Thumbnail icon for ING

ING Orange Everyday

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID
Interest rate
0% p.a.

Mozo editorial review ING Orange Everyday

Last updated: 20 February 2020.

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What's hot
  • Multiple Mozo Experts and People's Choice Award winner
  • No ATM withdrawal fees overseas or in Australia
  • Zero monthly account fees
What's not
  • No branch access
Mozo snapshot

When a bank is voted as having Australia's best bank accounts three years in a row in the Mozo People's Choice Awards, you know they must be doing something right - especially when the Orange Everyday account was also named a 2020 Mozo Experts Choice Award winner for best Exceptional Everyday Account and a 2019 winner for best Travel Debit Card

The reason that so many Aussies are such big fans of the ING Everyday Orange bank account is because it's big on convenience and small on fees and charges. This account has no account fees and as long as you deposit at least $1000 a month into your account (from an external bank account) and make at least 5 card purchases each month using your ING debit card then you won't have to pay any ATM fees in Australia or overseas!

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Key features

ING is an online-only bank, so there's no branch access but who needs it with online banking, 24-hour phone banking, BPAY and free ATMs?

With the Orange Everyday account, you can use any ATM in Australia or overseas for free (if you deposit at least $1,000 into your ING account each month from an external bank account, and make at least 5 purchases using your ING debit or credit card each month) so you don't have to worry about trekking across town looking for an ATM. 

If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers. 

There's also no minimum opening deposit requirement and no monthly account fees to pay, so this account get's the budget-friendly tick of approval - But keep in mind you won't earn any money either. Like most transaction accounts the ING Orange Everyday account doesn't pay any interest.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round-up feature, where purchases you make on your card are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.  

You'll also be able to access your ING Orange Everyday account and heap of other ING products through the ING banking app which actually won an Excellent Banking App Award in the 2019 Mozo Experts Choice Awards.  

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Who is it good for

If you're an Australian who's sick of being charged high ATM fees in Australia and abroad then this budget-friendly account could be the one for you!

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Any catches

You won't earn any interest on your money in the ING Everyday Orange, so you might be better off keeping your savings in a high-interest savings account and transferring cash over as you need it.

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

  • $0.00

  • None

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,200.00

  • no

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are ING bank accounts rated by the Mozo community?

Overall customer rating
9.2/10
Price
9.3/10
Features
8.6/10
Customer service
9.1/10
Convenience
8.8/10
Trust
9.2/10

Latest reviews of ING Orange Everyday

  • Overall 10/10
    Easy online and app access and good perks.

    Great interest rates on linked term deposit accounts. Easy to set up online account, no calls or appointments. Easy to use App. Secure app and online login. Depositing cheques can be challenging, can do at post office, rare but slightly annoying. Not sure how to withdraw large sums? Otherwise, easy way to track and manage money.

    Read full review

    Great interest rates on linked term deposit accounts. Easy to set up online account, no calls or appointments. Easy to use App. Secure app and online login. Depositing cheques can be challenging, can do at post office, rare but slightly annoying. Not sure how to withdraw large sums? Otherwise, easy way to track and manage money.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10
    Less
    Conor, Tasmania reviewed 16 days ago
  • Overall 10/10
    Free withdrawals, instant payments

    ING give you free withdrawals from ANY ATM anywhere in the world. So no matter where you are, you never pay for withdrawals. Online payments are also instant. Love this bank.

    Read full review

    ING give you free withdrawals from ANY ATM anywhere in the world. So no matter where you are, you never pay for withdrawals. Online payments are also instant. Love this bank.

    Price
    7/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Duncan, New South Wales reviewed 16 days ago
  • Overall 7/10
    Very good bank! Would recommend

    I like it because it is all online and their customer service team make everything very easy. Only con is that you do have to go to a post office to deposit cash so that can be annoying.

    Read full review

    I like it because it is all online and their customer service team make everything very easy. Only con is that you do have to go to a post office to deposit cash so that can be annoying.

    Price
    5/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Ashley, Victoria reviewed 16 days ago
  • Overall 8/10
    A great bank I would recommend

    I love this bank. It has very competitive fees and cashback offers. Overseas withdrawals are very cheap. Online banking is user-friendly. Customer service is excellent. Whenever I called, they always picked up the phone pretty quick and were able to help. They even pay for referrals from time to time. Overall it is a great bank that I would recommend.

    Read full review

    I love this bank. It has very competitive fees and cashback offers. Overseas withdrawals are very cheap. Online banking is user-friendly. Customer service is excellent. Whenever I called, they always picked up the phone pretty quick and were able to help. They even pay for referrals from time to time. Overall it is a great bank that I would recommend.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nataliya, Queensland reviewed 16 days ago
  • Overall 7/10
    Good Bank - great transaction fee rebates.

    It is difficult to not have an actual branch to go to to deposit money through an ATM. You have to go to the post office. It is really good with international transaction fees being rebated. Good bank. Better than CBA

    Read full review

    It is difficult to not have an actual branch to go to to deposit money through an ATM. You have to go to the post office. It is really good with international transaction fees being rebated. Good bank. Better than CBA

    Price
    10/10
    Features
    10/10
    Customer service
    6/10
    Convenience
    4/10
    Trust
    10/10
    Less
    Rachael, Queensland reviewed 16 days ago
ING

About ING

ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.

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