ING is an online-only bank, so there's no branch access but who needs it with online banking, 24-hour phone banking, BPAY and free ATMs?
With the Orange Everyday account, you can use any ATM in Australia or overseas for free (if you deposit at least $1,000 into your ING account each month from an external bank account, and make at least 5 purchases using your ING debit or credit card each month) so you don't have to worry about trekking across town looking for an ATM.
If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers.
There's also no minimum opening deposit requirement and no monthly account fees to pay, so this account get's the budget-friendly tick of approval - But keep in mind you won't earn any money either. Like most transaction accounts the ING Orange Everyday account doesn't pay any interest.
The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.
You also have the option to switch on the everyday round-up feature, where purchases you make on your card are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.
You'll also be able to access your ING Orange Everyday account and heap of other ING products through the ING banking app which actually won an Excellent Banking App Award in the 2019 Mozo Experts Choice Awards.