Choose the version of this loan that suits you best
| ||Essential Care Residential - building|
| ||Quality Care Residential - building|
| ||Premier Care Residential - building|
Essential Care Residential - building
Quality Care Residential - building
Premier Care Residential - building
St George’s building insurance provides cover for your home from events including fire, storms and floods. This type of insurance is designed to make sure you won’t be out of pocket, should you need to repair or rebuild your home and/or other buildings on your property, including garages and sheds.
With St George’s building insurance you can choose from three levels of cover: Essential, Quality and Premier. All three levels include up to $20 million of legal liability, cover for damage from flood, storms, earthquakes, lightning and fire and a guarantee on authorised (and arranged) repairs. Although it should be noted that St George may not guarantee repairs if you choose your own repairer.
An automatic safety net in case repair or replacement costs are more than expected is available with all three levels of building insurance St George offers. These are:
Essential Care - up to 10% of the sum insured
Quality Care - up to 20% of the sum insured
Premier Care - up to 30% of the sum insured
Other covered events include theft, riot, civil commotion and malicious acts. Emergency accommodation cover comes with all three types of building insurance, in the event that your home becomes unliveable. For both Quality and Premier this includes up to 12 months worth of cover, or 10% of the sum insured (whichever works out less). Emergency accommodation for Essential Care is provided up to $10,000.
Extra benefits that come with Quality and Premier building insurance, include cover for accidental breakage of glass, electrical motor burnout and mortgage discharge. It should be noted that Essential Care does not cover accidental breakage.
This insurance policy would suit anyone who wants to make sure their beloved home is covered. It also might be a good fit for someone who is happy to tailor their insurance for something that is a little more affordable.
If you opt for Essential Care cover, you will not be covered for accidental breakage.