ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Mozo Review   ING Orange Everyday Review

Last updated: 17 January 2020.

What's hot:
  • 2019 Mozo Everyday Bank of The Year

  • Multiple Mozo Experts and People's Choice Award winner

  • No ATM withdrawal fees overseas or in Australia

What's not:
  • No branch access

Mozo snapshot:

When a bank is voted as having Australia's best bank accounts three years in a row in the Mozo People's Choice Awards, you know they must be doing something right - Especially when that same bank was also named 2019 Mozo Everyday Bank of The Year! And if that wasn't enough, the Orange Everyday account also won a 2019 Mozo Experts Choice Award for Exceptional Everyday Account, and one for best Travel Debit Card

The reason that so many Aussies are such big fans of the ING Everyday Orange bank account is because it's big on convenience and small on fees and charges. This account has no account fees and as long as you deposit at least $1000 a month into your account (from an external bank account) and make at least 5 card purchases each month using your ING debit card then you won't have to pay any ATM fees in Australia or overseas!

Key features:

ING is an online-only bank, so there's no branch access but who needs it with online banking, 24-hour phone banking, BPAY and free ATMs?

With the Orange Everyday account, you can use any ATM in Australia or overseas for free (if you deposit at least $1,000 into your ING account each month from an external bank account, and make at least 5 purchases using your ING debit or credit card each month) so you don't have to worry about trekking across town looking for an ATM. 

If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers. 

There's also no minimum opening deposit requirement and no monthly account fees to pay, so this account get's the budget-friendly tick of approval - But keep in mind you won't earn any money either. Like most transaction accounts the ING Orange Everyday account doesn't pay any interest.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round-up feature, where purchases you make on your card are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.  

You'll also be able to access your ING Orange Everyday account and heap of other ING products through the ING banking app which actually won an Excellent Banking App Award in the 2019 Mozo Experts Choice Awards.  

Who it's good for:

If you're an Australian who's sick of being charged high ATM fees in Australia and abroad then this budget-friendly account could be the one for you!

Any catches?

You won't earn any interest on your money in the ING Everyday Orange, so you might be better off keeping your savings in a high-interest savings account and transferring cash over as you need it.

Details

Rates and fees information correct as at 28 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

  • $0.00

  • None

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,200.00

  • no

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are ING bank accounts rated by the Mozo community?

Overall customer rating
9.3/10
Price
9.3/10
Features
8.6/10
Customer service
9.1/10
Convenience
8.8/10
Trust
9.2/10

Latest reviews of ING Orange Everyday

  • Overall 10/10
    Virtually no fees at all.

    Most banks eat away at your balance with fees and charges. In the 10+ years I've been with ING I've received more benefits back than I've ever paid to them.

    Read full review

    Most banks eat away at your balance with fees and charges. In the 10+ years I've been with ING I've received more benefits back than I've ever paid to them.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Luke, Victoria reviewed about 2 months ago
  • Overall 10/10
    No ATM fees are a winner.

    ING bank is great, the app is easy to use and everything can be done online. The support is awesome. No fees for using other ATMs is great too.

    Read full review

    ING bank is great, the app is easy to use and everything can be done online. The support is awesome. No fees for using other ATMs is great too.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Cassandra, Western Australia reviewed about 2 months ago
  • Overall 8/10
    ING is the only bank I trust with my money.

    I went to ING after reading the Barefoot Investor. The money I have saved alone on transaction fee rebates, overseas ATM rebates etc has more than paid for itself in me positively promoting the ING product.

    Read full review

    I went to ING after reading the Barefoot Investor. The money I have saved alone on transaction fee rebates, overseas ATM rebates etc has more than paid for itself in me positively promoting the ING product.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Cheryl, Queensland reviewed about 2 months ago
  • Overall 9/10
    Good.

    Great bank, very good competitive rates that get you saving quickly. Very diverse bank accounts that you can choose from as well. Overall very happy with the product.

    Read full review

    Great bank, very good competitive rates that get you saving quickly. Very diverse bank accounts that you can choose from as well. Overall very happy with the product.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10
    Less
    Bryce, Queensland reviewed about 2 months ago
  • Overall 10/10
    No fee's.

    Absolutely love ING Everyday. No fee's and when you are travelling overseas, not having international fee's or ATM fee's is wonderful.

    Read full review

    Absolutely love ING Everyday. No fee's and when you are travelling overseas, not having international fee's or ATM fee's is wonderful.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Maree, Queensland reviewed about 2 months ago
ING

About ING

ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.

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