Thumbnail icon for Bendigo Bank

Bendigo Bank Everyday Account

Account fee
$6.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review Bendigo Bank Everyday Account

Last updated: 1 April 2020.

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What's hot
  • Integration with Apple Pay, Google Pay or Samsung Pay
  • No account fee (when you deposit $2,000/month)
  • 2020 Mozo Experts Choice Award - Excellent Banking App
What's not
  • Fees for overseas card use
Mozo snapshot

Time to make the switch to a bank account built for the 21st century? With all the latest digital wallet options including Apple, Google and Samsung Pay, plus a Mozo Experts Choice Award winning app to do your banking on, the Bendigo Bank Everyday Account could be just the match for you.

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Key features

The Everyday Account from Bendigo Bank could be an ideal option as your main account, because if you’re able to deposit at least $2,000 a month into it (say your regular salary) you’ll have the $6 monthly account fee waived. 

Bendigo Bank has also decided to deck out the Everyday Account with a range of features to make it an appealing choice for mobile banking lovers. First of all, users will be able to pay on the go with their smartphones by linking their debit card to either Apple Pay, Google Pay or Samsung Pay. 

Secondly, customers will be able to set up their own PayID, make near-instant payments over the NPP (New Payments Platform) and pay their bills using BPay. 

Still need to access cash though? No worries because Bendigo allows free over the counter deposits and withdrawals, plus there are no ATM fees in Australia when you take out cash using a Bendigo Bank or major bank ATM. 

However, if you’re planning on using your Bendigo Bank debit card overseas you’ll be charged $5 for any overseas ATM withdrawals and international purchases will be hit with a 3.00% foreign exchange commission.

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Who is it good for

The Everyday Account could be a great option for anyone wanting to use Bendigo Bank as a primary account in which they deposit at least $2,000 a month to get the $6 account fee waived. Especially for anyone who can also take advantage of the heap of mobile-friendly features also on offer. 

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Any catches

As we mentioned above, there are a few costs (including the foreign ATM withdrawal and foreign exchange commission fees) that could make the Bendigo Bank Everyday Account and linked debit card expensive overseas travel companions. 

Details

Rates and fees information correct as at 19 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $6.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Bendigo Bank

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $1,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Bendigo Bank bank accounts rated by the Mozo community?

Overall
8.3/10
Price
7.4/10
Features
6.9/10
Customer service
8.7/10
Convenience
8.2/10
Trust
8.5/10

Latest reviews of Bendigo Bank Everyday Account

  • Overall 10/10
    Great care and service!

    Amazing care and service provided!

    Read full review

    Amazing care and service provided!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Stephen, Tasmania reviewed 3 days ago
  • Overall 10/10
    Bendigo the best bank

    I have a Bendigo account and I also have a X-mas fund with them. I have always found the staff to be honest and always have a smile for customers. And now with Covid-19, they practice the 1.5 m rule and have hand sanitiser right after the door. It doesn't matter which branch of this bank you go to, so far all Bendigo branches have been the same which is good!

    Read full review

    I have a Bendigo account and I also have a X-mas fund with them. I have always found the staff to be honest and always have a smile for customers. And now with Covid-19, they practice the 1.5 m rule and have hand sanitiser right after the door. It doesn't matter which branch of this bank you go to, so far all Bendigo branches have been the same which is good!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Deborah, Queensland reviewed 19 days ago
  • Overall 10/10
    Bendigo Bank. Community First.

    Excellent customer service, friendly helpful happy staff. Bendigo Bank offer a wide range of services and products. Convenient locations and opening hours. A community bank with strong community connections. Bendigo contribute to the local economy with strong support for local schools, sporting groups, etc. Board members are local residents who know and understand the needs of their community.

    Read full review

    Excellent customer service, friendly helpful happy staff. Bendigo Bank offer a wide range of services and products. Convenient locations and opening hours. A community bank with strong community connections. Bendigo contribute to the local economy with strong support for local schools, sporting groups, etc. Board members are local residents who know and understand the needs of their community.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Helen, New South Wales reviewed 22 days ago
  • Overall 10/10
    If there is a better I have never heard of it.

    This bank does not only look after its customers but also helps the community.

    Read full review

    This bank does not only look after its customers but also helps the community.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Richard, New South Wales reviewed 22 days ago
  • Overall 7/10
    Great customer support, simple mobile app.

    Great bank. Customer friendly and efficient. Mobile app is fast, precise and easy to use. I have recommended Bendigo Bank to numerous friends and they all agree. Well done Bendigo, 5 stars.

    Read full review

    Great bank. Customer friendly and efficient. Mobile app is fast, precise and easy to use. I have recommended Bendigo Bank to numerous friends and they all agree. Well done Bendigo, 5 stars.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    7/10
    Less
    Colin, Western Australia reviewed 26 days ago
Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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