St.George home loan reviews

St.George
St.George's overall rating for home loans

(as rated by the Mozo community)

7.5 / 10

based on 347 reviews

Price

Features

Customer service

Convenience

Trust

Full review

Featured home loan from St.George

Recent St.George home loan reviews

St.George

St.George home loan review

Overall rating   10 / 10

Great customer service and helpful staff.

I have dealt with St George since it was a building society. The staff are always helpful and friendly.

Full review

I have dealt with St George since it was a building society. The staff are always helpful and friendly.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Brenda (NSW), reviewed 3 months ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   10 / 10

Fantastic friendly helpful staff - great service

Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George...

Full review

Hands down St George Bank have been and still are outstanding in all aspects of banking, their staff are 2nd to none!! The most friendly, helpful, knowledgeable people I have ever dealt with in the banking business, I highly Recommend St George Bank, especially my local branch in Joondalup. BEST BANK IN THE WORLD!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Adrian (WA), reviewed 5 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great customer service

St George staff are always willing to help you and nothing is inconvenient to them. I would recommend St George.The staff explain everything in simple terms to you so you can understand exactly what you have to do.

Full review

St George staff are always willing to help you and nothing is inconvenient to them. I would recommend St George.The staff explain everything in simple terms to you so you can understand exactly what you have to do.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Trish (NSW), reviewed 8 months ago

St.George

St.George home loan review

Overall rating   8 / 10

Service is great. Online banking always smooth

Great bank. Easy to work with. One of the few companies I don't get stressed about when needing customer support! customer service is great to deal with, without the run around of being transferred from one person to another. That's just the way...

Full review

Great bank. Easy to work with. One of the few companies I don't get stressed about when needing customer support! customer service is great to deal with, without the run around of being transferred from one person to another. That's just the way it should be!

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   -1 / 10

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Nada (NSW), reviewed 8 months ago

St.George

St.George Portfolio Loan home loan review

Overall rating   8 / 10

Generally very happy with bank

We took an additional home loan and were supposed to receive a rewards bonus that took six months to process after endless enquiries.

Full review

We took an additional home loan and were supposed to receive a rewards bonus that took six months to process after endless enquiries.

    Price   5 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Maurie (QLD), reviewed 8 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Excellent customer service and well informed

Like - never had any problems

Full review

Like - never had any problems

    Price   9 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Helen (NSW), reviewed 8 months ago

St.George

St.George Variable Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   4 / 10

Negotiate interest rates but poor service

- Customer service is poor in branches & it depends on the branch - Online banking is easy to use. - Competitive and will negotiate interest rates - However then it depends on who you speak to, on the phone or in the branch

Full review

- Customer service is poor in branches & it depends on the branch - Online banking is easy to use. - Competitive and will negotiate interest rates - However then it depends on who you speak to, on the phone or in the branch

    Price   5 / 10

    Features   4 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   3 / 10

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Lisa (NSW), reviewed 9 months ago

St.George

St.George home loan review

Overall rating   10 / 10

Noone can beat this service...Exceptional

I love this bank, I would recommend St George to everyone. Thirty years of home loan they believe in the people, all people.

Full review

I love this bank, I would recommend St George to everyone. Thirty years of home loan they believe in the people, all people.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Wendy (QLD), reviewed 9 months ago

St.George

St.George home loan review

Overall rating   5 / 10

Can be good but not wholly reliable

I went through a lot of delays while building due to St George failing to release funds on time, even when paperwork wall done. resulted in many calls and delays with the builder. My final release took 4 days of phone calls as no one at St George...

Full review

I went through a lot of delays while building due to St George failing to release funds on time, even when paperwork wall done. resulted in many calls and delays with the builder. My final release took 4 days of phone calls as no one at St George knew what was happening. They have increased their interest rate when the other banks have kept theirs the same.

    Price   4 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   7 / 10

    Trust   5 / 10

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Rachel (WA), reviewed 9 months ago

St.George

St.George Portfolio Loan (Advantage Package) home loan review

Overall rating   8 / 10

Great customer service

Have been with St. George for years, and I find that they are very helpful. I ring them often to talk about interest rates and they give me pretty good rates

Full review

Have been with St. George for years, and I find that they are very helpful. I ring them often to talk about interest rates and they give me pretty good rates

    Price   6 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Helen (NSW), reviewed 10 months ago

St.George

St.George Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Banking with St George is for keeps

When it came to refinancing our mortgage, St George came to the party and made us want to stay with them even more. You can trust them to give you the best advice and the best deal to suit your needs.

Full review

When it came to refinancing our mortgage, St George came to the party and made us want to stay with them even more. You can trust them to give you the best advice and the best deal to suit your needs.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Jason (NSW), reviewed 10 months ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   8 / 10

Competitive interest rates. Can salary sacrifice.

Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth...

Full review

Pros: I like the advantage package which allows us to have a premium credit card and earn points at no additional cost. I also have the ability to salary sacrifice onto my home loan which wasn't available with all banks. Cons: Wasn't worth locking in for 5 years. 3 years fixed was the best value for money. Also the branch only being open Monday to Friday until 4pm is annoying if I need to go into a branch.

    Price   8 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Maddy (QLD), reviewed 10 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great customer service

They are very helpful in every aspect of getting a loan.

Full review

They are very helpful in every aspect of getting a loan.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Denise (NSW), reviewed 10 months ago

St.George

St.George home loan review

Overall rating   10 / 10

Awesome customer service

Love St. George. I wouldn't want to bank with anyone else.

Full review

Love St. George. I wouldn't want to bank with anyone else.

    Price   10 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Louise (NSW), reviewed 10 months ago

St.George

St.George Variable Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   7 / 10

Great but need more branches in WA

They are good but in WA they have very little branches

Full review

They are good but in WA they have very little branches

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   8 / 10

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Saul (WA), reviewed 10 months ago

St.George

St.George Fixed Home Loan (Owner Occupier, Principal & Interest) (Advantage Package) home loan review

Overall rating   3 / 10

Annual fees are a grab for unfair profits.

Annual application fees of $300 really? For what? Access to a loan that the bank is making big profits from?

Full review

Annual application fees of $300 really? For what? Access to a loan that the bank is making big profits from?

    Price   3 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Glenn (NSW), reviewed 10 months ago

St.George

St.George home loan review

Overall rating   9 / 10

No dramas and very customer friendly.

Brilliant local service with staff we know. Online banking is stable and no fuss.

Full review

Brilliant local service with staff we know. Online banking is stable and no fuss.

    Price   7 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Janice (NSW), reviewed 11 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Helped with all my extreme trouble due to illness

Have been with st George for quite a while great service staff treat me like family

Full review

Have been with st George for quite a while great service staff treat me like family

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Tony (NSW), reviewed 12 months ago

St.George

St.George home loan review

Overall rating   5 / 10

Customer phone service was very good.

I dislike the face to face communication from one branch manager in particular.

Full review

I dislike the face to face communication from one branch manager in particular.

    Price   4 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   7 / 10

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Tony (ACT), reviewed 12 months ago

St.George

St.George Portfolio Loan home loan review

Overall rating   6 / 10

Friendly staff and easy to use banking app

The interest rate when account is in credit is poor. Monthly account charges apply. Staff are generally friendly and knowledgeable. Banking app is easy to use.

Full review

The interest rate when account is in credit is poor. Monthly account charges apply. Staff are generally friendly and knowledgeable. Banking app is easy to use.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   5 / 10

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Michelle (NSW), reviewed 12 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Overall a very good bank

It would be good if St George could lower the interest rates down a bit as we have been long time customers

Full review

It would be good if St George could lower the interest rates down a bit as we have been long time customers

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Josephine (QLD), reviewed 12 months ago

St.George

St.George Portfolio Loan (Advantage Package) home loan review

Overall rating   9 / 10

Competitive rates & superior service!

With the advantage package I can have multiple offset accounts, I was provided with Gold Card access also which is like having a private banker! Internet banking is great and easy to understand.

Full review

With the advantage package I can have multiple offset accounts, I was provided with Gold Card access also which is like having a private banker! Internet banking is great and easy to understand.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Nigel (WA), reviewed 12 months ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great service.

Great product.

Full review

Great product.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Mellisa (NSW), reviewed about 1 year ago

St.George

St.George Basic Home Loan Special Offer (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Excellent customer service.

They make it easy to apply and provide a friendly face

Full review

They make it easy to apply and provide a friendly face

    Price   6 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Kieren (NSW), reviewed about 1 year ago

St.George

St.George home loan review

Overall rating   7 / 10

Good customer service.

Probably the friendliest staff over the phone and at the branches. Cons; not that competitive with other services, e.g. merchant terminals

Full review

Probably the friendliest staff over the phone and at the branches. Cons; not that competitive with other services, e.g. merchant terminals

    Price   5 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Angela (NSW), reviewed about 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo Rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    Bank Australia Basic Home Loan - (LVR<80%, Owner Occupier)

    • Option to fix full loan or split between fixed and variable
    • Redraw available. Flexible repayments
    • Loan repayment pause available

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.60% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Option to fix full loan or split between fixed and variable
    • Redraw available. Flexible repayments
    • Loan repayment pause available
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.60% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $10,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 35 Bank Australia home loan reviews

    Need more information?
    Go to site

    More info

  • BCU OMG Home Loan

    BCU OMG Home Loan

    • Easy online application
    • 3 month pre-approval
    • Money Mag Credit Union of the Year

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.95% p.a.

    Upfront fees

    $900

    Go to site

    More info

    • Easy online application
    • 3 month pre-approval
    • Money Mag Credit Union of the Year
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.95% p.a.
    • Upfront fees: $900
    • Ongoing fees: $198.00 yearly
    • Discharge fee: $395.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier, Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.9

    Based on 13 BCU home loan reviews

    Need more information?
    Go to site

    More info

  • Community First Credit Union Special 3 Year Fixed Rate Home Loan (Owner Occupier)

    Community First Credit Union Special 3 Year Fixed Rate Home Loan (Owner Occupier)

    • 100% offset account attached
    • No monthly or annual fees
    • Make additional repayments up $25,000 p.a without penalty

    interest rate

    3.69% p.a.
    fixed 3 years

    comparison rate*

    4.93% p.a.

    Upfront fees

    $990

    Go to site

    More info

    • 100% offset account attached
    • No monthly or annual fees
    • Make additional repayments up $25,000 p.a without penalty
    • Interest rate: 3.69% p.a.
      fixed 3 years
    • Comparison rate*: 4.93% p.a.
    • Upfront fees: $990
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free up to $25,000 p.a.
    • Redraw facility: yes - fees apply
    • Offset account: yes
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Fixed
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Monthly, Fortnightly, Weekly
    Overall rating

    8.5

    Based on 4 Community First Credit Union home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)

    State Custodians Breathe Easy Spring Special (LVR<80%, Owner Occupier)

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.72% p.a. variable

    comparison rate*

    3.75% p.a.

    Upfront fees

    $286

    Go to site

    More info

    • $0 Annual Fee, $0 Application Fee
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.72% p.a. variable
    • Comparison rate*: 3.75% p.a.
    • Upfront fees: $286
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $1,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

  • Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)

    Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier, LVR<70%)

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees

    interest rate

    3.73% p.a. variable

    comparison rate*

    3.73% p.a.

    Upfront fees

    $0

    Go to site

    More info

    • Free redraw and unlimited repayments
    • 100% mortgage offset account
    • No upfront or ongoing fees
    • Interest rate: 3.73% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $295.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 70.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 27 Beyond Bank home loan reviews

    Need more information?
    Go to site

    More info

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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