The details shown below are for a card without rewards
The details shown below are for a card without rewards
The details shown below are for a card without rewards
Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | Neo ($22/month - $3,000 Credit Limit) | n/a |
| | Neo ($18/month - $2,000 Credit Limit) | n/a |
| | Neo ($12/month - $1,000 Credit Limit) | n/a |
Neo ($22/month - $3,000 Credit Limit)
Rewards: n/a
Neo ($18/month - $2,000 Credit Limit)
Rewards: n/a
Neo ($12/month - $1,000 Credit Limit)
Rewards: n/a
Don’t like interest rates or a whole bunch of fees on your credit card? The innovative Commonwealth Bank Neo might be what you need. Instead of charging interest, with this card you’ll receive 0% for a monthly fee (ranging from $12 to $22). There are also no pesky fees like late or foreign exchange charges.
It’s out with the old style of credit cards and in with the new when it comes to Commonwealth Bank Neo. One of the standout features to this card is that it comes with a 0% interest rate. That’s right, you pay no interest at all! Instead, cardholders pay a small monthly fee for holding the card which is based on the credit limit you choose:
$1,000 limit: $12 per month
$2,000 limit: $18 per month
$3,000 limit: $22 per month
Plus, if you don’t end up using your card within a statement period, no matter your credit limit, CommBank will waive the monthly cost.
This card also bids farewell to other fees as well, like late payment penalties and international transaction charges.
Commonwealth Bank Neo could be the perfect option for someone looking to switch up the way they pay for their credit card spending. With 0% interest, minimal fees and a cashback offer, this card is a hot alternative to more traditional options.
Remember, the total annual cost of this card goes up to $264, so remember to budget for that. Plus, this card only allows customers to have a limit of $3,000, so if you are needing a low rate credit card option with a larger limit, check out the CommBank Low Rate Credit Card instead.
| 0% p.a. | |
| none | |
| No current offer | |
| none | |
| none | |
| 0 |
| $264.00 | |
| none | |
| none | |
| none | |
| $0.00 | |
| n/a | |
| 0% | |
| $0.00 | |
| $0.00 | |
| none |
| none | |
| none | |
| none | |
| none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
| 0% p.a. | |
| none | |
| No current offer | |
| none | |
| none | |
| 0 |
| $216.00 | |
| none | |
| none | |
| none | |
| $0.00 | |
| n/a | |
| 0% | |
| $0.00 | |
| $0.00 | |
| none |
| none | |
| none | |
| none | |
| none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
| 0% p.a. | |
| none | |
| No current offer | |
| none | |
| none | |
| 0 |
| $144.00 | |
| none | |
| none | |
| none | |
| $0.00 | |
| n/a | |
| 0% | |
| $0.00 | |
| $0.00 | |
| none |
| none | |
| none | |
| none | |
| none |
Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit
No interest or late payment fees – just a monthly fee. If you dont make any purchases and have an outstanding balance of $0 during the whole statement period, no monthly fee. Receive personalised cashback offers based on your spending history with CommBank Rewards.
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0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
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180,000
1.25 points uncapped
NAB
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$395 $295 in the first year
110,000
1 point up to $5,000/month, then
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American Express
Velocity Platinum Card
Velocity Frequent Flyer
$375
120,000
1.25 points uncapped
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Qantas Frequent Flyer
$200 $99 in the first year
75,000
0.5 points uncapped
NAB
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250
65,000
0.66 points up to $3,000/month, then
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Great Southern Bank
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0% p.a. for 25 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Bendigo Bank
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0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
0% p.a. for 12 months then 11.99% p.a.
$45
Westpac
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0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
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Platinum Credit Card
0% p.a. for 25 months and then 21.74% p.a.
19.99% p.a.
$149 $0 in the first year
Great Southen Bank Platinum Rewards
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Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
St.George
Vertigo
0% p.a. for 32 months and then 21.49% p.a.
0% p.a. for 6 months then 13.99% p.a.
$55 $0 in the first year
Westpac
Altitude Platinum
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
20.49% p.a.
$150 $49 in the first year
Altitude Rewards
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
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Breeze Mastercard
0% p.a. for 15 months then 9.90% p.a.
0% p.a. for 15 months and then 9.90% p.a.
$49 $0 in the first year
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11.99% p.a.
0% p.a. for 25 months and then 21.74% p.a.
$49 $0 in the first year
MoneyMe
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16.99% p.a.
No current offer
$209 $0 - $149 based on credit limit, $5/month for balances over $20.
St.George
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0% p.a. for 12 months then 20.74% p.a.
2.99% p.a. for 15 months and then 21.49% p.a.
$0
NAB
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12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
