The federal opposition has revealed that, if elected, it will work with Australia’s prudential regulator to relax the mortgage serviceability buffer, in an attempt to provide first homebuyers easier access to loans. This move might also give current mortgage holders greater capacity to negotiate new loan terms and refinance.
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If you've ever had to navigate a superannuation death benefit claim (essentially, the leftover money paid out from someone's super fund after they pass away) you'll know it can be a confusing time.
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The Reserve Bank of Australia (RBA) kept the cash rate at 4.10% at its April meeting. Over the past few months inflation has continued to dissipate, albeit slowly. In addition, the unemployment rate has remained relatively stable. However, the United States’ trade tariffs have raised global economic uncertainty and concern.
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