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ING Orange Everyday

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Account fee
$0.00
Payment options
Apple Pay, Google Wallet, PayID, PayTo
Interest rate
0% p.a.
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Mozo editorial review ING Orange Everyday - last updated: 3 August 2023

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What's hot
  • 2023 Mozo Experts Choice Award
  • Rebates on ATM fees in Australia
  • Zero monthly account fees
  • 1% cashback on eligible utility bill payments via BPAY or direct debit for customers who meet eligibility requirements (up to $100 per financial year)
What's not
  • No branch access
Mozo snapshot

When a bank is voted as having Australia's best bank accounts three years in a row in the Mozo People's Choice Awards, you know they must be doing something right. Once again, the Orange Everyday account was named as a winner in the 2023 Mozo Experts Choice for Bank Accounts and Savings Award in Exceptional Everyday Accounts! 

The reason that so many Aussies are such big fans of the ING Everyday Orange bank account is because it's big on convenience and small on fees and charges. This account has no account fees as long as you deposit at least $1,000 a month into your account (from an external bank account) and make at least five settled card purchases each month using your ING debit card. 

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Key features

ING is an online-only bank so there's no branch access, but they do offer online banking, 24-hour phone banking, BPAY and rebates on ATM fees anywhere in Australia.

With the Orange Everyday account you can receive rebates on ATM fees anywhere in Australia (anything charged by other providers will be refunded to your account by ING). This is on the condition that you deposit at least $1,000 into your ING account each month from an external bank account, and make at least 5 purchases using your ING debit or credit card each month.

If you meet the above criteria, you can also spend on your card while overseas without paying an international transaction fee, making this a great pick for savvy travellers. As of 1 August 2023, if you meet the criteria, you can get the first 5 fee incurring ATM withdraws rebated per month (excludes international ATM operator fees). 

Customers who meet the eligibility criteria will also get 1% cashback on eligible utility bill payments via BPAY or direct debit (up to $100 per financial year)

There's also no minimum opening deposit requirement and no monthly account fees to pay, so this account get's the budget-friendly tick of approval. Just keep in mind you won't earn any interest as, like most transaction accounts, the ING Orange Everyday account doesn't pay any interest on your balance. However, you can start making a return on your funds by linking the Orange everyday with the ING Savings Maximiser.

The Orange Everyday bank account comes with a VISA debit card (with PayWave), giving you the shopping freedom of a credit card without the credit maintenance worries.

You also have the option to switch on the everyday round-up feature, where purchases you make on your card are rounded up to either $1 or $5. The difference is then deposited into a linked ING Savings Maximiser, Mortgage Simplifier or Orange Advantage account where it can start accruing interest.

You'll also be able to access your ING Orange Everyday account and heap of other ING products through the ING banking app.

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Who is it good for

If you're an Australian who's sick of being charged high ATM fees in Australia and abroad, then this budget-friendly account could be the one for you.

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Any catches

Like most transaction account, you won't earn any interest on your money in the ING Everyday Orange, so you might be better off keeping your savings in a high-interest savings account and transferring cash over as you need it.

Details

Rates and fees information correct as at 5 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 0.00% p.a.

n/a

n/a

Fees

$0.00

n/a

Access 1% cashback on eligible utility bill payments (up to $100 per financial year), rebates on ATM fees for the first 5 fee incurring withdrawals (domestic). When you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

$0.00

None

$0.00

n/a

n/a

$0.00

$0.00

$0.00

n/a

$5.00

3.00%

$0.00 monthly

Other financial bits

$0.00

$0.00

Features

$2,200.00

no

no

yes

no

no

yes

yes

none

Access 1% cashback on eligible utility bill payments (up to $100 per financial year), rebates on ATM fees for the first 5 fee incurring withdrawals (excluding international ATM fees from 1 August 2023). When you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.

Atm card

none

none

none

Debit card

$5.00

$0.00

3.00%

Payment options

Apple Pay, Google Wallet, PayID, PayTo

Customer Reviews

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Latest reviews of ING Orange Everyday Bank Account

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