Thumbnail icon for Bendigo Bank

Bendigo Bank Everyday Account

Account fee
$6.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review Bendigo Bank Everyday Account

Last updated: 1 April 2020.

binocular icon
What's hot
  • Integration with Apple Pay, Google Pay or Samsung Pay
  • No account fee (when you deposit $2,000/month)
  • 2020 Mozo Experts Choice Award - Excellent Banking App
What's not
  • Fees for overseas card use
Mozo snapshot

Time to make the switch to a bank account built for the 21st century? With all the latest digital wallet options including Apple, Google and Samsung Pay, plus a Mozo Experts Choice Award winning app to do your banking on, the Bendigo Bank Everyday Account could be just the match for you.

key icon
Key features

The Everyday Account from Bendigo Bank could be an ideal option as your main account, because if you’re able to deposit at least $2,000 a month into it (say your regular salary) you’ll have the $6 monthly account fee waived. 

Bendigo Bank has also decided to deck out the Everyday Account with a range of features to make it an appealing choice for mobile banking lovers. First of all, users will be able to pay on the go with their smartphones by linking their debit card to either Apple Pay, Google Pay or Samsung Pay. 

Secondly, customers will be able to set up their own PayID, make near-instant payments over the NPP (New Payments Platform) and pay their bills using BPay. 

Still need to access cash though? No worries because Bendigo allows free over the counter deposits and withdrawals, plus there are no ATM fees in Australia when you take out cash using a Bendigo Bank or major bank ATM. 

However, if you’re planning on using your Bendigo Bank debit card overseas you’ll be charged $5 for any overseas ATM withdrawals and international purchases will be hit with a 3.00% foreign exchange commission.

snapshot
Who is it good for

The Everyday Account could be a great option for anyone wanting to use Bendigo Bank as a primary account in which they deposit at least $2,000 a month to get the $6 account fee waived. Especially for anyone who can also take advantage of the heap of mobile-friendly features also on offer. 

snapshot
Any catches

As we mentioned above, there are a few costs (including the foreign ATM withdrawal and foreign exchange commission fees) that could make the Bendigo Bank Everyday Account and linked debit card expensive overseas travel companions. 

Details

Rates and fees information correct as at 7 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $6.00

  • $0 monthly account fee if you deposit min. $2,000 per month

  • Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Bendigo Bank

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $1,000.00

  • yes

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • $5.00

  • $0.00

  • 3.00%

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Bendigo Bank bank accounts rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.4/10
Features
6.9/10
Customer service
8.7/10
Convenience
8.2/10
Trust
8.5/10

Latest reviews of Bendigo Bank Everyday Account

  • Overall 5/10
    Pay no fees and internet banking convenient.

    I pay virtually no fees for this account, the internet banking is efficient and safe. It is complicated and difficult to get a card to use at the ATM. Can be difficult to get into a branch during office hours. Some staff are unpleasant.

    Read full review

    I pay virtually no fees for this account, the internet banking is efficient and safe. It is complicated and difficult to get a card to use at the ATM. Can be difficult to get into a branch during office hours. Some staff are unpleasant.

    Price
    9/10
    Features
    -1/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    5/10
    Less
    Jessica, Victoria reviewed 8 days ago
  • Overall 8/10
    Good everyday account.

    It's a good account. They're aren't any promotions and it can be kinda hard to get a hold of someone to help with issues. Replacement card came really quickly and was easy to do. Overall pretty good for an everyday account.

    Read full review

    It's a good account. They're aren't any promotions and it can be kinda hard to get a hold of someone to help with issues. Replacement card came really quickly and was easy to do. Overall pretty good for an everyday account.

    Price
    9/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Jessica, Queensland reviewed 11 days ago
  • Overall 9/10
    Bendigo Bank is great

    Bendigo Bank is great. The phone app is easy to user friendly. Only dislike is bank branches not open on Saturday's in small towns.

    Read full review

    Bendigo Bank is great. The phone app is easy to user friendly. Only dislike is bank branches not open on Saturday's in small towns.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10
    Less
    Bridget, New South Wales reviewed 12 days ago
  • Overall 10/10
    A community bank with excellent customer service.

    Bendigo Bank is a great community bank. They continue to give back to the local community. Friendly service and staff are always happy to help. Not as convenient as there are not very many branches where I live however I find most issues can be dealt with over the phone or online.

    Read full review

    Bendigo Bank is a great community bank. They continue to give back to the local community. Friendly service and staff are always happy to help. Not as convenient as there are not very many branches where I live however I find most issues can be dealt with over the phone or online.

    Price
    10/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    4/10
    Trust
    10/10
    Less
    Megan, New South Wales reviewed 13 days ago
  • Overall 10/10
    Friendly customer service.

    Friendly customer service and always ready to help.

    Read full review

    Friendly customer service and always ready to help.

    Price
    9/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Clancy, Tasmania reviewed 15 days ago
Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

See Bendigo Bank bank accounts

Promoted

Suncorp

Suncorp

Everyday Options

$0.00

Apple Pay, Google Pay, PayID

0.01% p.a.

Promoted

MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Promoted

Bankwest

Bankwest

Easy Transaction Account

$0.00

Apple Pay, Google Pay, PayID, Payment Ring

0% p.a.

Promoted

ANZ

ANZ

Access Advantage

$5.00$0 monthly account fee if you deposit min. $2,000 per month

Apple Pay, Google Pay, PayID, Samsung Pay, Garmin, Fitbit

0% p.a.

Promoted

Xinja

Xinja

Bank Account

$0.00

Apple Pay, Google Pay

0% p.a.

Promoted

HSBC

HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Promoted

CUA

CUA

Everyday 50+ Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Promoted

Bankwest

Bankwest

Hero Transaction Account

$6.00$0 monthly account fee if you deposit min. $2,000 per month

Apple Pay, Google Pay, PayID, Payment Ring

0.25% p.a.

Promoted

Suncorp

Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

Promoted

MyState Bank

MyState Bank

Glide Account

$0.00

MyState

Visa Debit

Promoted

Bankwest

Bankwest

Easy Transaction Account

$0.00

Bankwest, Commonwealth

Debit Mastercard

Promoted

ANZ

ANZ

Access Advantage

$5.00

ANZ

Visa Debit or
EFTPOS

Promoted

Xinja

Xinja

Bank Account

$0.00

none

Debit Mastercard

Promoted

HSBC

HSBC

Everyday Global Account

$0.00

HSBC

Visa Debit

Promoted

CUA

CUA

Everyday 50+ Account

$0.00

CUA

Visa Debit or
EFTPOS

Promoted

Citi

Citi

Global Currency Account

$0.00

Citibank

Debit Mastercard