ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

ING Orange Everyday

$0.00

Apple Pay, Google Pay, PayID

0% p.a.

Mozo Review   ING Orange Everyday Review

Last updated: 9 May 2019.

What's hot:
  • 2019 Mozo Everyday Bank of The Year

  • Multiple Mozo Experts and People's Choice Award winner

  • No ATM withdrawal fees overseas or in Australia

What's not:
  • No branch access

Mozo snapshot:

When a bank is voted as having Australia's best bank accounts three years in a row in the Mozo People's Choice Awards, it's worth noting - especially when that bank was also named 2019 Mozo Everyday Bank of The Year. And if that isn't enough, the Orange Everyday account also won a 2019 Mozo Experts Choice Award for Exceptional Everyday Account, and one for best Travel Debit Card

The reason Australians are such big fans of the ING Everyday Orange bank account is because it is big on convenience and small on fees and charges. There is no account fee and as long as you deposit $1000 a month into the account and make at least 5 card purchases using your ING debit or credit card you'll never have to pay an ATM fee again, either at home or when travelling abroad.

Key features:

ING is an online only bank so there is no branch access but who needs it with online, 24 hour phone banking, BPAY and free ATMs? 

With the Everyday Orange account you can use any ATM in Australia or overseas for free (if you deposit $1,000 your ING account during the month, and also make 5 purchases using your ING debit or credit card in the month) so you don't have to worry about trekking across town looking for an ATM. 

If you meet the above conditions, you can also spend on your card while overseas without paying an international transaction fee - making this a great pick for savvy travellers. 

There's also no minimum opening deposit and no monthly account fees to pay, so this account should not cost you anything. But keep in mind you won't earn any money either. Like most transaction accounts the Orange Everyday does not pay any interest.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round up feature, where the card purchases you make are rounded up to either $1 or $5, which are then deposited into an ING Savings Maximiser, Mortgage Simplifier or Orange Advantage accounts.  

You'll also be able to access your ING Orange Everyday account and heap of other ING products through an award-winning mobile app. That's because the ING banking app took out an Excellent Banking App Award at the 2019 Mozo Experts Choice Awards.  

Who it's good for:

Any Australian who is sick of being charged high ATM fees at home and abroad and is after a zero cost bank account.

Any catches?

You won't get any interest on your money in the ING Everyday Orange so keep your savings in high interest account and transfer cash over only when you need it and you will have the best of both worlds.

Details

Rates and fees information correct as at 10 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

  • $0.00

  • None

  • $0.00

  • n/a

  • n/a

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $2,200.00

  • no

  • no

  • yes

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card
  • none

  • none

  • none

Debit card
  • $0.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, PayID

Customer Reviews

How are ING bank accounts rated by the Mozo community?

Overall customer rating
9.2/10
Price
9.3/10
Features
8.6/10
Customer service
9.1/10
Convenience
8.8/10
Trust
9.2/10

Latest reviews of ING Orange Everyday

  • Overall
    10/10
    Good app.

    Good app.

    Good app.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    5/10
    Trust
    -1/10

    Terry anne | New South Wales

    reviewed about 9 hours ago

  • Overall
    10/10
    Fantastic. Wish I had switched earlier.

    Amazing. I read Barefoot Investor and wish I had known about this bank earlier.

    Amazing. I read Barefoot Investor and wish I had known about this bank earlier.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Emily | New South Wales

    reviewed about 9 hours ago

  • Overall
    10/10
    No fuss and no fees.

    This is a totally online bank which I love but others would have to consider this as there are no...

    This is a totally online bank which I love but others would have to consider this as there are no branches. You can still deposit over the counter at most post offices.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Lisa | New South Wales

    reviewed 1 day ago

  • Overall
    10/10
    Virtually no fees at all.

    Most banks eat away at your balance with fees and charges. In the 10+ years I've been with ING...

    Most banks eat away at your balance with fees and charges. In the 10+ years I've been with ING I've received more benefits back than I've ever paid to them.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Luke | Victoria

    reviewed 5 days ago

  • Overall
    8/10
    Good product.

    The interest rate is too low but the product is very good.

    The interest rate is too low but the product is very good.

    Price
    -1/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    9/10

    Chris | New South Wales

    reviewed 5 days ago

ING

About ING

ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.

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