Home loan resources

Home buying guides

If you’re in the market for a new home, here’s the place where you can brush up on all the must-know financial lingo and home buying essentials in one place. You can read these guides one by one and become a home buying guru or jump to a topic that best suits your home buying questions and needs.

Buying in an inflated market

When was the last time you looked at how the Australian dollar is fairing on the market? May be on the rise, but according to foreign investors, it’s still pretty low. What does that mean to you and I? Everything. From lower currency exchange when travelling overseas to inflated prices on average items we buy, day to day.

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Buying off the plan financial must knows

So you’re thinking about buying off the plan. That’s wonderful! The anticipation of waiting to see your new home or investment property come to fruition would be part nerve-wracking and part-exciting at the the same time. But, will it be as spectacular as the artist’s impression? Will it be as spacious as you initially thought? Will the builder commit to construction till the very end?

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Conveyancing part 1: What is the conveyancing process?

When it comes to buying and selling property in Australia, the process seems to go on forever and can often be quite complicated. So to help understand the steps of conveyancing, we asked Chief Executive at My Place Conveyancing, David King to give us a rundown.

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Home buying mistakes to avoid

Are you sometimes a little rash when making big decisions? Or are you a careful planner that researches for hours, days, months before making an important move like buying a house?

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Home buying negotiation tips

Whether you’re a novice home buyer or seasoned pro, investing in property can be a perplexing time and sometimes confusing. When is the best time to buy anyway? There’s a buying trend we need to follow, right?

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Home loan repayments - how much can I afford to repay?

If you’re thinking about purchasing a property, before you start eyeing off that penthouse suite the first thing you should think about is how much you can realistically afford to repay each month, as this will ultimately determine the amount you should borrow.

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How much can I borrow?

Is the Australian property market calling your name but you are unsure of your borrowing power? This guide is here to help. We’ll run you through all the major costs involved with purchasing a property, to give you a clear idea of how much you can afford to borrow and what you’ll need to budget for. Start by...

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How much deposit do I need for a home loan?

While buying a property is an exciting time, what’s not exciting is getting your head around all the home buying number crunching. Before you can even begin to think about what your loan repayment costs will be or how much stamp duty you’ll need to pay, you’ll need to save up a deposit.

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