St.George home loan reviews

St.George
St.George's overall rating for home loans

(as rated by the Mozo community)

7.5 / 10

based on 347 reviews

Price

Features

Customer service

Convenience

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Featured home loan from St.George

Recent St.George home loan reviews

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   9 / 10

Attentive and customer focused

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

Approachable and adaptable staff. Competitive provider and appears to be working in partnership.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Kym (NSW), reviewed about 1 month ago

St.George

St.George Portfolio Loan home loan review

Overall rating   6 / 10

St George should improve their customer service

Their in-house service is terrible and staff over the counter are not always pleasant.

Their in-house service is terrible and staff over the counter are not always pleasant.

    Price   3 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Tony (QLD), reviewed 3 months ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   9 / 10

Good loan rates for fixed term

All round good banking experience, nothing negative that comes to mind.

All round good banking experience, nothing negative that comes to mind.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Kevin (QLD), reviewed 4 months ago

St.George

St.George home loan review

Overall rating   10 / 10

Great customer service and helpful staff.

I have dealt with St George since it was a building society. The staff are always helpful and friendly.

I have dealt with St George since it was a building society. The staff are always helpful and friendly.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Brenda (NSW), reviewed 8 months ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   10 / 10

Fantastic friendly helpful staff - great service

Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George...

Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George Bank, especially my local branch in Joondalup. BEST BANK IN THE WORLD!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Adrian (WA), reviewed 10 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great customer service

St George staff are always willing to help you and nothing is inconvenient to them. I would recommend St George.The staff explain everything in simple terms to you so you can understand exactly what you have to do.

St George staff are always willing to help you and nothing is inconvenient to them. I would recommend St George.The staff explain everything in simple terms to you so you can understand exactly what you have to do.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Trish (NSW), reviewed about 1 year ago

St.George

St.George home loan review

Overall rating   8 / 10

Service is great. Online banking always smooth

Great bank. Easy to work with. One of the few companies I don't get stressed about when needing customer support! customer service is great to deal with, without the run around of being transferred from one person to another. That's just the way...

Great bank. Easy to work with. One of the few companies I don't get stressed about when needing customer support! customer service is great to deal with, without the run around of being transferred from one person to another. That's just the way it should be!

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   -1 / 10

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Nada (NSW), reviewed about 1 year ago

St.George

St.George Portfolio Loan home loan review

Overall rating   8 / 10

Generally very happy with bank

We took an additional home loan and were supposed to receive a rewards bonus that took six months to process after endless enquiries.

We took an additional home loan and were supposed to receive a rewards bonus that took six months to process after endless enquiries.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Maurie (QLD), reviewed about 1 year ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Excellent customer service and well informed

Like - never had any problems

Like - never had any problems

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Helen (NSW), reviewed about 1 year ago

St.George

St.George Variable Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   4 / 10

Negotiate interest rates but poor service

- Customer service is poor in branches & it depends on the branch - Online banking is easy to use. - Competitive and will negotiate interest rates - However then it depends on who you speak to, on the phone or in the branch

- Customer service is poor in branches & it depends on the branch - Online banking is easy to use. - Competitive and will negotiate interest rates - However then it depends on who you speak to, on the phone or in the branch

    Price   5 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   3 / 10

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Lisa (NSW), reviewed about 1 year ago

St.George

St.George home loan review

Overall rating   10 / 10

Noone can beat this service...Exceptional

I love this bank, I would recommend St George to everyone. Thirty years of home loan they believe in the people, all people.

I love this bank, I would recommend St George to everyone. Thirty years of home loan they believe in the people, all people.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Wendy (QLD), reviewed about 1 year ago

St.George

St.George home loan review

Overall rating   5 / 10

Can be good but not wholly reliable

I went through a lot of delays while building due to St George failing to release funds on time, even when paperwork wall done. resulted in many calls and delays with the builder. My final release took 4 days of phone calls as no one at St George...

I went through a lot of delays while building due to St George failing to release funds on time, even when paperwork wall done. resulted in many calls and delays with the builder. My final release took 4 days of phone calls as no one at St George knew what was happening. They have increased their interest rate when the other banks have kept theirs the same.

    Price   4 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Rachel (WA), reviewed about 1 year ago

St.George

St.George Portfolio Loan (Advantage Package) home loan review

Overall rating   8 / 10

Great customer service

Have been with St. George for years, and I find that they are very helpful. I ring them often to talk about interest rates and they give me pretty good rates

Have been with St. George for years, and I find that they are very helpful. I ring them often to talk about interest rates and they give me pretty good rates

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Helen (NSW), reviewed about 1 year ago

St.George

St.George Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Banking with St George is for keeps

When it came to refinancing our mortgage, St George came to the party and made us want to stay with them even more. You can trust them to give you the best advice and the best deal to suit your needs.

When it came to refinancing our mortgage, St George came to the party and made us want to stay with them even more. You can trust them to give you the best advice and the best deal to suit your needs.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Jason (NSW), reviewed about 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   8 / 10

Competitive interest rates. Can salary sacrifice.

Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth...

Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth locking in for 5 years. 3 years fixed was the best value for money. Also the branch only being open Monday to Friday until 4pm is annoying if I need to go into a branch.

    Price   8 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Maddy (QLD), reviewed about 1 year ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great customer service

They are very helpful in every aspect of getting a loan.

They are very helpful in every aspect of getting a loan.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Denise (NSW), reviewed about 1 year ago

St.George

St.George home loan review

Overall rating   10 / 10

Awesome customer service

Love St. George. I wouldn't want to bank with anyone else.

Love St. George. I wouldn't want to bank with anyone else.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Louise (NSW), reviewed about 1 year ago

St.George

St.George Variable Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   7 / 10

Great but need more branches in WA

They are good but in WA they have very little branches

They are good but in WA they have very little branches

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   8 / 10

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Saul (WA), reviewed about 1 year ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   3 / 10

Annual fees are a grab for unfair profits.

Annual application fees of $300 really? For what? Access to a loan that the bank is making big profits from?

Annual application fees of $300 really? For what? Access to a loan that the bank is making big profits from?

    Price   3 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Glenn (NSW), reviewed about 1 year ago

St.George

St.George home loan review

Overall rating   9 / 10

No dramas and very customer friendly.

Brilliant local service with staff we know. Online banking is stable and no fuss.

Brilliant local service with staff we know. Online banking is stable and no fuss.

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Janice (NSW), reviewed over 1 year ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Helped with all my extreme trouble due to illness

Have been with st George for quite a while great service staff treat me like family

Have been with st George for quite a while great service staff treat me like family

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Tony (NSW), reviewed over 1 year ago

St.George

St.George home loan review

Overall rating   5 / 10

Customer phone service was very good.

I dislike the face to face communication from one branch manager in particular.

I dislike the face to face communication from one branch manager in particular.

    Price   4 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Tony (ACT), reviewed over 1 year ago

St.George

St.George Portfolio Loan home loan review

Overall rating   6 / 10

Friendly staff and easy to use banking app

The interest rate when account is in credit is poor. Monthly account charges apply. Staff are generally friendly and knowledgeable. Banking app is easy to use.

The interest rate when account is in credit is poor. Monthly account charges apply. Staff are generally friendly and knowledgeable. Banking app is easy to use.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   5 / 10

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Michelle (NSW), reviewed over 1 year ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Overall a very good bank

It would be good if St George could lower the interest rates down a bit as we have been long time customers

It would be good if St George could lower the interest rates down a bit as we have been long time customers

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Josephine (QLD), reviewed over 1 year ago

St.George

St.George Portfolio Loan (Advantage Package) home loan review

Overall rating   9 / 10

Competitive rates & superior service!

With the advantage package I can have multiple offset accounts, I was provided with Gold Card access also which is like having a private banker! Internet banking is great and easy to understand.

With the advantage package I can have multiple offset accounts, I was provided with Gold Card access also which is like having a private banker! Internet banking is great and easy to understand.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Nigel (WA), reviewed over 1 year ago

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Home loan comparisons on Mozo Rates updated daily

  • NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    4.17% p.a. variable

    comparison rate*

    4.22% p.a.

    Upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 4.17% p.a. variable
    • Comparison rate*: 4.22% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 864 NAB home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    ME Flexible Home Loan (Fixed, Owner Occupier)

    ME Flexible Home Loan (Fixed, Owner Occupier)

    • Option to split your loan into fixed and variable
    • Offset available & no fees to redraw
    • Meet a mobile banker at a time or place that suits you

    interest rate

    4.19% p.a.
    fixed 3 years

    comparison rate*

    4.82% p.a.

    Upfront fees

    $400

    Go to site

    More info

    • Option to split your loan into fixed and variable
    • Offset available & no fees to redraw
    • Meet a mobile banker at a time or place that suits you
    • Interest rate: 4.19% p.a.
      fixed 3 years
    • Comparison rate*: 4.82% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free up to $30,000 during fixed rate period
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 231 ME home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    CUA Fresh Start Basic Variable Home Loan (Owner Occupier)

    CUA Fresh Start Basic Variable Home Loan (Owner Occupier)

    • Low interest rate
    • No ongoing fees
    • Free redraw facility for easy access to additional payments

    interest rate

    3.99% p.a. variable

    comparison rate*

    4.04% p.a.

    Upfront fees

    $795

    Go to site

    More info

    • Low interest rate
    • No ongoing fees
    • Free redraw facility for easy access to additional payments
    • Interest rate: 3.99% p.a. variable
    • Comparison rate*: 4.04% p.a.
    • Upfront fees: $795
    • Ongoing fees: $0.00
    • Discharge fee: $200.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.8

    Based on 89 CUA home loan reviews

    Need more information?
    Go to site

    More info

  • BCU OMG Home Loan (Owner Occupier)

    BCU OMG Home Loan (Owner Occupier)

    • Easy online application
    • 3 month pre-approval
    • Money Mag Credit Union of the Year

    interest rate

    3.84% p.a. variable

    comparison rate*

    4.09% p.a.

    Upfront fees

    $900

    Go to site

    More info

    • Easy online application
    • 3 month pre-approval
    • Money Mag Credit Union of the Year
    • Interest rate: 3.84% p.a. variable
    • Comparison rate*: 4.09% p.a.
    • Upfront fees: $900
    • Ongoing fees: $198.00 yearly
    • Discharge fee: $395.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.9

    Based on 13 BCU home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)

    Gateway Credit Union Variable Rate Home Loan (LVR<80%, Owner Occupier) (Premium Package)

    • Ability to make unlimited bulk repayments without penalty
    • Offers borrowers up to three free splits
    • Access extra features such as multiple offset accounts

    interest rate

    3.85% p.a. variable

    comparison rate*

    4.16% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Ability to make unlimited bulk repayments without penalty
    • Offers borrowers up to three free splits
    • Access extra features such as multiple offset accounts
    • Interest rate: 3.85% p.a. variable
    • Comparison rate*: 4.16% p.a.
    • Upfront fees: $0
    • Ongoing fees: $299.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - free
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.6

    Based on 8 Gateway Credit Union home loan reviews

    Need more information?
    Go to site

    More info

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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