer service, competitive rates

    Westpac were extremely helpful in promptly answering our questions and the personal service made...

    Westpac were extremely helpful in promptly answering our questions and the personal service made you think that you were their only customer. You were their main priority and from a customer service point of view is excellent. The staff were pleasant, helpful and understanding.

    Price
    6/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Sharon | QLD

    26 Jul 2016

  • Overall
    3/10
    Money in their pocket is more important.

    The rate is higher than it should be and they don't seem keen to give clients the savings they...

    The rate is higher than it should be and they don't seem keen to give clients the savings they could.

    Price
    5/10
    Features
    6/10
    Customer service
    5/10
    Convenience
    4/10
    Trust
    4/10

    Deborah | QLD

    08 Apr 2016

  • Overall
    5/10
    Am going to change

    It took too long for the approval - caused stress

    It took too long for the approval - caused stress

    Price
    6/10
    Features
    3/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    4/10

    Cassandra | NSW

    24 Feb 2016

  • Overall
    8/10
    The best customer service of all the banks.

    The best bank for help with any and all types of loans either home loans or investment properties

    The best bank for help with any and all types of loans either home loans or investment properties

    Price
    7/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Zlatko | VIC

    23 Nov 2015

  • Overall
    6/10
    Interest rates no longer competitive

    Interest rates no longer competitive.

    Interest rates no longer competitive.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    6/10

    Tim | VIC

    29 Oct 2015

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

See Westpac home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.