The Orange Everyday account is big on convenience and small on fees and charges. This account has no account fees as long as you deposit at least $1,000 a month into your account (from an external bank account) and make at least five settled card purchases each month using your ING debit card.
ING is an online-only bank so there's no branch access, but they do offer online banking, 24-hour phone banking, BPAY and rebates on ATM fees anywhere in Australia.
With the Orange Everyday account you can receive rebates on ATM fees anywhere in Australia (anything charged by other providers will be refunded to your account by ING). This is on the condition that you deposit at least $1,000 into your ING account each month from an external bank account, and make at least 5 purchases using your ING debit or credit card each month.
If you meet the above criteria, you can also spend on your card while overseas without paying an international transaction fee, making this a great pick for savvy travellers. As of 1 August 2023, if you meet the criteria, you can get the first 5 fee incurring ATM withdraws rebated per month (excludes international ATM operator fees).
Customers who meet the eligibility criteria will also get 1% cashback on eligible utility bill payments via BPAY or direct debit (up to $100 per financial year)
There's also no minimum opening deposit requirement and no monthly account fees to pay, so this account get's the budget-friendly tick of approval. Just keep in mind you won't earn any interest as, like most transaction accounts, the ING Orange Everyday account doesn't pay any interest on your balance. However, you can start making a return on your funds by linking the Orange everyday with the ING Savings Maximiser.
The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.
You also have the option to switch on the everyday round-up feature, where purchases you make on your card are rounded up to either $1 or $5. The difference is then deposited into a linked ING Savings Maximiser, Mortgage Simplifier or Orange Advantage account where it can start accruing interest.
You'll also be able to access your ING Orange Everyday account and heap of other ING products through the ING banking app.
If you're an Australian who's sick of being charged high ATM fees in Australia and abroad, then this budget-friendly account could be the one for you.
Like most transaction account, you won't earn any interest on your money in the ING Everyday Orange, so you might be better off keeping your savings in a high-interest savings account and transferring cash over as you need it.
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Balances from $0: 0.00% p.a. |
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n/a |
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$0.00 |
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n/a |
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Access 1% cashback on eligible utility bill payments (up to $100 per financial year), rebates on ATM fees for the first 5 fee incurring withdrawals (domestic). When you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month. |
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$0.00 |
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None |
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$0.00 |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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n/a |
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$5.00 |
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3.00% |
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$0.00 monthly |
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$0.00 |
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$0.00 |
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$2,200.00 |
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no |
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no |
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yes |
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no |
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no |
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yes |
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yes |
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none |
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Access 1% cashback on eligible utility bill payments (up to $100 per financial year), rebates on ATM fees for the first 5 fee incurring withdrawals (excluding international ATM fees from 1 August 2023). When you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month. |
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none |
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none |
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none |
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$5.00 |
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$0.00 |
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3.00% |
Apple Pay, Google Wallet, PayID, PayTo
^See information about the Mozo Expert Choice Awards
ING Bank offers a fantastic user experience with its intuitive online platform and great customer service. The low fees, competitive interest rates, and seamless app make banking easy and convenient. Highly recommended for anyone looking for hassle-free banking!
Read full reviewING Bank offers a fantastic user experience with its intuitive online platform and great customer service. The low fees, competitive interest rates, and seamless app make banking easy and convenient. Highly recommended for anyone looking for hassle-free banking!
In the quiet dawn of my financial journey, I found myself nestled within the embrace of ING Bank. It was a relationship born out of curiosity and necessity, a blend of pragmatism and hope. As I reflect on this journey, the nuances of my experience come to life, painted with the hues of both admiration and disappointment. The first encounter with ING was akin to stepping into a modern sanctuary of banking. The sleek, intuitive interface of their online platform invited me with a promise of ease and efficiency. It was a refreshing departure from the clunky, labyrinthine systems of traditional banks. The simplicity was almost poetic, a digital Eden where transactions flowed seamlessly, and information was at my fingertips. The pros here were undeniable: accessibility, convenience, and a user-centric design that felt like a gentle whisper in a world of financial cacophony. Yet, as with any relationship, the initial euphoria gave way to deeper explorations and, inevitably, revelations. The customer service, though often prompt, sometimes lacked the warmth and empathy one yearns for in moments of financial distress or confusion. The automated responses, while efficient, sometimes felt cold, an impersonal touch in a space that can be deeply personal. This was a con that lingered like an unwelcome aftertaste, a reminder that technology, while wondrous, cannot wholly replace the human touch. There was, too, the subtle undercurrent of tension with the interest rates. Competitive, yes, but fluctuating in ways that mirrored the unpredictability of a tempestuous sea. It required a vigilant eye, a constant awareness that could be both exhilarating and exhausting. This duality was a con that danced with a pro, a reminder of the volatile nature of financial markets and the need for cautious optimism. However, ING’s commitment to sustainability and ethical banking practices was a glowing ember in the narrative. It was a pro that resonated deeply, an alignment of values that felt like a kindred spirit. Their investments in green projects and community initiatives painted them in a light that was both noble and inspiring, a beacon of hope in an industry often marred by greed and exploitation. In the tapestry of my financial journey with ING, the threads of pros and cons wove a complex pattern. The ease of use and ethical stance were bright, vibrant threads, while the occasional coldness of customer service and the mercurial interest rates cast shadows. For those considering ING, it is a bank that offers much, but like any relationship, it demands an openness to both its light and its shade. In the end, perhaps what stands out most is the journey itself—a mosaic of experiences that taught me not just about banking, but about trust, vigilance, and the ever-evolving dance with our financial realities.
Read full reviewIn the quiet dawn of my financial journey, I found myself nestled within the embrace of ING Bank. It was a relationship born out of curiosity and necessity, a blend of pragmatism and hope. As I reflect on this journey, the nuances of my experience come to life, painted with the hues of both admiration and disappointment. The first encounter with ING was akin to stepping into a modern sanctuary of banking. The sleek, intuitive interface of their online platform invited me with a promise of ease and efficiency. It was a refreshing departure from the clunky, labyrinthine systems of traditional banks. The simplicity was almost poetic, a digital Eden where transactions flowed seamlessly, and information was at my fingertips. The pros here were undeniable: accessibility, convenience, and a user-centric design that felt like a gentle whisper in a world of financial cacophony. Yet, as with any relationship, the initial euphoria gave way to deeper explorations and, inevitably, revelations. The customer service, though often prompt, sometimes lacked the warmth and empathy one yearns for in moments of financial distress or confusion. The automated responses, while efficient, sometimes felt cold, an impersonal touch in a space that can be deeply personal. This was a con that lingered like an unwelcome aftertaste, a reminder that technology, while wondrous, cannot wholly replace the human touch. There was, too, the subtle undercurrent of tension with the interest rates. Competitive, yes, but fluctuating in ways that mirrored the unpredictability of a tempestuous sea. It required a vigilant eye, a constant awareness that could be both exhilarating and exhausting. This duality was a con that danced with a pro, a reminder of the volatile nature of financial markets and the need for cautious optimism. However, ING’s commitment to sustainability and ethical banking practices was a glowing ember in the narrative. It was a pro that resonated deeply, an alignment of values that felt like a kindred spirit. Their investments in green projects and community initiatives painted them in a light that was both noble and inspiring, a beacon of hope in an industry often marred by greed and exploitation. In the tapestry of my financial journey with ING, the threads of pros and cons wove a complex pattern. The ease of use and ethical stance were bright, vibrant threads, while the occasional coldness of customer service and the mercurial interest rates cast shadows. For those considering ING, it is a bank that offers much, but like any relationship, it demands an openness to both its light and its shade. In the end, perhaps what stands out most is the journey itself—a mosaic of experiences that taught me not just about banking, but about trust, vigilance, and the ever-evolving dance with our financial realities.
Been with them for over 12 months now and very happy. The rebates on paying your bills and international fees makes it perfect for travel and everyday use. Turning on the savings account with it has been a great bonus.
Read full reviewBeen with them for over 12 months now and very happy. The rebates on paying your bills and international fees makes it perfect for travel and everyday use. Turning on the savings account with it has been a great bonus.
They are always working for the customer, finding better ways to make things work & there are NO unnecessary fees or charges. Just Simple, great products & excellent service
Read full reviewThey are always working for the customer, finding better ways to make things work & there are NO unnecessary fees or charges. Just Simple, great products & excellent service
I really like banking with ING, they’re quick & reliable as well as easy to access and view whenever needed
Read full reviewI really like banking with ING, they’re quick & reliable as well as easy to access and view whenever needed
Glide Account
$0.00
Apple Pay, Google Wallet, PayID, Samsung Pay, Garmin Pay
0% p.a.
Everyday Global Account
$0.00
Apple Pay, Google Wallet
0% p.a.
