ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Mozo Review   ING Orange Everyday Review

Last updated: 20 February 2020.

What's hot:
  • Multiple Mozo Experts and People's Choice Award winner

  • No ATM withdrawal fees overseas or in Australia

  • Zero monthly account fees

What's not:
  • No branch access

Mozo snapshot:

When a bank is voted as having Australia's best bank accounts three years in a row in the Mozo People's Choice Awards, you know they must be doing something right - especially when the Orange Everyday account was also named a 2020 Mozo Experts Choice Award winner for best Exceptional Everyday Account and a 2019 winner for best Travel Debit Card

The reason that so many Aussies are such big fans of the ING Everyday Orange bank account is because it's big on convenience and small on fees and charges. This account has no account fees and as long as you deposit at least $1000 a month into your account (from an external bank account) and make at least 5 card purchases each month using your ING debit card then you won't have to pay any ATM fees in Australia or overseas!

Key features:

ING is an online-only bank, so there's no branch access but who needs it with online banking, 24-hour phone banking, BPAY and free ATMs?

With the Orange Everyday account, you can use any ATM in Australia or overseas for free (if you deposit at least $1,000 into your ING account each month from an external bank account, and make at least 5 purchases using your ING debit or credit card each month) so you don't have to worry about trekking across town looking for an ATM. 

If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers. 

There's also no minimum opening deposit requirement and no monthly account fees to pay, so this account get's the budget-friendly tick of approval - But keep in mind you won't earn any money either. Like most transaction accounts the ING Orange Everyday account doesn't pay any interest.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round-up feature, where purchases you make on your card are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.  

You'll also be able to access your ING Orange Everyday account and heap of other ING products through the ING banking app which actually won an Excellent Banking App Award in the 2019 Mozo Experts Choice Awards.  

Who it's good for:

If you're an Australian who's sick of being charged high ATM fees in Australia and abroad then this budget-friendly account could be the one for you!

Any catches?

You won't earn any interest on your money in the ING Everyday Orange, so you might be better off keeping your savings in a high-interest savings account and transferring cash over as you need it.

Details

Rates and fees information correct as at 3 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

  • $0.00

  • None

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,200.00

  • no

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are ING bank accounts rated by the Mozo community?

Overall customer rating
9.2/10
Price
9.3/10
Features
8.6/10
Customer service
9.1/10
Convenience
8.8/10
Trust
9.3/10

Latest reviews of ING Orange Everyday

  • Overall 9/10
    Very convenient and high ease of use.

    Even though ING doesn't have any physical banks, it's been easier to deal with them compared to previous banks I have been with. Everything is straightforward and I can do almost everything straight from the ING app.

    Read full review

    Even though ING doesn't have any physical banks, it's been easier to deal with them compared to previous banks I have been with. Everything is straightforward and I can do almost everything straight from the ING app.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Emma, New South Wales reviewed 1 day ago
  • Overall 10/10
    Clean app design and customer first philosophy.

    I like ING because of their competitive savings rates and well designed app. Also because they reimburse ATM fees. Shipment of replacement cards is prompt.

    Read full review

    I like ING because of their competitive savings rates and well designed app. Also because they reimburse ATM fees. Shipment of replacement cards is prompt.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Henry, Victoria reviewed 2 days ago
  • Overall 10/10
    Top selection.

    Best bank I have ever been with.

    Read full review

    Best bank I have ever been with.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    John, Victoria reviewed 3 days ago
  • Overall 6/10
    Great online.

    Great bank when it comes to fees and savings. But the lack of a physical branch can be a burden.

    Read full review

    Great bank when it comes to fees and savings. But the lack of a physical branch can be a burden.

    Price
    -1/10
    Features
    8/10
    Customer service
    4/10
    Convenience
    3/10
    Trust
    5/10
    Less
    Hugh, Victoria reviewed 4 days ago
  • Overall 7/10
    Prompt, user friendly, low interest.

    ING have been prompt at sending out cards, their website is user friendly, and they have low interest rates.

    Read full review

    ING have been prompt at sending out cards, their website is user friendly, and they have low interest rates.

    Price
    10/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    3/10
    Trust
    5/10
    Less
    Cara, Queensland reviewed 9 days ago
ING

About ING

ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.

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