News archive for November 2019

November 2019

Nifty deals to cash in on this Black Friday

Nifty deals to cash in on this Black Friday

Just like Christmas, Black Friday comes but once a year. It may not be the most wonderful time of the year, but whether or not you like this crazed shopping spectacle, it’s still a good time to get a bargain on something you’ve been needing for a while, whether that be a new kitchen appliance, sporting equipment or even a Christmas present for your loved one.

Will the RBA cut interest rates in December?

Will the RBA cut interest rates in December?

The RBA’s final meeting of 2019 is only a few days away, and while there’s been some chatter about a potential cut, markets are fairly confident that the cash rate will be kept on hold in December, leaving February as the more likely date.

The Australian housing market 2014 to 2019: Where is it now?

The Australian housing market 2014 to 2019: Where is it now?

As the decade draws to a close, housing prices go up and interest rates go down, it seems only fitting to take a look back at how the property market has changed in the past five years. What did it look like in 2014 and where is it now?

Why now is the perfect time to pay more on your mortgage

Why now is the perfect time to pay more on your mortgage

With three cuts to the RBA official cash rate so far this year, home loan interest rates have plummeted leaving many Aussies enjoying a lower rate on their current loan or jumping ship in search of a better deal.

Hold your reindeers! 1 in 4 Aussies plan to pull the reins in on Christmas spending

Hold your reindeers! 1 in 4 Aussies plan to pull the reins in on Christmas spending

It’s no secret Aussies love splashing cash at Christmas, whether that’s by whipping out their credit card or dipping into their savings. But new Mozo research has found many are choosing to keep the celebrations low-budget this year, with 28% saying they plan to tighten their spending due to rising costs of living and slowing wage growth.

Meet Prospa: The patron saint of business loans

Meet Prospa: The patron saint of business loans

Whether you’re looking to expand operations, jump on an exciting new business opportunity, or just make it through a period of low cash flow, a bit of extra funding can go a long way for your company.

Your top home loan questions revealed - and answered

Your top home loan questions revealed - and answered

Finding a dream property that also sits within your means is no easy feat, and for 1 in 2 Australian home buyers, the whole process ends up being so stressful that it strains their mental health.

Rate cut party continues as lenders slash fixed rates

Rate cut party continues as lenders slash fixed rates

The home loan rate cut party is alive and kicking, as lenders big and small drop fixed rates to gob-smacking new lows, despite the Reserve Bank's decision to keep the cash rate on hold for the time being.

How to save up a nest egg and reduce stress about retirement finances

How to save up a nest egg and reduce stress about retirement finances

Whether retirement is aeons away or just around the corner, the question of finances never really goes away. And for many of us, the thought of not having enough money to last our golden years can be a major source of stress. In fact, according to a recent survey by investment firm, Franklin Templeton, a lack of savings is driving widespread anxiety among younger generations of Australians in particular.The survey found that 70% of Australians in Generation Y experience stress or anxiety when thinking about their retirement savings and investments, and 74% of Generation X aren’t too hopeful about their retirement finances either. "We often hear that retired Australians or those nearing retirement are highly concerned about the adequacy of their finances to support their retirement. However, concern among younger Australians is even more widespread," said Manuel Damianakis, Head of Retail for Franklin Templeton in Australia.73% of Gen Y and 68% of Gen X respondents expressed concern they were behind on their retirement savings, with many convinced they'll never get a chance to retire, or will have to work part-time to fund their retirement."When you consider that there are so many different projections about the amount of money a person will need in retirement, and estimates can differ by millions of dollars, this general malaise about retirement finance is not hard to understand," said Mr Damianakis. Easing that anxiety won’t be the easiest thing in the world, but it’s not impossible. Here are a few things you can do now to make sure you have a sizeable nest egg by the time you retire.

This simple mortgage trick saved one family $4,500 a year

This simple mortgage trick saved one family $4,500 a year

If you’re anything like the typical mortgage holder, it’s probably been a while since you compared home loans to see if your rate is still competitive. But as one Aussie family found, this mistake could be costing you thousands of dollars a year in higher interest charges, particularly now that challenger lenders are fighting it out with unbelievably low home loan rates.

RBA doesn’t budge, keeps interest rates at 0.75% in November

RBA doesn’t budge, keeps interest rates at 0.75% in November

It looks like the Reserve Bank will be taking a breather this month. Despite some chatter about consecutive cuts, it decided against decreasing the cash rate in its November meeting this afternoon, keeping it at a record low 0.75%.

Crush your mortgage in 2019 with these top value home loans

Crush your mortgage in 2019 with these top value home loans

If you'd like to save money on your home loan in 2019, you've come to the right place. Finding the right home loan could mean the difference between tens of thousands of dollars in interest saved over the life of a loan, but it can be difficult to pick the best option given the mountain of different lenders and rates available.

How going green with your car loan could help you save big bucks

How going green with your car loan could help you save big bucks

It’s no secret that picking up a brand new car costs more than just a few pennies and with budgets getting tighter, it’s not surprising to know that many Aussie drivers may be looking at other options to get their dream across the finish line, like a car loan.

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