Time to make the switch to a bank account built for the 21st century? With all the latest digital wallet options including Apple, Google and Samsung Pay, plus a Mozo Experts Choice Award winning app to do your banking on, the Bendigo Bank Everyday Account could be just the match for you.
The Everyday Account from Bendigo Bank could be an ideal option as your main account, because if you’re able to deposit at least $2,000 a month into it (your regular salary for example) you’ll have the normal $6 monthly account fee waived.
Bendigo Bank has also decided to deck out the Everyday Account with a range of features to make it an appealing choice for mobile banking lovers. First of all, users will be able to pay on the go with their smartphones by linking their debit card to either Apple Pay, Google Pay or Samsung Pay.
Secondly, customers will be able to set up their own PayID, make near-instant payments over the NPP (New Payments Platform) and pay their bills using BPay.
Still need to access cash though? No worries because Bendigo allows free over the counter deposits and withdrawals, plus there are no ATM fees in Australia when you take out cash using a Bendigo Bank or any major bank ATM.
However, if you’re planning on using your Bendigo Bank debit card overseas you’ll be charged $5 for any overseas ATM withdrawals you make, plus any international purchases will be hit with a 3.00% foreign exchange commission.
The Everyday Account could be a great option for anyone wanting to use Bendigo Bank as a primary account in which they deposit at least $2,000 a month to get the $6 account fee waived. Especially for anyone who can also take advantage of the range of mobile-friendly features which are on offer.
As we mentioned above, there are a few costs (including the foreign ATM withdrawal fees and the foreign exchange commission) that could make the Bendigo Bank Everyday Account and linked debit card expensive overseas travel companions.
Balances from $0: 0.00% p.a.
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$6.00
$0 monthly account fee if you deposit min. $2,000 per month
Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
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Bendigo Bank
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$0.00
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$0.00
$5.00
3.00%
$0.00 monthly
$1.00
$0.00
$1,000.00
yes
yes
no
yes
yes
yes
yes
none
none
$5.00
$0.00
3.00%
$5.00
$0.00
3.00%
Apple Pay, Google Pay, PayID, Samsung Pay
cOMMUNITY BANK WITH TRADITIONAL TELLER SERVICE AND FRIENDLY STAFF. DO NOT FORCE ONE INTO ELECTRONIC SYSTEMS.
Read full reviewcOMMUNITY BANK WITH TRADITIONAL TELLER SERVICE AND FRIENDLY STAFF. DO NOT FORCE ONE INTO ELECTRONIC SYSTEMS.
Switched due to their policy of not investing in companies or affiliates involved with fossil fuels. Competitive home loan rates, and all the people I’ve dealt with are absolutely lovely. However, if you’re the kind of person that typically uses net banking, or finds themselves trying to sort out their banking once the workday is done, it is not at all convenient. Before COVID the typical waiting time for the direct line assistance is around 30 minutes, and now during COVID it’s more like 50 minutes. Little things surprised me such as not being able to see what interest rate is being applied to my loans. I have to either call the branch or call the customer service number. Or not being able to change loan repayments despite having a variable interest rate and fully offset loan, and having 100% of the remaining outstanding mortgage sitting in my offset account. Or not being able to change to an interest only payment on my investment loan.
Read full reviewSwitched due to their policy of not investing in companies or affiliates involved with fossil fuels. Competitive home loan rates, and all the people I’ve dealt with are absolutely lovely. However, if you’re the kind of person that typically uses net banking, or finds themselves trying to sort out their banking once the workday is done, it is not at all convenient. Before COVID the typical waiting time for the direct line assistance is around 30 minutes, and now during COVID it’s more like 50 minutes. Little things surprised me such as not being able to see what interest rate is being applied to my loans. I have to either call the branch or call the customer service number. Or not being able to change loan repayments despite having a variable interest rate and fully offset loan, and having 100% of the remaining outstanding mortgage sitting in my offset account. Or not being able to change to an interest only payment on my investment loan.
Excellent customer service and product plus 85% of profits go back into my community. It's a no brainer.
Read full reviewExcellent customer service and product plus 85% of profits go back into my community. It's a no brainer.
Great bank, the only problem is that there aren't enough ATMs.
Read full reviewGreat bank, the only problem is that there aren't enough ATMs.
I have been with Bendigo Bank for many years now and have always found their customer service to be excellent. Great customer service, always friendly and ready to assist you. They have a great range of services available for everyday banking and whatever you may need throughout your life. If you are not sure of what you need, you can speak to them and they will give you options and advice. I highly recommend Bendigo Bank for anyone looking for their first bank or to change from their existing bank.
Read full reviewI have been with Bendigo Bank for many years now and have always found their customer service to be excellent. Great customer service, always friendly and ready to assist you. They have a great range of services available for everyday banking and whatever you may need throughout your life. If you are not sure of what you need, you can speak to them and they will give you options and advice. I highly recommend Bendigo Bank for anyone looking for their first bank or to change from their existing bank.
Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
NAB
Visa Debit or
EFTPOS
