The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | $249,999 |
| | Owner Occupier | Principal & Interest | < 95% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
| | Owner Occupier | Principal & Interest | < 95% | $750,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $249,999 |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $749,999 |
| | Owner Occupier | Interest Only | < 80% | $750,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $249,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $749,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $750,000
4.78% p.a.
5.16% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.78% p.a.
5.16% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.78% p.a.
5.16% p.a.
$395.00 yearly
4.58% p.a.
4.97% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.58% p.a.
4.97% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.58% p.a.
4.97% p.a.
$395.00 yearly
4.53% p.a.
4.92% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.53% p.a.
4.92% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.53% p.a.
4.92% p.a.
$395.00 yearly
4.48% p.a.
4.87% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.48% p.a.
4.87% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
4.48% p.a.
4.87% p.a.
$395.00 yearly
5.37% p.a.
5.74% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.37% p.a.
5.74% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.37% p.a.
5.74% p.a.
$395.00 yearly
5.17% p.a.
5.55% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.17% p.a.
5.55% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.17% p.a.
5.55% p.a.
$395.00 yearly
5.12% p.a.
5.50% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.12% p.a.
5.50% p.a.
$395.00 yearly
5.07% p.a.
5.45% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.07% p.a.
5.45% p.a.
$395.00 yearly
Westpac Rocket Repay Home Loan (Premier Advantage Package)
5.07% p.a.
5.45% p.a.
$395.00 yearly
Rates and fees information correct as at 25 September 2018.
4.78% p.a.
n/a
0 Months
none
5.16% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 25 September 2018.
4.58% p.a.
n/a
0 Months
none
4.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 25 September 2018.
4.53% p.a.
n/a
0 Months
none
4.92% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 25 September 2018.
4.48% p.a.
n/a
0 Months
none
4.87% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 500,000 Velocity Frequent Flyer Points for home loans $1m and over.
Rates and fees information correct as at 25 September 2018.
5.37% p.a.
n/a
0 Months
none
5.74% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$150,000
$249,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.
Rates and fees information correct as at 25 September 2018.
5.17% p.a.
n/a
0 Months
none
5.55% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$250,000
$499,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 25 September 2018.
5.12% p.a.
n/a
0 Months
none
5.50% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$500,000
$749,999
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.
Rates and fees information correct as at 25 September 2018.
5.07% p.a.
n/a
0 Months
none
5.45% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
none
$395.00 yearly
$350.00
$750,000
none
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
none
yes
yes
none
Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 500,000 Velocity Frequent Flyer Points for home loans $1m and over.
Easy to reach and talk to a bank branch manager or business banker. Quick response to email...
Read full review
Easy to reach and talk to a bank branch manager or business banker. Quick response to email inquiries and well set up electronic banking platforms.
Less
Neville | Queensland
reviewed 8 months ago
The premier advantage package is a real money saver on interest costs. Flexible loan options with...
Read full review
The premier advantage package is a real money saver on interest costs. Flexible loan options with easy redraw on additional funds you can pay in without penalty.
Less
Kerralie | Australian Capital Territory
reviewed about 1 year ago
Happy to bank with Westpac
Read full review
Happy to bank with Westpac
Less
Nathan | Queensland
reviewed over 2 years ago
Good option to try reduce overall interest rates
Read full review
Good option to try reduce overall interest rates
Less
Jim | Victoria
reviewed almost 3 years ago
The product itself is good however the annual fee is unnecessary. Especially when they pay...
Read full review
The product itself is good however the annual fee is unnecessary. Especially when they pay brokers huge trailing commissions. Maybe they could cut broker frees and pass savings into the customer. Furthermore, Westpac loan managers continually try to sell their customers more products. This is more important to them than addressing the concerns of their customers.
Less
Rachael | Queensland
reviewed almost 3 years ago
As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.
