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St.George home loan reviews

St.George
St.George's overall rating for home loans

(as rated by the Mozo community)

7.0 / 10

based on 1457 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from St.George

Recent St.George home loan reviews

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest, LVR<80%) (Advantage Package) Fixed Home Loan (Advantage Package) review

Overall rating   8 / 10

Can do better

Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

Full review

Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

    Price   9 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Peter, Queensland, reviewed 8 months ago

St.George

St.George Home Loan review

Overall rating   10 / 10

Competitive rates and will review on request.

Always very helpful if you have an enquiry and will listen to your requests for better rates etc.

Full review

Always very helpful if you have an enquiry and will listen to your requests for better rates etc.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

William, New South Wales, reviewed 9 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest, LVR 80-95%) Basic Home Loan review

Overall rating   10 / 10

I am totally happy with this bank.

Excellent customer service, easy to make an appointment, helpful and friendly staff.

Full review

Excellent customer service, easy to make an appointment, helpful and friendly staff.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Susanne, New South Wales, reviewed 11 months ago

St.George

St.George Home Loan review

Overall rating   2 / 10

Customer service is not their strong point

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

Full review

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

    Price   5 / 10

    Features   4 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Marcia, Western Australia, reviewed about 1 year ago

St.George

St.George Home Loan review

Overall rating   2 / 10

Customer service is not their strong point

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

Full review

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

    Price   5 / 10

    Features   4 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Marcia, Western Australia, reviewed about 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest, LVR 80-95%) Fixed Home Loan review

Overall rating   10 / 10

Awesome

Excellent customers service & product

Full review

Excellent customers service & product

    Price   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lee, Queensland, reviewed over 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest, LVR 80-95%) Fixed Home Loan review

Overall rating   8 / 10

Excellent customer support.

Always prepared to listen and negotiate a better interest rate. On line banking is excellent - very easy to understand and follow.

Full review

Always prepared to listen and negotiate a better interest rate. On line banking is excellent - very easy to understand and follow.

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Sheila, Australian Capital Territory, reviewed over 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest, LVR 80-95%) Fixed Home Loan review

Overall rating   8 / 10

Great customer service

The application process was quick and friendly. Branch members have always been friendly and helpful.

Full review

The application process was quick and friendly. Branch members have always been friendly and helpful.

    Price   7 / 10

Less

Victor, Queensland, reviewed about 2 years ago

St.George

St.George Home Loan review

Overall rating   8 / 10

Good bank, helpful staff, frustrating time waits

The staff are friendly and helpful. The automated phone banking is frustrating and so is the waiting time to speak with a staff member. The staff have been very understanding when we were in a financial crisis and gave us the help we needed. I...

Full review

The staff are friendly and helpful. The automated phone banking is frustrating and so is the waiting time to speak with a staff member. The staff have been very understanding when we were in a financial crisis and gave us the help we needed. I think the interest rates could be more competitive and lower. Overall, St. George is a good bank with friendly, helpful staff who are willing to help and provide good service.

    Price   5 / 10

Less

Virginia, New South Wales, reviewed about 2 years ago

St.George

St.George Home Loan review

Overall rating   9 / 10

Friendly and cooperative

They were flexible in their approach to meeting our financial needs.

Full review

They were flexible in their approach to meeting our financial needs.

    Price   8 / 10

Less

Max, Australian Capital Territory, reviewed about 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest, LVR 80-95%) Fixed Home Loan review

Overall rating   8 / 10

Happy customer

Am very happy with our banking experience

Full review

Am very happy with our banking experience

    Price   8 / 10

Less

Toni, New South Wales, reviewed about 2 years ago

St.George

St.George Standard Variable Home Loan (Owner Occupier, Principal & Interest, LVR<80%) Standard Variable Home Loan review

Overall rating   9 / 10

Staff are attentive and positive

Currently happy with business association

Full review

Currently happy with business association

    Price   9 / 10

Less

Paul, New South Wales, reviewed over 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest, LVR<80%) (Advantage Package) Fixed Home Loan (Advantage Package) review

Overall rating   9 / 10

Attentive and customer focused

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

Full review

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Price   7 / 10

Less

Kym, New South Wales, reviewed over 2 years ago

St.George

St.George Portfolio Loan Portfolio Loan review

Overall rating   6 / 10

St George should improve their customer service

Their in-house service is terrible and staff over the counter are not always pleasant.

Full review

Their in-house service is terrible and staff over the counter are not always pleasant.

    Price   3 / 10

Less

Tony, Queensland, reviewed over 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest, LVR<80%) (Advantage Package) Fixed Home Loan (Advantage Package) review

Overall rating   9 / 10

Good loan rates for fixed term

All round good banking experience, nothing negative that comes to mind.

Full review

All round good banking experience, nothing negative that comes to mind.

    Price   6 / 10

Less

Kevin, Queensland, reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.03% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.03% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 637 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.09% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required. Minimum loan amount $700k
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.09% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.09% p.a. variable

    comparison rate*

    3.05% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.09% p.a. variable
    • Comparison rate*: 3.05% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    ANZ Simplicity PLUS Special Offer LVR <80% (Owner Occupier, Principal & Interest)

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request

    interest rate

    3.38% p.a. variable

    comparison rate*

    3.42% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Take out a loan of $50,000 or more in new to ANZ lending and save 0.56% p.a
    • The Loan Approval Fee or any Renegotiation Fee is waived upon request
    • The Loan Approval Fee or any Renegotiation Fee is also waived for loans not eligible for the interest rate discount upon request
    • Interest rate: 3.38% p.a. variable
    • Comparison rate*: 3.42% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $160.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers: Apply for a home loan over $300,000 by 31 August 2019, and settle by 31 Jan 2020 to earn 300,000 Qantas Points.
    Overall rating

    6.9

    Based on 3845 ANZ home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    ME Flexible Home Loan (Owner Occupier, LVR<80%, Principal & Interest) (Member Package)

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018

    interest rate

    3.39% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $200

    Go to site

    More info

    • 3.69% p.a. / 4.11% p.a. Comp Rate
    • Annual Fee of $395. Loan size $400k-$699k
    • Experts Choice - Australia's Best Bank 2018
    • Interest rate: 3.39% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $200
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $400,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.7

    Based on 902 ME home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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