The details shown below are for a card without rewards
The details shown below are for a card without rewards
The details shown below are for a card without rewards
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | Neo ($22/month - $3,000 Credit Limit) | n/a |
| | Neo ($18/month - $2,000 Credit Limit) | n/a |
| | Neo ($12/month - $1,000 Credit Limit) | n/a |
Neo ($22/month - $3,000 Credit Limit)
Rewards: n/a
Neo ($18/month - $2,000 Credit Limit)
Rewards: n/a
Neo ($12/month - $1,000 Credit Limit)
Rewards: n/a
Don’t like interest rates or a whole bunch of fees on your credit card? The innovative Commonwealth Bank Neo might be what you need. Instead of charging interest, with this card you’ll receive 0% for a monthly fee (ranging from $12 to $22). There are also no pesky fees like late or foreign exchange charges.
It’s out with the old style of credit cards and in with the new when it comes to Commonwealth Bank Neo. One of the standout features to this card is that it comes with a 0% interest rate. That’s right, you pay no interest at all! Instead, cardholders pay a small monthly fee for holding the card which is based on the credit limit you choose:
$1,000 limit: $12 per month
$2,000 limit: $18 per month
$3,000 limit: $22 per month
Plus, if you don’t end up using your card within a statement period, no matter your credit limit, CommBank will waive the monthly cost.
This card also bids farewell to other fees as well, like late payment penalties and international transaction charges.
Commonwealth Bank Neo could be the perfect option for someone looking to switch up the way they pay for their credit card spending. With 0% interest, minimal fees and a cashback offer, this card is a hot alternative to more traditional options.
Remember, the total annual cost of this card goes up to $264, so remember to budget for that. Plus, this card only allows customers to have a limit of $3,000, so if you are needing a low rate credit card option with a larger limit, check out the CommBank Low Rate Credit Card instead.
| 0% p.a. | |
| none | |
| No current offer | |
| none | |
| none | |
| 0 |
| $264.00 | |
| none | |
| none | |
| none | |
| $0.00 | |
| n/a | |
| 0% | |
| $0.00 | |
| $0.00 | |
| none |
| $25.00 | |
| 2.0 | |
| none | |
| none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
| 0% p.a. | |
| none | |
| No current offer | |
| none | |
| none | |
| 0 |
| $216.00 | |
| none | |
| none | |
| none | |
| $0.00 | |
| n/a | |
| 0% | |
| $0.00 | |
| $0.00 | |
| none |
| $25.00 | |
| 2.0 | |
| none | |
| none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
| 0% p.a. | |
| none | |
| No current offer | |
| none | |
| none | |
| 0 |
| $144.00 | |
| none | |
| none | |
| none | |
| $0.00 | |
| n/a | |
| 0% | |
| $0.00 | |
| $0.00 | |
| none |
| $25.00 | |
| 2.0 | |
| none | |
| none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
Bendigo Bank
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0% p.a. for 18 months then 11.99% p.a.
No current offer
$45
Virgin Money
Virgin Australia Velocity Flyer Card - Bonus Points Offer
20.74% p.a.
0% p.a. for 18 months and then 20.99% p.a.
$129 $64 in the first year
Velocity Frequent Flyer
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 $0 - $149 based on credit limit, $5/month for balances over $20.
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
Bendigo Bank
Platinum Rewards Credit Card
0% p.a. for 12 months then 19.99% p.a.
No current offer
$89
Bendigo Rewards
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 28 months and then 20.99% p.a.
$129 $0 in the first year
Velocity Frequent Flyer
St.George
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
BankSA
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
Bendigo Bank
Platinum Rewards Credit Card
Bendigo Rewards
$89
No current offer
1.5 points uncapped
Virgin Money
Virgin Australia Velocity Flyer Card - Bonus Points Offer
Velocity Frequent Flyer
$129 $64 in the first year
100,000
0.66 points up to $1,500/month, then
0.5 points uncapped
Westpac
Altitude Black
Altitude Rewards
$250 $99 in the first year
180,000
1.25 points uncapped
American Express
Velocity Platinum Card
Velocity Frequent Flyer
$375
100,000
1.25 points uncapped
NAB
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
110,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 28 months and then 20.99% p.a.
20.74% p.a.
$129 $0 in the first year
Velocity Frequent Flyer
Virgin Money
Virgin Australia Velocity High Flyer Card
0% p.a. for 12 months and then 20.99% p.a.
20.74% p.a.
$289
Velocity Frequent Flyer
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
Great Southern Bank
Low Rate Credit Card
0% p.a. for 33 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Bankwest
Breeze Mastercard
0% p.a. for 15 months and then 9.90% p.a.
0% p.a. for 15 months then 9.90% p.a.
$49 $0 in the first year
Bank of Melbourne
Vertigo
0% p.a. for 32 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
BankSA
Vertigo
0% p.a. for 32 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
Bendigo Bank
Low Rate Credit Card
0% p.a. for 18 months then 11.99% p.a.
No current offer
$45
Virgin Money
Low Rate Card
11.99% p.a.
0% p.a. for 15 months and then 21.69% p.a. (1.00% balance transfer fee)
$99
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 $0 - $149 based on credit limit, $5/month for balances over $20.
Bankwest
Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
St.George
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
BankSA
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
