The details shown below are for a card without rewards
The details shown below are for a card without rewards
The details shown below are for a card without rewards
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
|
|
Neo ($22/month - $3,000 Credit Limit) | n/a |
|
|
Neo ($18/month - $2,000 Credit Limit) | n/a |
|
|
Neo ($12/month - $1,000 Credit Limit) | n/a |
Neo ($22/month - $3,000 Credit Limit)
Rewards: n/a
Neo ($18/month - $2,000 Credit Limit)
Rewards: n/a
Neo ($12/month - $1,000 Credit Limit)
Rewards: n/a
Don’t like interest rates or a whole bunch of fees on your credit card? The innovative Commonwealth Bank Neo might be what you need. Instead of charging interest, with this card you’ll receive 0% for a monthly fee (ranging from $12 to $22). There are also no pesky fees like late or foreign exchange charges.
It’s out with the old style of credit cards and in with the new when it comes to Commonwealth Bank Neo. One of the standout features to this card is that it comes with a 0% interest rate. That’s right, you pay no interest at all! Instead, cardholders pay a small monthly fee for holding the card which is based on the credit limit you choose:
$1,000 limit: $12 per month
$2,000 limit: $18 per month
$3,000 limit: $22 per month
Plus, if you don’t end up using your card within a statement period, no matter your credit limit, CommBank will waive the monthly cost.
This card also bids farewell to other fees as well, like late payment penalties and international transaction charges.
Commonwealth Bank Neo could be the perfect option for someone looking to switch up the way they pay for their credit card spending. With 0% interest, minimal fees and a cashback offer, this card is a hot alternative to more traditional options.
Remember, the total annual cost of this card goes up to $264, so remember to budget for that. Plus, this card only allows customers to have a limit of $3,000, so if you are needing a low rate credit card option with a larger limit, check out the CommBank Low Rate Credit Card instead.
|
0% p.a. |
|
|
none |
|
|
No current offer |
|
|
none |
|
|
none |
|
|
0 |
|
$264.00 |
|
|
none |
|
|
none |
|
|
none |
|
|
$0.00 |
|
|
n/a |
|
|
0% |
|
|
$0.00 |
|
|
$0.00 |
|
|
none |
|
$25.00 |
|
|
2.0 |
|
|
none |
|
|
none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
|
0% p.a. |
|
|
none |
|
|
No current offer |
|
|
none |
|
|
none |
|
|
0 |
|
$216.00 |
|
|
none |
|
|
none |
|
|
none |
|
|
$0.00 |
|
|
n/a |
|
|
0% |
|
|
$0.00 |
|
|
$0.00 |
|
|
none |
|
$25.00 |
|
|
2.0 |
|
|
none |
|
|
none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
|
0% p.a. |
|
|
none |
|
|
No current offer |
|
|
none |
|
|
none |
|
|
0 |
|
$144.00 |
|
|
none |
|
|
none |
|
|
none |
|
|
$0.00 |
|
|
n/a |
|
|
0% |
|
|
$0.00 |
|
|
$0.00 |
|
|
none |
|
$25.00 |
|
|
2.0 |
|
|
none |
|
|
none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
Westpac
Low Rate
13.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$59
Virgin Money
No Annual Fee Card
0% p.a. for 12 months then 18.99% p.a.
0% p.a. for 12 months and then 20.99% p.a.
$0
American Express
Qantas Ultimate Card
20.74% p.a.
No current offer
$450
Qantas Frequent Flyer
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 28 months and then 20.99% p.a.
$129 $0 in the first year
Velocity Frequent Flyer
St.George
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
American Express
Platinum Edge Credit Card
20.74% p.a.
No current offer
$195
Membership Rewards
American Express
Cashback Credit Card
20.74% p.a.
No current offer
$120 First year monthly fees waived for online applications, new card members only., $0 in the first year
Cashback Rewards
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a.
$59 $0 in the first year
American Express
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points uncapped
Westpac
Altitude Platinum
Qantas Frequent Flyer
$200 $99 in the first year
70,000
0.5 points up to $100,000/year
American Express
Platinum Edge Credit Card
Membership Rewards
$195
30,000
1 point uncapped
St.George
Amplify Rewards Platinum
Qantas Frequent Flyer
$99
60,000
0.5 points up to $100,000/year
NAB
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
St.George
Amplify Rewards Platinum
Rewards
$99 $29 in the first year
100,000
1 point uncapped
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
St.George
Vertigo
0% p.a. for 32 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 28 months and then 20.99% p.a.
20.74% p.a.
$129 $0 in the first year
Velocity Frequent Flyer
St.George
Amplify Rewards Platinum
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
19.49% p.a.
$99
Qantas Frequent Flyer
St.George
Amplify Rewards Signature
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
19.49% p.a.
$279
Qantas Frequent Flyer
Westpac
Low Rate
6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59
Virgin Money
No Annual Fee Card
0% p.a. for 12 months then 18.99% p.a.
0% p.a. for 12 months and then 20.99% p.a.
$0
Westpac
Low Rate
13.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a. (1.00% balance transfer fee)
$59
St.George
Vertigo
13.99% p.a.
0% p.a. for 32 months and then 21.49% p.a.
$55 $0 in the first year
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 28 months and then 20.99% p.a.
$129 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a.
$59 $0 in the first year
Virgin Money
Virgin Australia Velocity Flyer Card - Bonus Points Offer
20.74% p.a.
0% p.a. for 18 months and then 20.99% p.a.
$129 $64 in the first year
