News archive for October 2025

Buying your first home is one of the most exciting (and daunting experiences) and when it comes to selecting a home loan provider there are a few key things that you want to get right from the start – a low rate and a lender you can trust.

There’s been rapid change in the world of finance since the Reserve Bank started lowering the cash rate at the beginning of the year. We’ve seen home loan interest rates drop across the board, and a number of new deals have entered the market, particularly home loan cashback offers.

Next Tuesday is Melbourne Cup Day. All eyes will be on “the race that stops the nation”, but the chances of the Reserve Bank of Australia (RBA) cutting the cash rate is a real long-shot. It's looking likely rates will remain “held in the gates” until 2026.

Over the past 10 years, my super fund has achieved a return of more than 10%, an impressive rate by any measure.

Allianz is the global heavyweight with long-standing brand recognition, while Budget Direct is the local challenger known for keeping costs low.

You pay thousands of dollars every year for your car insurance, but are you actually covered when you need it most?

Are you an Aussie full-timer dreaming of more time off without burning through your annual leave balance? You need to master the art of leave maximisation.

The clock’s ticking for savers. With the Reserve Bank of Australia’s (RBA) next decision just around the corner, one question looms large: should you lock in a term deposit rate now, or wait to see what happens next?

Unloan is getting ahead of the Reserve Bank’s interest rate decision next week by cutting its rates early – though the cut is a relatively small one.

Finding a low rate should be a priority when choosing a home loan, and the good news is that interest rates have been on a downward trend this year.

As you do in an editorial room, we were kicking around story ideas when one of my colleagues - let's call her Emma - mentioned she’d once received a letter from her super fund admitting her investment option was a dud. This is the kind of letter they’re legally required to send when a fund’s MySuper option fails the government’s performance test and has to shame itself to its members.

The latest travel insurance survey from The Insurance Council of Australia (ICA) and DFAT makes for some very interesting reading. As someone who’s been covering travel insurance for our website Mozo for over 10 years, the fact that 1 in 7 Aussie travellers are still heading overseas uninsured surprises me. I really thought the mantra ‘if you can’t afford travel insurance, then you can’t afford to travel’ had well and truly taken hold.

Australia’s financial landscape this week paints a tale of property values climbing to new heights and a youthful push to grow wealth through investment amidst shrinking savings returns.

If you love to be showered by gifts and attention on your birthday, then this is the guide for you. We’ve found dozens of businesses Australia-wide that have birthday discounts and freebies that can save you big, and make your special day that much more fun and… rewarding.

Welcome to Mozo Money Moves, your weekly round-up of what’s moving money and shaping financial decisions. The Reserve Bank of Australia’s (RBA) cautious stance on interest rates remains the key focus for the market, but an unexpected jump in the unemployment rate this week has given rate cut expectations a new lease on life. We also cover a final warning from the ATO ahead of the October 31 tax deadline, plus the latest Mozo insights on home loans, superannuation, and locking in business term deposit rates.

Businesses looking to secure strong returns on their cash reserves may want to act sooner rather than later. The Reserve Bank of Australia (RBA) has held the cash rate steady at 3.60% since August, but economists are anticipating at least one more rate cut in the coming months.

Young Australians are rewriting the rulebook on financial success, shifting focus from climbing the career ladder to building wealth through ownership, according to a new research report.

The Australian Taxation Office (ATO) has issued a final warning to more than two million Australians who are yet to lodge their income tax returns, with the 31 October deadline fast approaching.

For years, the superannuation industry wasn't exactly known for being exciting. Then Spaceship Super launched in 2017 with a simple idea: what if you could invest your retirement savings in the kinds of forward-thinking, global companies you were actually interested in?

Welcome to Mozo Money Moves, your weekly round-up of what’s moving your money and shaping your financial decisions. The wait for rate relief has been officially called off by the majority of the major banks this week, forcing mortgage holders to confront the reality of unchanging repayments stretching into 2026 – unless they negotiate or refinance. ANZ solidified the new consensus by joining its rivals in pushing out rate cut predictions, while Westpac has drastically amended its bonus savings requirements – rewarding commitment but demanding significantly more effort from its customers.

Welcome to Mozo Money Moves, where we break down the week’s most interesting and relevant finance news and research. While the widely expected move to hold the cash rate has provided a moment of calm, it's also set the scene for a tense November meeting. Meanwhile, there’s plenty more happening in the market, with a major bank shaking up the home loan space, our banking roundup and a new government scheme kicking off that's set to change the game for first home buyers. Read on for all the latest financial happenings.

Tired of beige walls and a bathroom that hasn’t been updated since the 70s? Or maybe it’s your backyard that’s in serious need of attention? If your home could use some freshening up in time for Summer, now is the perfect time to get working on a project plan, and prepping your budget.

Want to ensure your home insurance claim gets denied? The new Home Care report from Allianz tells you exactly how: focus your home upgrades on aesthetics over maintenance.

It’s probably safe to say that when it comes to insurance, most Aussies are looking for a competitively priced policy that still manages to cover all the basics well. So when independent experts review a large swath of the market and crown one company the Best Value Insurer in the entire country, it’s worth paying attention.