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Bendigo Bank Everyday Account

Advertiser disclosure
Account fee
$6.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review Bendigo Bank Everyday Account

Last updated: 1 April 2020.

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What's hot
  • Integration with Apple Pay, Google Pay or Samsung Pay
  • No account fee (when you deposit $2,000/month)
  • 2020 Mozo Experts Choice Award - Excellent Banking App
What's not
  • Fees for overseas card use
Mozo snapshot

Time to make the switch to a bank account built for the 21st century? With all the latest digital wallet options including Apple, Google and Samsung Pay, plus a Mozo Experts Choice Award winning app to do your banking on, the Bendigo Bank Everyday Account could be just the match for you.

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Key features

The Everyday Account from Bendigo Bank could be an ideal option as your main account, because if you’re able to deposit at least $2,000 a month into it (say your regular salary) you’ll have the $6 monthly account fee waived. 

Bendigo Bank has also decided to deck out the Everyday Account with a range of features to make it an appealing choice for mobile banking lovers. First of all, users will be able to pay on the go with their smartphones by linking their debit card to either Apple Pay, Google Pay or Samsung Pay. 

Secondly, customers will be able to set up their own PayID, make near-instant payments over the NPP (New Payments Platform) and pay their bills using BPay. 

Still need to access cash though? No worries because Bendigo allows free over the counter deposits and withdrawals, plus there are no ATM fees in Australia when you take out cash using a Bendigo Bank or major bank ATM. 

However, if you’re planning on using your Bendigo Bank debit card overseas you’ll be charged $5 for any overseas ATM withdrawals and international purchases will be hit with a 3.00% foreign exchange commission.

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Who is it good for

The Everyday Account could be a great option for anyone wanting to use Bendigo Bank as a primary account in which they deposit at least $2,000 a month to get the $6 account fee waived. Especially for anyone who can also take advantage of the heap of mobile-friendly features also on offer. 

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Any catches

As we mentioned above, there are a few costs (including the foreign ATM withdrawal and foreign exchange commission fees) that could make the Bendigo Bank Everyday Account and linked debit card expensive overseas travel companions. 

Details

Rates and fees information correct as at 2 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $6.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Bendigo Bank

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $1,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Bendigo Bank bank accounts rated by the Mozo community?

Overall
8.4/10
Price
7.4/10
Features
6.9/10
Customer service
8.7/10
Convenience
8.2/10
Trust
8.5/10

Latest reviews of Bendigo Bank Everyday Account

  • Overall 8/10
    Staff are friendly and expert.

    I find the local feel of this community bank to be a very positive experience. Staff are friendly and expert.

    Read full review

    I find the local feel of this community bank to be a very positive experience. Staff are friendly and expert.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    7/10
    Less
    Helen, Victoria reviewed 1 day ago
  • Overall 10/10
    Community bank with the emphasis on community.

    This is a community bank which benefits the whole community. The services are as competitive as any other financial institution but with the added benefit of giving back to the community.

    Read full review

    This is a community bank which benefits the whole community. The services are as competitive as any other financial institution but with the added benefit of giving back to the community.

    Price
    -1/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Kerry, Queensland reviewed 1 day ago
  • Overall 10/10
    Great bank!

    Very approachable and lovely. Highly recommended.

    Read full review

    Very approachable and lovely. Highly recommended.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Liz, Victoria reviewed 12 days ago
  • Overall 10/10
    Friendly.

    Friendly local staff.

    Read full review

    Friendly local staff.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Simone, Victoria reviewed 19 days ago
  • Overall 9/10
    Good bank

    Easy and quick customer service. Plenty of access points with ATMs and branches. Interest rates for personal loans are high but comparable to other banks.

    Read full review

    Easy and quick customer service. Plenty of access points with ATMs and branches. Interest rates for personal loans are high but comparable to other banks.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    8/10
    Less
    Maree, Victoria reviewed 20 days ago
Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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Everyday 50+ Account

$0.00

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0.01% p.a.

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Suncorp

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$0.00

Suncorp, RediATM

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CUA

CUA

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$0.00

CUA

Visa Debit or
EFTPOS

P&N Bank

P&N Bank

& Transaction Account

$0.00

None

Visa Debit or
EFTPOS

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

NAB

Visa Debit or
EFTPOS

CUA

CUA

Everyday 50+ Account

$0.00

CUA

Visa Debit or
EFTPOS

Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard