First time buyer guides
After tips on saving for your deposit or wondering whether homeownership is right for you and your financial situation? We’ve got all the important first home buying topics covered here in our first time buyers hub. From understanding home loan terminology to a step-by-step run through of the process of buying your first home, we’ll have you a home buying expert in no time.
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5 money tests to pass before getting your first mortgage
You may be emotionally ready to settle down but how do you know you are financially ready to buy your first home? Taking on a mortgage is one of the biggest financial decisions you’ll ever make, so before you take the plunge it’s a good idea to take a moment to consider all the expenses attached to owning your first home.
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8 ways to boost your chances of loan approval
Getting ready to apply for your first home loan? Run through this checklist first so that your credit profile will be ship shape and you'll have the best chance of getting approved.
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Ease the squeeze: Three winning weapons for first home buyers
Attention first home buyers: the squeeze is on. You’re in danger of borrowing too much for an over-priced home. But don’t despair. Mozo’s money experts give you three weapons that never fail to bust through market hype and deliver happy home ownership.
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First home buyers - what you need to know
The feeling of picking up the keys to your very first home is priceless. No more rent hikes, evictions, or a cutthroat renter's market to deal with (and you can even own a pet!). Plus purchasing property is generally a good investment, as your home should appreciate in value over time.
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First home owners grant
As real estate goes off across Australia’s major cities, which in turn lifts prices in the surrounding areas, trying to buy your first property in the current market is hard.
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From flat to family home - buying your first house
Ready to own your nest? From finding a good loan to pinpointing your criteria, plus lifestyle factors to consider, see this checklist before you begin the big search.
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From woe to go: the process of buying your first home
The journey of buying your first home can be a daunting one so it can be helpful to know what happens when, who does what and what you need look out for. We’ve pulled together this step by step guide to help you be a first time property pro.
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Guide to the First Home Super Saver Scheme
Are you a first home buyer intrigued by the Federal Government’s new First Home Super Saver Scheme? Well the good news is it’s designed to help Aussies like you achieve your homeownership dreams.
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RIP first home saver accounts - what now for deposit savers?
Saving for your first home? First home saver accounts may have been scrapped by the Abbott Government but there are plenty of other ways you can boost your savings pile for that first home deposit. Here's some ideas to get you started.
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Top things to consider when choosing a home loan
According to the Australian Bureau of Statistics, Australia has one of the highest levels of home ownership in the world. However getting a foot in the property door isn’t always easy and choosing a home loan can often be a major headache. So before you rush into signing up with any old home loan, think about the type of loan that’s right for you.
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Understanding the difference between Mortgage Insurance and Mortgage Protection Insurance
As a first home buyer, there are a number of things you’ll need to learn fast, like interest rates, First Home Buyers schemes and insurance options. So with the news that two big banks have been accused of selling overpriced mortgage protection policies to confused and inexperienced first home buyers, we thought it was time to clear things up and explain the difference between two similar sounding insurances you might consider for your first home.
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What you need to know about insuring your first home
You’ve found the property of your dreams, got the home loan sorted and have the settlement date circled in red on the calendar. What else is left to do than pop the champagne corks? Get insurance, that’s what. Here’s what you’ll need to know.
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