Bendigo Bank credit card reviews

Bendigo Bank
Bendigo Bank's overall rating for credit cards

(as rated by the Mozo community)

8.3 / 10

based on 212 reviews

Price

Features

Customer service

Convenience

Trust

Best credit cards 2015

Featured credit card from Bendigo Bank

Recent Bendigo Bank credit card reviews

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   9 / 10

Good

Bendigo Bank is open on Saturdays.

Full review

Bendigo Bank is open on Saturdays.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Darren (VIC), reviewed 3 months ago

Bendigo Bank

Bendigo Bank Low Rate First Mastercard credit card review

Overall rating   7 / 10

Good

Bendigo bank are good.

Full review

Bendigo bank are good.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Samara (QLD), reviewed 3 months ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Great bank

I've had no problems with Bendigo bank. They're a steady hand in the financial services market.

Full review

I've had no problems with Bendigo bank. They're a steady hand in the financial services market.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Judy (TAS), reviewed 3 months ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   5 / 10

Good customer service

Good customer service, however the credit trap is something to avoid.

Full review

Good customer service, however the credit trap is something to avoid.

    Price   2 / 10

    Features   2 / 10

    Customer service   8 / 10

    Convenience   3 / 10

    Trust   3 / 10

Less

Dominic (VIC), reviewed 3 months ago

Bendigo Bank

Bendigo Bank Low Rate First Mastercard credit card review

Overall rating   10 / 10

Bendigo Bank are helpful

I can walk there.

Full review

I can walk there.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Margaret (NSW), reviewed 4 months ago

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   9 / 10

Great

Just simply the best...

Full review

Just simply the best...

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Montgomery (QLD), reviewed 4 months ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Excellent customer service.

I like this bank because I can choose to bank in person or online with confidence for safe and efficient services.

Full review

I like this bank because I can choose to bank in person or online with confidence for safe and efficient services.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Barbro (SA), reviewed 5 months ago

Bendigo Bank

Bendigo Bank Low Rate First Mastercard credit card review

Overall rating   10 / 10

I cannot rate Bendigo bank any higher than l have

This bank supports the community and is the best customer service l have ever received from any bank in the past.

Full review

This bank supports the community and is the best customer service l have ever received from any bank in the past.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Annette (VIC), reviewed 5 months ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Always friendly, very professional and competitive

I have dealt with this bank for many years and have always found the staff friendly and informative irrespective of which branch I attend.

Full review

I have dealt with this bank for many years and have always found the staff friendly and informative irrespective of which branch I attend.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Lynne (QLD), reviewed 12 months ago

Bendigo Bank

Bendigo Bank Platinum Rewards Mastercard credit card review

Overall rating   10 / 10

Good banking experience

Great bank but could be more competitive.

Full review

Great bank but could be more competitive.

    Price   5 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Deborah (QLD), reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   7 / 10

ME Bank, my second provider has lower rates

I think Bendigo Bank's rates could be better considering what home loans are at the moment

Full review

I think Bendigo Bank's rates could be better considering what home loans are at the moment

    Price   8 / 10

    Features   8 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Elizabeth (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

ABSOLUTELY FANTASTIC

As with savings account, Call staff always on hand.

Full review

As with savings account, Call staff always on hand.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Michael (SA), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Platinum Rewards Mastercard credit card review

Overall rating   10 / 10

Points build fast, good rewards, long free credit

Good points per sale, useful rewards, generous repayment period.

Full review

Good points per sale, useful rewards, generous repayment period.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Charles (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Great customer service

My bank and its staff have ALWAYS been helpful and it is never too much trouble to explain anything to me. I am numerically dyslexic and it has never been too much trouble for any of the staff at any branch of the Bendigo to help me.

Full review

My bank and its staff have ALWAYS been helpful and it is never too much trouble to explain anything to me. I am numerically dyslexic and it has never been too much trouble for any of the staff at any branch of the Bendigo to help me.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Elizabeth anne (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   9 / 10

Very good

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Hansen (VIC), reviewed about 2 years ago

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   8 / 10

Customer service is second to none.

Personal service is the best, staff are efficient, willing and always smiling. Some of the products are competitive with other banks, depending on the promotions at the time. Always worth making an appointment with the branch manager if you are...

Full review

Personal service is the best, staff are efficient, willing and always smiling. Some of the products are competitive with other banks, depending on the promotions at the time. Always worth making an appointment with the branch manager if you are shopping around. You can personalize the picture on your credit/debit card - online. If you are lucky enough to have a Community Bank Branch in your town, the profits are put back into community projects. Only drawback is the competition with the big four banks on interest rates - but the overall package is excellent.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine (QLD), reviewed about 2 years ago

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   10 / 10

Smaller bank exceeding big expectations

I swapped banks and haven't looked back. Great customer service, competitive interest rate and I love how easy the online banking app is.

Full review

I swapped banks and haven't looked back. Great customer service, competitive interest rate and I love how easy the online banking app is.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Michelle (VIC), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   8 / 10

Good

It was ok

Full review

It was ok

    Price   8 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Shane (TAS), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   5 / 10

Average credit card product

Lack of ATM's and national network mean you incur fees needlessly.

Full review

Lack of ATM's and national network mean you incur fees needlessly.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   3 / 10

    Trust   7 / 10

Less

Jasmyn (SA), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Satisfied customer

Ease of use. Convenient locations. Courteous service always.

Full review

Ease of use. Convenient locations. Courteous service always.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Catherine (TAS), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Great customer service

Very understanding of your needs and very helpful

Full review

Very understanding of your needs and very helpful

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nik (VIC), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   9 / 10

Terrific women work in this bank. V. professional.

Great personalised service at Ettalong Beach Branch

Full review

Great personalised service at Ettalong Beach Branch

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   5 / 10

Less

Marcelle (NSW), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   8 / 10

Designed to meet individual needs.

Friendly and efficient customer service.

Full review

Friendly and efficient customer service.

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Shaneen (SA), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank Low Rate Mastercard credit card review

Overall rating   9 / 10

Happy with this bank.

Fees can be a bit high but they're good at solving any issues and always nice staff.

Full review

Fees can be a bit high but they're good at solving any issues and always nice staff.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Laura (VIC), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank credit card review

Overall rating   10 / 10

Brilliant bank!

I find Bendigo Bank great. They give good customer service, both in store and on the phone.

Full review

I find Bendigo Bank great. They give good customer service, both in store and on the phone.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Antony (NSW), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Citi Platinum (Bonus Points Offer)

    Citi Platinum (Bonus Points Offer)

    • Get your life moving with 0% p.a. for 24 months on balance transfers (1.5% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.99% p.a.

    annual fee

    $149 $49 in the first year

    Go to site

    More info

    • Get your life moving with 0% p.a. for 24 months on balance transfers (1.5% BT fee applies)
    • A reduced annual fee of $49 in the first year ($149 thereafter)
    • 1 point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period)
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $149 $49 in the first year
    • Purchase rate: 20.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 3.5%, min $3.50
    • Rewards description: Transfer points to a range of airline programs or redeem your points for travel, cashback, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.7

    Based on 379 Citi credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Frequent Flyer Black

    ANZ Frequent Flyer Black

    • 75,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • Mozo Experts Choice award 2017
    • Available with Apple Pay

    balance transfer rate

    No current offer

    purchase rate

    19.99% p.a.

    annual fee

    $425

    Go to site

    More info

    • 75,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black card when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
    • Mozo Experts Choice award 2017
    • Available with Apple Pay
    • Balance transfer rate: No current offer
    • Annual fee: $425
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.49% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.9

    Based on 1932 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    Go to site

    More info

    • Receive 55,000 bonus Qantas Points (T&Cs apply)
    • Earn 1.5 Qantas Points per $1 spent on eligible purchases
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    7.3

    Based on 255 American Express credit card reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Suncorp Clear Options Platinum (Suncorp Rewards)

    Suncorp Clear Options Platinum (Suncorp Rewards)

    • 0% p.a. for 18 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    20.74% p.a.

    annual fee

    $129

    Go to site

    More info

    • 0% p.a. for 18 months on balance transfers
    • 3x Reward Points on everyday Eligible Transactions in the first 6 months (T&Cs apply)
    • Up to 55 days interest free on retail purchases (T&Cs apply)
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $129
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3.50%, min $3.50
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    7.0

    Based on 138 Suncorp credit card reviews

    Need more information?
    Go to site

    More info

  • HSBC Platinum Credit Card

    HSBC Platinum Credit Card

    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases

    balance transfer rate

    0% p.a. for 22 months and then 21.99% p.a. (2.00% balance transfer fee)

    purchase rate

    19.99% p.a.

    annual fee

    $129 Refunded when you spend over $6,000 p.a, $0 in the first year

    Go to site

    More info

    • 0% p.a. on balance transfers for 22 months. Conditions apply
    • Offer available to new customers who apply by 31 December 2017
    • Earn 1 Rewards Point on every dollar you spend on eligible purchases
    • Balance transfer rate: 0% p.a. for 22 months and then 21.99% p.a. (2.00% balance transfer fee)
    • Annual fee: $129 Refunded when you spend over $6,000 p.a, $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $4.00
    • Rewards description: Redeem your points for travel, gift cards, retail rewards and shopping gift cards.
    Overall rating

    5.5

    Based on 139 HSBC credit card reviews

    Need more information?
    Go to site

    More info

Want more? Compare all 217 credit cards in the Mozo comparison engine.

Compare more credit cards

Look for a specific type of credit card:

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Back to top