So, you’re after an unsecured personal loan to cover that new car, pool or big kitchen reno? Well, the unsecured NAB Personal Loan is a good place to start your search as it comes with a 12.69% p.a. fixed headline interest rate** (13.56% p.a. comparison rate*). It also lets you choose to repay your loan over 1-7 years in either weekly, fortnightly or monthly instalments.
If you’re on the hunt for a competitive personal loan, then you’re probably looking for a killer rate. Well, you're in luck! The NAB Personal Loan offers a 12.69% p.a. fixed headline interest rate** (13.56% p.a. comparison rate*) which is nothing to turn your nose up at if you ask us!
On top of a hot rate, this loan allows fee-free extra repayments with no early repayment penalties, so you can pay your loan off early to save even more on interest.
When it comes to repaying your loan you have the option to choose between weekly, fortnightly and monthly repayments that can go on for a loan term anywhere between 1 to 7 years, letting you personalise your loan to fit with your budget.
Thinking of getting a loan somewhere between $5,000 to $55,000? Perfect, because that’s the exact range of money the NAB Personal Loan allows you to borrow.
This is an unsecured personal loan, which means you won't need to put up any assets like a house or a car as collateral against the loan.
**The interest rate shown is a headline rate. The headline rate is the rate that the majority of NAB personal loan customers will get. The minimum interest rate available on this loan is 9.99% p.a. (10.66% p.a. comparison rate*), while the maximum is 18.99% p.a. (19.59% p.a. comparison rate*).
If you're after a personal loan but don't have any assets to put up as security and would prefer to stick with a big bank, then this might be the loan for you. The fixed rate will also appeal to borrowers who like having a budget, as your repayments will always stay the same.
While this loan is pretty solid across the board, you'll need to budget for the $150 application fee and monthly $10 service fee.
Fixed
12.69% p.a.to 18.99% p.a. fixed
13.56% p.a.to 19.83% p.a.based on $30,000
over 5 years
$150.00
$10.00
$0.00
$0.00
$0.00
$5,000.00
$55,000.00
1 Year
7 Years
Unsecured
Weekly, Fortnightly, Monthly
yes
no
none
Headline rate displayed above, rates start as low as 9.99% based on credit history.
Got this loan as medical emergency. Almost a month of processing before approval. There might be other companies that can offer better but this is a nice alternative.
Read full reviewGot this loan as medical emergency. Almost a month of processing before approval. There might be other companies that can offer better but this is a nice alternative.
After being with NAB for a while I took out loans, when my work changed due to health reasons, I went to consolidate and they refused. I then tried my best to keep up with payments, tried to sort out a better way do I wouldn’t so broke and it took so long even providing them with health records and letters from my doctors. It was only when I said I’d have to go bankrupt that they decided to listen. Helped for 3-6 months then palmed me off to debt collectors. They have been helpful but I’m still paying it off 7yrs later. If I were able to consolidate earlier 4yrs ago I may have stood a chance at paying off but they were only interested in keeping the interest so they made so much more off me and late fees.
Read full reviewAfter being with NAB for a while I took out loans, when my work changed due to health reasons, I went to consolidate and they refused. I then tried my best to keep up with payments, tried to sort out a better way do I wouldn’t so broke and it took so long even providing them with health records and letters from my doctors. It was only when I said I’d have to go bankrupt that they decided to listen. Helped for 3-6 months then palmed me off to debt collectors. They have been helpful but I’m still paying it off 7yrs later. If I were able to consolidate earlier 4yrs ago I may have stood a chance at paying off but they were only interested in keeping the interest so they made so much more off me and late fees.
As a big bank they don't seem to go out of their way to retain customers and they don't ever contact me to see if they could be doing anything better.
Read full reviewAs a big bank they don't seem to go out of their way to retain customers and they don't ever contact me to see if they could be doing anything better.
Not impressed.
Read full reviewI wish I never went with NAB. I was also made to feel like the insurance was required.
Read full reviewI wish I never went with NAB. I was also made to feel like the insurance was required.
National Australia Bank is one of the big four banks who provide a large variety of financial products to the Australian Community. In recent times NAB has set itself apart from the other big four banks; by expanding their ATM network, removing many fees and maintaining low standard variable home loan rates. NAB's changes to its financial products have made their home loan, credit card, loans, savings accounts and personal loans more competitive within the banking industry.
Promoted
NAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.99% p.a.
13.56% p.a.
$10.00
Promoted
Alex
Personal Loan
6.95% p.a.to 19.99% p.a.
6.95% p.a.to 19.99% p.a.based on $30,000
over 5 years
Promoted
Plenti
Unsecured Personal Loan (Fixed)
6.49% p.a.to 8.99% p.a.
6.84% p.a.to 9.34% p.a.based on $30,000
over 5 years
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 25.69% p.a.
7.79% p.a.to 26.65% p.a.based on $30,000
over 5 years
Promoted
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years
Promoted
NOW FINANCE
Unsecured Personal Loan
6.95% p.a.to 17.95% p.a.
6.95% p.a.to 17.95% p.a.based on $10,000
over 3 years
Promoted
Symple Loans
Personal Loan
5.75% p.a.to 21.99% p.a.
6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years
Promoted
Liberty
Personal Loan
7.65% p.a.to 26.99% p.a.
7.65% p.a.to 26.99% p.a.based on $30,000
over 5 years
Promoted
Jacaranda Finance
Unsecured Personal Loan (Fixed, Excellent Credit)
7.59% p.a.to 8.89% p.a.
12.24% p.a.to 13.91% p.a.based on $30,000
over 5 years
Promoted
Plenti
New Car Loan (Fixed)
4.89% p.a.to 8.89% p.a.
5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years
Promoted
loans.com.au
New Car Loan (Fixed)
4.67% p.a.
5.22% p.a.based on $30,000
over 5 years
Promoted
OurMoneyMarket
Car Loan
5.50% p.a.
5.85% p.a.based on $30,000
over 5 years
Promoted
Wisr
Secured Car Loan
5.19% p.a.to 18.95% p.a.
6.08% p.a.to 19.91% p.a.based on $30,000
over 5 years
Promoted
CUA
Secured Car Loan (Fixed)
6.79% p.a.
7.16% p.a.based on $30,000
over 5 years
Promoted
loans.com.au
Clean Green Car Loan
3.97% p.a.
4.51% p.a.based on $30,000
over 5 years
Promoted
Plenti
Used Car Loan (Fixed)
5.29% p.a.to 9.99% p.a.
5.84% p.a.to 10.56% p.a.based on $30,000
over 5 years
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 25.69% p.a.
7.79% p.a.to 26.65% p.a.based on $30,000
over 5 years
Promoted
Alex
Personal Loan
6.95% p.a.to 19.99% p.a.
6.95% p.a.to 19.99% p.a.based on $30,000
over 5 years
Promoted
Plenti
Unsecured Personal Loan (Fixed)
6.49% p.a.to 8.99% p.a.
6.84% p.a.to 9.34% p.a.based on $30,000
over 5 years
Promoted
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years
Promoted
NOW FINANCE
Unsecured Personal Loan
6.95% p.a.to 17.95% p.a.
6.95% p.a.to 17.95% p.a.based on $10,000
over 3 years
Promoted
Symple Loans
Personal Loan
5.75% p.a.to 21.99% p.a.
6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years
Promoted
Liberty
Personal Loan
7.65% p.a.to 26.99% p.a.
7.65% p.a.to 26.99% p.a.based on $30,000
over 5 years
Promoted
Jacaranda Finance
Unsecured Personal Loan (Fixed, Excellent Credit)
7.59% p.a.to 8.89% p.a.
12.24% p.a.to 13.91% p.a.based on $30,000
over 5 years
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 25.69% p.a.
7.79% p.a.
$0.00
Promoted
Plenti
Unsecured Personal Loan (Fixed)
6.49% p.a.to 8.99% p.a.
6.84% p.a.
$0.00
Promoted
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.
$0.00
Promoted
NOW FINANCE
Unsecured Personal Loan
6.95% p.a.to 17.95% p.a.
6.95% p.a.
$0.00
Promoted
Symple Loans
Personal Loan
5.75% p.a.to 21.99% p.a.
6.47% p.a.
$10.00
Promoted
Jacaranda Finance
Unsecured Personal Loan (Fixed, Excellent Credit)
7.59% p.a.to 8.89% p.a.
12.24% p.a.
$0.00
