St.George home loan reviews

St.George
St.George's overall rating for home loans

(as rated by the Mozo community)

7.0 / 10

based on 1457 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from St.George

Recent St.George home loan reviews

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   8 / 10

Can do better

Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

Full review

Customer service isn’t always at it’s best, I found that I had to chase them up a couple of times when refinancing. Whole process took over 3 weeks which was a bit long and they were not willing to negotiate on the variable rate.

    Price   9 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Peter, Queensland, reviewed 4 months ago

St.George

St.George home loan review

Overall rating   10 / 10

Competitive rates and will review on request.

Always very helpful if you have an enquiry and will listen to your requests for better rates etc.

Full review

Always very helpful if you have an enquiry and will listen to your requests for better rates etc.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

William, New South Wales, reviewed 5 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

I am totally happy with this bank.

Excellent customer service, easy to make an appointment, helpful and friendly staff.

Full review

Excellent customer service, easy to make an appointment, helpful and friendly staff.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Susanne, New South Wales, reviewed 6 months ago

St.George

St.George home loan review

Overall rating   2 / 10

Customer service is not their strong point

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

Full review

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

    Price   5 / 10

    Features   4 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Marcia, Western Australia, reviewed 8 months ago

St.George

St.George home loan review

Overall rating   2 / 10

Customer service is not their strong point

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

Full review

Being self employed we don't have much choice when it comes to who we can bank with. We would move to another bank if it were possible.

    Price   5 / 10

    Features   4 / 10

    Customer service   1 / 10

    Convenience   5 / 10

    Trust   3 / 10

Less

Marcia, Western Australia, reviewed 8 months ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Awesome

Excellent customers service & product

Full review

Excellent customers service & product

    Price   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lee, Queensland, reviewed about 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Excellent customer support.

Always prepared to listen and negotiate a better interest rate. On line banking is excellent - very easy to understand and follow.

Full review

Always prepared to listen and negotiate a better interest rate. On line banking is excellent - very easy to understand and follow.

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Sheila, Australian Capital Territory, reviewed over 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great customer service

The application process was quick and friendly. Branch members have always been friendly and helpful.

Full review

The application process was quick and friendly. Branch members have always been friendly and helpful.

    Price   7 / 10

Less

Victor, Queensland, reviewed almost 2 years ago

St.George

St.George home loan review

Overall rating   8 / 10

Good bank, helpful staff, frustrating time waits

The staff are friendly and helpful. The automated phone banking is frustrating and so is the waiting time to speak with a staff member. The staff have been very understanding when we were in a financial crisis and gave us the help we needed. I...

Full review

The staff are friendly and helpful. The automated phone banking is frustrating and so is the waiting time to speak with a staff member. The staff have been very understanding when we were in a financial crisis and gave us the help we needed. I think the interest rates could be more competitive and lower. Overall, St. George is a good bank with friendly, helpful staff who are willing to help and provide good service.

    Price   5 / 10

Less

Virginia, New South Wales, reviewed almost 2 years ago

St.George

St.George home loan review

Overall rating   9 / 10

Friendly and cooperative

They were flexible in their approach to meeting our financial needs.

Full review

They were flexible in their approach to meeting our financial needs.

    Price   8 / 10

Less

Max, Australian Capital Territory, reviewed almost 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Happy customer

Am very happy with our banking experience

Full review

Am very happy with our banking experience

    Price   8 / 10

Less

Toni, New South Wales, reviewed almost 2 years ago

St.George

St.George Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Staff are attentive and positive

Currently happy with business association

Full review

Currently happy with business association

    Price   9 / 10

Less

Paul, New South Wales, reviewed about 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   9 / 10

Attentive and customer focused

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

Full review

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Price   7 / 10

Less

Kym, New South Wales, reviewed about 2 years ago

St.George

St.George Portfolio Loan home loan review

Overall rating   6 / 10

St George should improve their customer service

Their in-house service is terrible and staff over the counter are not always pleasant.

Full review

Their in-house service is terrible and staff over the counter are not always pleasant.

    Price   3 / 10

Less

Tony, Queensland, reviewed over 2 years ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   9 / 10

Good loan rates for fixed term

All round good banking experience, nothing negative that comes to mind.

Full review

All round good banking experience, nothing negative that comes to mind.

    Price   6 / 10

Less

Kevin, Queensland, reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $150
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 7 Virgin Money home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you

    interest rate

    3.89% p.a.
    fixed 2 years

    comparison rate*

    4.90% p.a.

    upfront fees

    $400

    Go to site

    More info

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you
    • Interest rate: 3.89% p.a.
      fixed 2 years
    • Comparison rate*: 4.90% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $30,000 during fixed rate period
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 901 ME home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 243 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 522 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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