ANZ car insurance

ANZ's overall rating for car insurance

(as rated by the Mozo community)

7.2 / 10

based on 190 reviews

ANZ is one of Australia’s big banks, and has been around for over 180 years. With a history like that, you can be assured your wheels will be in good hands with an ANZ car insurance policy.

Check out the details below:

ANZ offers the following car insurance policies

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer


up to 60%



*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

Frequently asked questions about ANZ car insurance

Should I opt for the low or high excess option?

That depends on your budget and how you want to manage your insurance cover. If you opt for the low excess option, then you’ll pay higher premiums upfront, but in an emergency, you won’t have to come up with a large amount of cash.

On the other hand, if you choose a high excess, you’ll have to get your hands on that amount of money in an emergency, but you’ll pay lower premiums upfront.

How is my premium calculated?

Your premium is calculated according to the likelihood of you making a claim - the more likely it is, the more you will pay. ANZ takes into account things like the make, model and colour of your car, how and when you drive and where your car is kept to decide how at risk you are.

How can I pay my premium?

With ANZ car insurance, you can pay your premium upfront in an annual lump sum payment, or, if it would suit your budget better, you can also choose to pay your premium by the month at no extra charge.

What discounts are available?

Discounts can make a huge difference to your car insurance bill, so you’ll want to snag some good ones. At ANZ, discounts you might get include:

What cover do I have in an emergency?

Your ANZ insurance doesn’t cover roadside assistance - but it does give you cover for a bunch of other things, including:

What optional extras can I add to my car insurance?

You may want to add extra cover to your ANZ car insurance policy for things like modifications to your car or car hire after an accident where you were at fault.

How is ANZ rated by customers?

Want to know what ANZ customers have to say about how their experience ranks in terms of customer service, price and convenience? Then check out our customer review section.

How to make a claim

When you go to make a claim either online, in an ANZ branch or over the phone, there are a few details you should make sure you have in order, so that everything goes as quick and easily as possible, including:

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