News archive for August 2021

August 2021

Best pet insurance

Australia’s Best Pet Insurance

We want our beloved dogs and cats to lead healthy and happy lives. So if you've got a special pet in your life, pet insurance is a great one to have in your back pocket in case of emergencies (along with treats).

Busted biggest personal loan myths

Busted: Biggest personal loan myths

From buying that new car you’ve been dreaming of, to consolidating your debt or financing your home renovations, personal loans can have a great many uses. But knowing where you stand when it comes to personal loans can be tricky, with a bunch of common misconceptions floating around that need to be busted.

Is a savings account worth it

Is a savings account worth it in 2023?

For high interest rate chasers, savings accounts are pretty appealing right now. Following multiple cash rate hikes in 2022, rates have continued to increase.

Tpg vs iinet nbn plans

TPG vs. iiNet NBN plans

So, you want to compare TPG and iiNet NBN plans? Well, you’ve come to the right place.

Don t miss kogan money s credit card 400 cashback offer

Don’t miss Kogan Money’s credit card $400 cashback offer

Getting rewarded for your spending is the key to a killer rewards credit card deal, and that’s why many Aussies are turning their attention to cashback offers. And what’s an example of a hot cashback offer available right now? The Kogan Money Black Credit Card, where customers could score up to $400 credit to spend at Kogan.com.“For customers looking for a credit card cashback deal, and who love to shop online, an offer like Kogan’s Black credit card is worth considering,” Mozo spokesperson, Tom Godfrey said. “Whether it’s on home loans or credit cards, we’re seeing a boom in cashback offers at the moment. So if you’re tempted by the prospect of getting some quick cash on your credit card, considering an offer like this that allows you to spend what you earn could be a great perk.”    Check out Mozo’s expert review of Kogan Money’s deal for all the info you need. But get in quick because this offer is soon to expire on 4 October 2021!

Family finances

4 ways to make your finances greener

Has the new most recent Intergovernmental Panel on Climate Change (IPCC) report gotten you thinking about how to fight the climate crisis? Are you stuck and don’t know where to start? You can start by changing your finances to be with institutions that are doing their part to create a more sustainable economic future. Let’s take a look at how:

How to calculate the value of an investment property

How to calculate the value of an investment property

Property prices have skyrocketed over the last year, but recent lockdowns have caused a ripple of uncertainty in the market which could be a precursor to a brief period of that price growth plateauing. And if you’ve already had your eye on house sale listings for a while, this movement might have you thinking about investing.

How to choose the right real estate agent for you

How to choose the right real estate agent for you?

Whether you are buying or selling a home, going through this process alone isn’t always easy. With the help of a real estate agent, your chances of finding the best possible results may increase.

Aussies face new power station capacity charge on electricity bills

Aussies face new power station capacity charge on electricity bills

Aussie households could soon spot a new charge on their electricity bills should Energy Ministers agree to a proposal for a new capacity payment to power companies, according to a recent report from the Institute for Energy Economics and Financial Analysis (IEEFA) and Green Energy Markets.

Meet these 4 non bank personal loan lenders offering hot rates right now

Meet these 4 non-bank personal loan lenders offering hot rates right now

When it comes to finding a top personal loan, you don’t always need to knock on the door of banks. In fact, there are plenty of competitive low-rate loan options offered by non-bank lenders. Right now, the average unsecured personal loan rate sits at 9.45% in the Mozo database. However, many non-bank personal loan lenders offer rates well below that average, particularly for customers with an excellent credit rating. Due to many lenders adopting a risk-based pricing model on their personal loan products, in many cases the healthier your credit history, the lower rate you’ll receive. So which non-bank lenders offer hot rates right now? Check out these top options below …

Westpac cuts variable rates on flexi first option

Westpac cuts variable rates on Flexi First Option

Westpac made several changes to its home loans suite today, most notably cutting the discounted variable rate on its Flexi First Option by 20 basis points for both owner occupiers and investors.

Car loans your options to fund a top small vehicle in australia right now

Car loans: Your options to fund a top small vehicle in Australia right now

Is a small vehicle on the cards for your next car purchase? If so, you’ve come to the right place. According to Carsales’ Best Small Car 2021 list, Mazda3 was named the best small car option for Australian consumers right now. Based on a number of categories like safety, technology, comfort and convenience, driving performance and ownership costs, there were nine winners in total this year. The 2021 Carsales list is as follows:

Businesses investing in new assets at record pace cba

Businesses investing in new assets at record pace: CBA

Though the current lockdowns pose a fresh batch of challenges for Australian businesses, investment in new assets has skyrocketed, with CBA data revealing that asset finance lending was up 20 per cent in FY21.

Great southern bank achieves carbon neutral status

Great Southern Bank achieves carbon neutral status

Great Southern Bank, formerly CUA, recently announced it has reached carbon neutral status following independent certification of its 7,500 tonne carbon offsetting program.

How to team up to buy property with your friends

How to team up to buy property with your friends

With housing prices skyrocketing in all the capital cities in Australia, it’s safe to assume that buying a house by yourself won’t happen. So maybe you could start by daydreaming about teaming up with your friends.

Pet adoption rates continue to surge alongside surrenders

Pet ownership costs: Adoption rates continue to surge alongside surrenders

It’s no secret many Australians have turned to fluffy, four-legged friends to help them get through the instability and social isolation of the last 18 months. Animal rescue and adoption groups like the RSPCA and PetRescue have seen massive surges in people looking to take home pets.

Articles

3 steps to help you get approved for a personal loan

Loan approvals can seem like a scary thing. Especially when it feels like lenders use a monster-sized magnifying glass to look into every nook and cranny of your finances. But the truth is, when applying for a personal loan, these types of checks are nothing to be afraid of … as long as you’re prepared. So with this in mind, we’ve put together 3 ways of improving your chances of getting approved. Read on and find out!

Australia trails other developed countries in renewable energy and emissions

Australia trails other developed countries in renewable energy and emissions

Australia is behind other developed countries in renewable energy and emissions, a new report shows. Despite increased uptake in green power and a number of clean energy projects around the country, Aussies are still too slow to embrace new technologies and transition away from fossil fuels.

How to avoid home buyer s remorse

How to avoid home buyer's remorse

Everyone eventually gets some type of buyer's remorse when shopping. It usually happens when you make an impulsive purchase and then after a few hours or days you find yourself regretting your decision.

Auction tips and tricks do they differ state to territory

Auction tips and tricks: do they differ state to territory?

It’s a common sight to see ‘for sale’ signs on houses with an auction date all across Australia. House auctions have become popular in major cities in recent years, especially with property prices on the continual rise.

Reserve bank interest rates

RBA presses ahead with plans to scale back stimulus

The Reserve Bank of Australia will be going forward with its plans to scale back its bond purchasing program in September, despite the economic fallout caused by the delta outbreak.

Why telstra making payphones free helps

Why Telstra making payphones free helps

In some heartening news this week, Telstra has just made calls from its 15,000 existing payphones to Australian landline and mobile numbers free!

Bhp says solar and big battery to power nickel mines as renewables come to customers

BHP says solar and big battery to power nickel mines as renewables come to customers

Multinational mining, metals and petroleum giant BHP has announced plans to build two solar farms and a battery energy system to power its Nickel West mining operation in Western Australia. The announcement follows a deal inked with electric vehicle and clean energy company Tesla that will see BHP provide Australian nickel to the company.

Is it better to pay off my debt or grow my savings we ve asked the experts

Is it better to pay off my debt or grow my savings? We’ve asked the experts!

Got unpaid debt? Whether it’s a personal loan, credit card or even a home loan, chances are you’d prefer to see your debt out of your life than in it.  So the question is: is it always a good idea to prioritise your debt instead of focusing on growing your savings stash? Or can both be done in tandem? We’ve asked the question of Mozo’s banking expert, Peter Marshall as well as Sebastian Paulin, Plenti’s head of direct lending, and Joanne Edwards, Wisr’s chief risk and data officer. And boy we got the answers!

August 2021 financial checklist

August 2021 Financial Checklist

We’ve officially entered the month of August (time flies when in lockdown). For real though, we hope you’re all staying safe and keeping your spirits high if you’re in any lockdown-affected areas. That being said, here’s your favourite financial checklist to help keep you busy:

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