Thumbnail icon for St.George

St.George Building Insurance

The details shown below are for the Essential Care Residential - building

The details shown below are for the Quality Care Residential - building

The details shown below are for the Premier Care Residential - building

Choose the version of this loan that suits you best

  • Essential Care Residential - building

  • Quality Care Residential - building

  • Premier Care Residential - building

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review St.George Building Insurance

Last updated: 29 September 2020.

binocular icon
What's hot
  • 15% quote and buy online
  • Guarantee on authorised (and arranged) repairs
  • Automatic safety net, in case repair or replacement costs are more than expected
What's not
  • Essential Care does not cover accidental breakage
Mozo snapshot

St George’s building insurance provides cover for your home from events including fire, storms and floods. This type of insurance is designed to make sure you won’t be out of pocket, should you need to repair or rebuild your home and/or other buildings on your property, including garages and sheds. 

key icon
Key features

With St George’s building insurance you can choose from three levels of cover: Essential, Quality and Premier. All three levels include up to $20 million of legal liability, cover for damage from flood, storms, earthquakes, lightning and fire and a guarantee on authorised (and arranged) repairs. Although it should be noted that St George may not guarantee repairs if you choose your own repairer.

An automatic safety net in case repair or replacement costs are more than expected is available with all three levels of building insurance St George offers. These are:

  • Essential Care - up to 10% of the sum insured

  • Quality Care - up to 20% of the sum insured

  • Premier Care - up to 30% of the sum insured

Other covered events include theft, riot, civil commotion and malicious acts. Emergency accommodation cover comes with all three types of building insurance, in the event that your home becomes unliveable. For both Quality and Premier this includes up to 12 months worth of cover, or 10% of the sum insured (whichever works out less). Emergency accommodation for Essential Care is provided up to $10,000.

Extra benefits that come with Quality and Premier building insurance, include cover for accidental breakage of glass, electrical motor burnout and mortgage discharge. It should be noted that Essential Care does not cover accidental breakage.

snapshot
Who is it good for

This insurance policy would suit anyone who wants to make sure their beloved home is covered. It also might be a good fit for someone who is happy to tailor their insurance for something that is a little more affordable.

snapshot
Any catches

If you opt for Essential Care cover, you will not be covered for accidental breakage.

Details

Rates and fees information correct as at 29 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • No

  • Yes

Events
  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 10% of sum insured

  • Yes

  • $100

  • true

  • yes

  • 15% online discount, over 50s, no claim bonus, security systems

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • No

  • No

  • Up to $10,000

  • No

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 29 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $1,000

  • No

  • Yes

Events
  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 15 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 20% of sum insured

  • Yes

  • $100

  • true

  • yes

  • 15% online discount, over 50s, no claim bonus, security systems

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • No

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • No

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 29 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • Up to $2,000

  • Up to $10,000 for plants

  • Yes

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 15 years old

  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • Yes

  • $100

  • true

  • yes

  • 15% online discount, over 50s, no claim bonus, security systems

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • No

  • Up to $2,000

  • Up to 12 months, up to 10% of sum insured

  • No

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are St.George home insurance rated by the Mozo community?

Overall
7.2/10
Value for money
7.5/10
Policy coverage
7.4/10
Customer service
7.2/10
Claims handling
6.7/10
Trust
6.8/10
St.George

About St.George

See St.George home insurance