Bank of Queensland home loan reviews

Bank of Queensland
Bank of Queensland's overall rating for home loans

(as rated by the Mozo community)

7.6 / 10

based on 510 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Bank of Queensland

Recent Bank of Queensland home loan reviews

Bank of Queensland

Bank of Queensland Standard Variable Rate (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   6 / 10

Competitive rates but inconvenient

Has competitive rates but their branches are in very inconvenient locations.

Full review

Has competitive rates but their branches are in very inconvenient locations.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   1 / 10

    Trust   6 / 10

Less

Betty, Queensland, reviewed 6 months ago

Bank of Queensland

Bank of Queensland Home Loan review

Overall rating   9 / 10

Competitive premiums and great customer service

We have banked with Bank of Queensland for over 20 years and always found them to be highly competitive, very approachable and always willing to find good solutions to problems - even during difficult times.

Full review

We have banked with Bank of Queensland for over 20 years and always found them to be highly competitive, very approachable and always willing to find good solutions to problems - even during difficult times.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Alan, Queensland, reviewed 10 months ago

Bank of Queensland

Bank of Queensland Home Loan review

Overall rating   9 / 10

Competitive premiums and great customer service

We have banked with Bank of Queensland for over 20 years and always found them to be highly competitive, very approachable and always willing to find good solutions to problems - even during difficult times.

Full review

We have banked with Bank of Queensland for over 20 years and always found them to be highly competitive, very approachable and always willing to find good solutions to problems - even during difficult times.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Alan, Queensland, reviewed 10 months ago

Bank of Queensland

Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   7 / 10

Friendly staff

Quick service

Full review

Quick service

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Danijela, New South Wales, reviewed over 1 year ago

Bank of Queensland

Bank of Queensland Clear Path Line of Credit (Owner Occupier) Home Loan review

Overall rating   1 / 10

Not happy

Not too happy with them. Gone down hill over the years

Full review

Not too happy with them. Gone down hill over the years

    Price   5 / 10

    Features   3 / 10

    Customer service   1 / 10

    Convenience   2 / 10

    Trust   1 / 10

Less

Nic, Queensland, reviewed over 1 year ago

Bank of Queensland

Bank of Queensland Clear Path Variable Rate Home Loan (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   0 / 10

Nothing good to say

They do not assist older Australians

Full review

They do not assist older Australians

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   0 / 10

Less

Lynn, Queensland, reviewed over 1 year ago

Bank of Queensland

Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Local bank

Like the location, opening times and friendly staff.

Full review

Like the location, opening times and friendly staff.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine, Queensland, reviewed over 1 year ago

Bank of Queensland

Bank of Queensland Standard Variable Rate (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   4 / 10

They don't meet our needs

We asked to not have an offset and they seem to not listen!

Full review

We asked to not have an offset and they seem to not listen!

    Price   5 / 10

Less

Laurelle, Western Australia, reviewed almost 2 years ago

Bank of Queensland

Bank of Queensland Clear Path Variable Rate Home Loan (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Excellent service in all areas, very efficient

Owner operator ensures efficient service at all times. Convenient, local and advisable.

Full review

Owner operator ensures efficient service at all times. Convenient, local and advisable.

    Price   10 / 10

Less

Geoff, Queensland, reviewed almost 2 years ago

Bank of Queensland

Bank of Queensland Line of Credit (Owner Occupier) Home Loan review

Overall rating   8 / 10

Great service

I talk directly to the manager whenever I need to

Full review

I talk directly to the manager whenever I need to

    Price   7 / 10

Less

Don, Queensland, reviewed about 2 years ago

Bank of Queensland

Bank of Queensland Clear Path Line of Credit (Owner Occupier) Home Loan review

Overall rating   8 / 10

The line of credit is a flexible home loan

Pros effective service

Full review

Pros effective service

Less

Dennis, Queensland, reviewed about 2 years ago

Bank of Queensland

Bank of Queensland Clear Path Variable Rate Home Loan (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   9 / 10

First name basis service. Just one of the family.

Personal service. You are not just a number. You and your application matter to them.

Full review

Personal service. You are not just a number. You and your application matter to them.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Ms., Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Home Loan review

Overall rating   7 / 10

Excellent

So convenient, more friendly and a free gifts offer.

Full review

So convenient, more friendly and a free gifts offer.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Ben, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   6 / 10

Average

Interest rates below average

Full review

Interest rates below average

    Price   4 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   6 / 10

Less

Dan, Queensland, reviewed almost 3 years ago

Bank of Queensland

Bank of Queensland Home Loan review

Overall rating   10 / 10

Awesome

Bank of Queensland gave me the chance to buy my first home & I'm loving it. The money I'm paying is less than rent per week and that great feeling that I'm not wasting my money paying rent. Thanks heaps BoQ

Full review

Bank of Queensland gave me the chance to buy my first home & I'm loving it. The money I'm paying is less than rent per week and that great feeling that I'm not wasting my money paying rent. Thanks heaps BoQ

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Steve, Western Australia, reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.28% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.28% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (1 Yr Fixed)

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (1 Yr Fixed)

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period

    interest rate

    2.99% p.a.
    fixed 1 year

    comparison rate*

    4.09% p.a.

    upfront fees

    $395

    Go to site

    More info

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period
    • Interest rate: 2.99% p.a.
      fixed 1 year
    • Comparison rate*: 4.09% p.a.
    • Upfront fees: $395
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free up to $20,000 p.a.
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.47% p.a. variable

    comparison rate*

    3.48% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.47% p.a. variable
    • Comparison rate*: 3.48% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates

    interest rate

    3.39% p.a.
    fixed 3 years

    comparison rate*

    4.41% p.a.

    upfront fees

    $450

    Go to site

    More info

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates
    • Interest rate: 3.39% p.a.
      fixed 3 years
    • Comparison rate*: 4.41% p.a.
    • Upfront fees: $450
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free up to $5,000 p.a
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.6

    Based on 510 Bank of Queensland home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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