Westpac Rocket Repay Home Loan (Premier Advantage Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $750,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $499,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $750,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $250,000 $499,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $750,000

4.78% p.a.

5.16% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

4.78% p.a.

5.16% p.a.

$395.00 yearly

4.58% p.a.

4.97% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

4.58% p.a.

4.97% p.a.

$395.00 yearly

4.53% p.a.

4.92% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

4.53% p.a.

4.92% p.a.

$395.00 yearly

4.48% p.a.

4.87% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

4.48% p.a.

4.87% p.a.

$395.00 yearly

5.37% p.a.

5.74% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

5.37% p.a.

5.74% p.a.

$395.00 yearly

5.17% p.a.

5.55% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

5.17% p.a.

5.55% p.a.

$395.00 yearly

5.12% p.a.

5.50% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

5.12% p.a.

5.50% p.a.

$395.00 yearly

5.07% p.a.

5.45% p.a.

$395.00 yearly

Westpac Rocket Repay Home Loan (Premier Advantage Package)

5.07% p.a.

5.45% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.78% p.a.

  • n/a

  • 0 Months

  • none

  • 5.16% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.58% p.a.

  • n/a

  • 0 Months

  • none

  • 4.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.53% p.a.

  • n/a

  • 0 Months

  • none

  • 4.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 4.48% p.a.

  • n/a

  • 0 Months

  • none

  • 4.87% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 500,000 Velocity Frequent Flyer Points for home loans $1m and over.

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 5.37% p.a.

  • n/a

  • 0 Months

  • none

  • 5.74% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products.

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 5.17% p.a.

  • n/a

  • 0 Months

  • none

  • 5.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $250,000

  • $499,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 5.12% p.a.

  • n/a

  • 0 Months

  • none

  • 5.50% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 200,000 Velocity Frequent Flyer Points for home loans $250k and over.

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • 5.07% p.a.

  • n/a

  • 0 Months

  • none

  • 5.45% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • yes

  • yes - free

  • none

  • yes

  • yes

  • none

  • Package benefits include no monthly fees on a Choice transaction account, fee waivers on selected credit cards and discounted insurance products. 500,000 Velocity Frequent Flyer Points for home loans $1m and over.

Customer Reviews

How are Westpac home loans rated by the Mozo community?

Overall customer rating
6.7/10
Price
6.2/10
Features
6.5/10
Customer service
6.9/10
Convenience
7.6/10
Trust
6.6/10

Latest reviews of Westpac Rocket Repay Home Loan (Premier Advantage Package)

  • Overall
    9/10
    Great customer service

    Easy to reach and talk to a bank branch manager or business banker. Quick response to email...

    Easy to reach and talk to a bank branch manager or business banker. Quick response to email inquiries and well set up electronic banking platforms.

    Price
    8/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Neville | Queensland

    reviewed 8 months ago

  • Overall
    10/10
    Saves thousands on interest costs

    The premier advantage package is a real money saver on interest costs. Flexible loan options with...

    The premier advantage package is a real money saver on interest costs. Flexible loan options with easy redraw on additional funds you can pay in without penalty.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Kerralie | Australian Capital Territory

    reviewed about 1 year ago

  • Overall
    10/10
    Westpac is awesome

    Happy to bank with Westpac

    Happy to bank with Westpac

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Nathan | Queensland

    reviewed over 2 years ago

  • Overall
    7/10
    Good saving option

    Good option to try reduce overall interest rates

    Good option to try reduce overall interest rates

    Price
    6/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10

    Jim | Victoria

    reviewed almost 3 years ago

  • Overall
    2/10
    Does not look after customers best interests.

    The product itself is good however the annual fee is unnecessary. Especially when they pay...

    The product itself is good however the annual fee is unnecessary. Especially when they pay brokers huge trailing commissions. Maybe they could cut broker frees and pass savings into the customer. Furthermore, Westpac loan managers continually try to sell their customers more products. This is more important to them than addressing the concerns of their customers.

    Price
    0/10
    Features
    9/10
    Customer service
    0/10
    Convenience
    8/10
    Trust
    2/10

    Rachael | Queensland

    reviewed almost 3 years ago

Westpac

About Westpac

As Australia's first bank, Westpac has been serving customers since 1817. Westpac merged with St.George to create Australia's largest financial services company, and customers can enjoy from peace of mind from having the security offered by a major bank behind them. Check out Westpac's range of banking products such as savings accounts, home loans, personal loans, credit cards and other financial services such as its car and home and contents insurance.

See Westpac home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.