Time to make the switch to a bank account built for the 21st century? With all the latest digital wallet options including Apple, Google and Samsung Pay, plus a Mozo Experts Choice Award winning app to do your banking on, the Bendigo Bank Everyday Account could be just the match for you.
The Everyday Account from Bendigo Bank could be an ideal option as your main account, because if you’re able to deposit at least $2,000 a month into it (your regular salary for example) you’ll have the normal $6 monthly account fee waived.
Bendigo Bank has also decided to deck out the Everyday Account with a range of features to make it an appealing choice for mobile banking lovers. First of all, users will be able to pay on the go with their smartphones by linking their debit card to either Apple Pay, Google Pay or Samsung Pay.
Secondly, customers will be able to set up their own PayID, make near-instant payments over the NPP (New Payments Platform) and pay their bills using BPay.
Still need to access cash though? No worries because Bendigo allows free over the counter deposits and withdrawals, plus there are no ATM fees in Australia when you take out cash using a Bendigo Bank or any major bank ATM.
However, if you’re planning on using your Bendigo Bank debit card overseas you’ll be charged $5 for any overseas ATM withdrawals you make, plus any international purchases will be hit with a 3.00% foreign exchange commission.
The Everyday Account could be a great option for anyone wanting to use Bendigo Bank as a primary account in which they deposit at least $2,000 a month to get the $6 account fee waived. Especially for anyone who can also take advantage of the range of mobile-friendly features which are on offer.
As we mentioned above, there are a few costs (including the foreign ATM withdrawal fees and the foreign exchange commission) that could make the Bendigo Bank Everyday Account and linked debit card expensive overseas travel companions.
| Balances from $0: 0.00% p.a. | |
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| $6.00 | |
| $0 monthly account fee if you deposit min. $2,000 per month | |
| Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet | |
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| Bendigo Bank | |
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| $5.00 | |
| 3.00% | |
| $0.00 monthly |
| $1.00 | |
| $0.00 |
| $1,000.00 | |
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| none | |
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| $5.00 | |
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| 3.00% |
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| 3.00% |
Apple Pay, Google Pay, PayID, Samsung Pay
Fast reliable friendly service.
Read full reviewFast reliable friendly service.
Zero customer service. 2 hour wait time for simple security code activation. Two weeks later tried the call back thing, that was an hour late by which time I was back at work ( they do call when it's convenient for them) spoke to customer service person with broken english ( I'll call him a DELTA) who was either ignorant, stupid or god forbid telling the truth when he told me that such a massive organisation such as BBL doesn't have a dedicated complaints department. I'll be joining a Credit Union.
Read full reviewZero customer service. 2 hour wait time for simple security code activation. Two weeks later tried the call back thing, that was an hour late by which time I was back at work ( they do call when it's convenient for them) spoke to customer service person with broken english ( I'll call him a DELTA) who was either ignorant, stupid or god forbid telling the truth when he told me that such a massive organisation such as BBL doesn't have a dedicated complaints department. I'll be joining a Credit Union.
Part of this bank is ‘UP Bank’. A card was sent to me and they have confirmed there is an account however I have absolutely no dealings with any of these banks so worried about fraud and they apparently have no contact number only email contact so I have no way of finding out what is going on. Very stressful.
Read full reviewPart of this bank is ‘UP Bank’. A card was sent to me and they have confirmed there is an account however I have absolutely no dealings with any of these banks so worried about fraud and they apparently have no contact number only email contact so I have no way of finding out what is going on. Very stressful.
The main con that I would have is that I don't really understand what their products are, do or fees, interest and things like that. If I go into the bank itself they explain things to me, but still sometimes I get embarrassed that I don't understand so I just not and agree. It needs to be in more laymen's terms sometimes. But I have been with them for 20 years, so I guess they can't be that bad! Recently I had a big payment taken out from the bank that I had no idea about, but they said they do it every year, although it's news to me! But I can't argue the point can I? Other than that they are very friendly when I call or go into the branch, and the monthly interest payments are pretty good! Considering I'm very budget conscious, it's a payment I can keep up with. I am just in the middle of trying to get some extra help from them, but still not happened yet, so have to wait and see!
Read full reviewThe main con that I would have is that I don't really understand what their products are, do or fees, interest and things like that. If I go into the bank itself they explain things to me, but still sometimes I get embarrassed that I don't understand so I just not and agree. It needs to be in more laymen's terms sometimes. But I have been with them for 20 years, so I guess they can't be that bad! Recently I had a big payment taken out from the bank that I had no idea about, but they said they do it every year, although it's news to me! But I can't argue the point can I? Other than that they are very friendly when I call or go into the branch, and the monthly interest payments are pretty good! Considering I'm very budget conscious, it's a payment I can keep up with. I am just in the middle of trying to get some extra help from them, but still not happened yet, so have to wait and see!
The best bank IV ever used. Early payments no fees. Who would complain.
Read full reviewThe best bank IV ever used. Early payments no fees. Who would complain.
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