The details shown below are for a card without rewards
The details shown below are for a card without rewards
The details shown below are for a card without rewards
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | Neo ($22/month - $3,000 Credit Limit) | n/a |
| | Neo ($18/month - $2,000 Credit Limit) | n/a |
| | Neo ($12/month - $1,000 Credit Limit) | n/a |
Neo ($22/month - $3,000 Credit Limit)
Rewards: n/a
Neo ($18/month - $2,000 Credit Limit)
Rewards: n/a
Neo ($12/month - $1,000 Credit Limit)
Rewards: n/a
Don’t like interest rates or a whole bunch of fees on your credit card? The innovative Commonwealth Bank Neo might be what you need. Instead of charging interest, with this card you’ll receive 0% for a monthly fee (ranging from $12 to $22). There are also no pesky fees like late or foreign exchange charges.
It’s out with the old style of credit cards and in with the new when it comes to Commonwealth Bank Neo. One of the standout features to this card is that it comes with a 0% interest rate. That’s right, you pay no interest at all! Instead, cardholders pay a small monthly fee for holding the card which is based on the credit limit you choose:
$1,000 limit: $12 per month
$2,000 limit: $18 per month
$3,000 limit: $22 per month
Plus, if you don’t end up using your card within a statement period, no matter your credit limit, CommBank will waive the monthly cost.
This card also bids farewell to other fees as well, like late payment penalties and international transaction charges.
Commonwealth Bank Neo could be the perfect option for someone looking to switch up the way they pay for their credit card spending. With 0% interest, minimal fees and a cashback offer, this card is a hot alternative to more traditional options.
Remember, the total annual cost of this card goes up to $264, so remember to budget for that. Plus, this card only allows customers to have a limit of $3,000, so if you are needing a low rate credit card option with a larger limit, check out the CommBank Low Rate Credit Card instead.
0% p.a.
none
No current offer
none
none
0
$264.00
none
none
none
$0.00
n/a
0%
$0.00
$0.00
none
none
none
none
none
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee.
0% p.a.
none
No current offer
none
none
0
$216.00
none
none
none
$0.00
n/a
0%
$0.00
$0.00
none
none
none
none
none
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee.
0% p.a.
none
No current offer
none
none
0
$144.00
none
none
none
$0.00
n/a
0%
$0.00
$0.00
none
none
none
none
none
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee.
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
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