If you’re a 21st Century internet enthusiast looking to make the most of stashing your savings away in an online account, without needing to dip into your funds, then listen up. The Queensland Country Bank Online Saver has no monthly account fees, no transaction fees and unlimited free phone and Internet banking and could be the savings account you’re after.
The Queensland Country Bank Online Saver is a great option for those who want to call the shots with online banking. And if you’re the type of person who wants your savings stored away without the need to regularly access them, then you’ll appreciate this online account’s swell features.
This account has no monthly account or transaction fees, and currently offers a 5.05% p.a. introductory rate for the first 5 months for new customers. To get the intro rate, your balance will have to be between $5,000 to $250,000 and be 'new to bank', meaning money that comes from another bank. After the intro period ends, the Online Saver account has a 2.90% standard interest rate, which is calculated daily and paid every month.
Plus, transactions can easily be completed through fee-free internet and phone banking, so you can simply transfer funds to a transaction account for spending. Just remember, this account is for online devotees, so over the counter withdrawals will cost you $1.50 per transaction. In order to get the most out of your account, stick to online transactions and enjoy a fee-free experience.
The Online Saver gives you the option to open an account online when you sign up and become a member. However, kids aged between 5 and 12 will have to bring a parent or guardian with them to a branch to open an account and that way it can be made in their name.
The Queensland Country Bank Online Saver is great for anyone who wants to become a member of the customer owned bank and is looking for a place to stash away savings online, without needing to dip into their funds.
To make sure you keep a fee-free experience, be wary of that $1.50 fee on over-the-counter withdrawals.
Balances from $0: 2.90% p.a. |
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Balances from $0: 2.90% p.a. |
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Intro rate or 5.05% pa available for the first 5 months on balances between $5,000 and $250,000. Reverts to 2.90% pa. |
$0.00 |
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n/a |
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Unlimited free internet and phone banking. |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$1.50 |
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n/a |
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$0.00 |
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$0.00 |
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n/a |
$0.00 |
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$0.00 |
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Monthly |
no |
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n/a |
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no |
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no |
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no |
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yes |
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no |
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yes |
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yes |
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yes |
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no |
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none |
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none |
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none |
Brilliant to work with especially during COVID. Reduced my payments so I could cope with loss of working hours.
Read full reviewBrilliant to work with especially during COVID. Reduced my payments so I could cope with loss of working hours.
I have a savers account but I don't get any rewards or bonuses. It's not great at all. But in saying that, I love their customer service.
Read full reviewI have a savers account but I don't get any rewards or bonuses. It's not great at all. But in saying that, I love their customer service.
Have been with QCCU for 7 years and when I needed them, they were so rude to me and it was their mistake.
Read full reviewHave been with QCCU for 7 years and when I needed them, they were so rude to me and it was their mistake.
just changed my banking to this one ,so i have to wait to really assess it
Read full reviewjust changed my banking to this one ,so i have to wait to really assess it
I love it but about 8 klm's away but nice and quite and a great place to house of PC i can get help user 5 mins easy parking and ramp to get in easy open Sat morning
Read full reviewI love it but about 8 klm's away but nice and quite and a great place to house of PC i can get help user 5 mins easy parking and ramp to get in easy open Sat morning
High Interest Savings Account
5.75% p.a. (for $0 to $250,001)
4.40% p.a.(for $0 to $250,001)
Yes up to $250,000
Savings Account
5.35% p.a. (for $0 to $250,000)
4.75% p.a.(for $0 to $1,000,000)
Yes up to $250,000
Reward Saver Account
5.25% p.a. (for $0 to $1,000,000)
0% p.a.(for $0 and over)
Yes up to $250,000
AMP Saver Account
5.40% p.a. (for $0 to $250,000)
1.20% p.a.(for $0 to $5,000,000)
Yes up to $250,000
Savings+Bonus
5.00% p.a. (for $0 to $250,000)
2.00% p.a.(for $0 to $250,000)
Yes up to $250,000
Save Account
5.10% p.a. (for $0 to $250,000)
0.10% p.a.(for $0 and over)
Yes up to $250,000
Bonus Saver Account
5.00% p.a. (for $0 to $250,000)
0.05% p.a.(for $0 and over)
Yes up to $250,000
High Interest Savings Account
5.75% p.a. (for $0 to $250,001)
Yes up to $250,000
4.40% p.a.(for $0 to $250,001)
Savings Account
5.35% p.a. (for $0 to $250,000)
Yes up to $250,000
4.75% p.a.(for $0 to $1,000,000)
Save Account
5.10% p.a. (for $0 to $250,000)
Yes up to $250,000
0.10% p.a.(for $0 and over)
AMP Saver Account
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
1.20% p.a.(for $0 to $5,000,000)
Savings+Bonus
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
2.00% p.a.(for $0 to $250,000)
Reward Saver Account
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
0% p.a.(for $0 and over)
Bonus Saver Account
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
0.05% p.a.(for $0 and over)
Reward Saver Account
0% p.a.(for $0 and over)
5.25% p.a. (for $0 to $1,000,000)
Yes up to $250,000
AMP Saver Account
1.20% p.a.(for $0 to $5,000,000)
5.40% p.a. (for $0 to $250,000)
Yes up to $250,000
Savings+Bonus
2.00% p.a.(for $0 to $250,000)
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
Save Account
0.10% p.a.(for $0 and over)
5.10% p.a. (for $0 to $250,000)
Yes up to $250,000
Bonus Saver Account
0.05% p.a.(for $0 and over)
5.00% p.a. (for $0 to $250,000)
Yes up to $250,000
Reward Saver
0.30% p.a.(for $0 and over)
5.25% p.a. (for $0 to $100,000)
Yes up to $250,000
Ziggy Kids Saver
0.01% p.a.(for $0 and over)
3.01% p.a. (for $0 and over)
Yes up to $250,000