Details Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing. Discounts and excesses
Monthly premiums available
Choice of excess
Young driver excess imposed
$800 for listed drivers under 21, $600 for drivers under 25, $1,250 for unlisted drivers.
Maximum no claim discount table
(TAS) 60% (NT) 60% (SA) 60% (QLD) 60% (ACT) 60% (WA) 60% (VIC) 60% (NSW)
Maximum no claim discount term
Multi policy discount
Up to 12.5% multi-policy and loyalty discount
No claim discount
Maximum no claim discount is protected for life against no-fault claims after 5 years and held maximum no claims discount level for at least 2 years. Others can purchase protection for extra premium.
Loyalty and multi-policy discount up to 15% available.
Choice of repairer
Claims service 24 7
Other restrictions Coverage summary
Agreed or market value
New car if written off
- within 2 years and 30,000 km of original registration (Optional 4 year new car replacement within 100,000 km of registration)
Personal property cover
Up to $500 if damaged or stolen.
Yes - $0 windscreen excess on first claim each year.
Emergency repairs without assessment
Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 150 km from home.
Rental car after theft
- Up to 14 days, max $75 per day.
Rental car after accident
Not at fault - Yes. At fault - Optional Extra. Up to 14 days, max $75 per day.
Rental car liability
Yes - legal liability cover when using a substitute vehicle.
Trailer or caravan cover
Up to $1,000 for trailer only excluding contents.
Baby capsule or seats
Covered only if agreed in writing.
Accidental death cover for driver
*as voted by the Mozo community