Instead of celebrating the end of daylight savings with a sleep in this Sunday, our advice to you is to grab your laptop and snuggle in for an hour of deal shopping-in-bed. And we don’t mean browsing the mid-season sales.
If someone asked me, how to describe myself financially I would reply without hesitation “I’m one thrifty penny pincher.” I track my spend on a budget app, put money away each month into a high interest savings account and try to cut back where I can by bringing lunch to work and catching public transport over driving.
Whether it’s a car repair or unusually high utility bill, we’ve all probably experienced that dreaded moment when an out of the blue expense arises.
Experts had been predicting that the cash rate would remain on hold at 2% after the RBA’s April announcement and those predictions have proved true, with the record low rate locked in for the eleventh month in a row.