Your selected bank accounts
Mozo Experts Choice Award Winner 2024
1% cashback on eligible utility bill payments (up to $100 per financial year)
Round up savings feature
Save on fees with up to 5 ATM fee rebates per month
No branch access
Must meet monthly eligibility criteria to qualify for fee rebates and cashback (details below)
As far as bank accounts go, the ING Orange Everyday Account is among Australia’s best. It was awarded an Exceptional Everyday Account award in the 2024 Mozo Experts Choice Awards and could pay you for paying your bills.
If you want to enjoy the top benefits of this account which include no monthly account fee, ATM fee rebates (up to 5 per month), unlimited rebates on international transaction fees, and 1% cashback on eligible utility payments you will need to meet the monthly eligibility criteria which is deposit at least $1000 from an external bank account and make at least 5 purchases using your ING debit or credit card each month.
The Orange Everyday also comes with a handy round-up feature that can help you to save. Purchases you make on your card are rounded up to either $1 or $5 and deposited into your nominated account or charity.
The everyday bank account that could pay you for paying bills. Get 1% cashback on eligible utility bills (up to $100), $0 ING international transaction fees, and up to 5 rebated ATM withdrawals a month here or overseas (T&Cs apply) and no monthly fees to pay. Mozo Experts Choice Awards Everyday & Savings Bank of the Year winner for 2024.^
Your selected bank accounts
i switched to ING a few years ago. Despite not having any physical branches, I have found their customer service to be excellent and deliver products to the standard they say.
No atm fees, which is brilliant. Good app
ING do not charge any fees, their customer service is always very friendly over the phone and their interest rates are competitive. I have my entire extended family banking with ING now.
Been with them for over 12 months now and very happy. The rebates on paying your bills and international fees makes it perfect for travel and everyday use. Turning on the savings account with it has been a great bonus.
ING Bank offers a fantastic user experience with its intuitive online platform and great customer service. The low fees, competitive interest rates, and seamless app make banking easy and convenient. Highly recommended for anyone looking for hassle-free banking!
In the quiet dawn of my financial journey, I found myself nestled within the embrace of ING Bank. It was a relationship born out of curiosity and necessity, a blend of pragmatism and hope. As I reflect on this journey, the nuances of my experience come to life, painted with the hues of both admiration and disappointment. The first encounter with ING was akin to stepping into a modern sanctuary of banking. The sleek, intuitive interface of their online platform invited me with a promise of ease and efficiency. It was a refreshing departure from the clunky, labyrinthine systems of traditional banks. The simplicity was almost poetic, a digital Eden where transactions flowed seamlessly, and information was at my fingertips. The pros here were undeniable: accessibility, convenience, and a user-centric design that felt like a gentle whisper in a world of financial cacophony. Yet, as with any relationship, the initial euphoria gave way to deeper explorations and, inevitably, revelations. The customer service, though often prompt, sometimes lacked the warmth and empathy one yearns for in moments of financial distress or confusion. The automated responses, while efficient, sometimes felt cold, an impersonal touch in a space that can be deeply personal. This was a con that lingered like an unwelcome aftertaste, a reminder that technology, while wondrous, cannot wholly replace the human touch. There was, too, the subtle undercurrent of tension with the interest rates. Competitive, yes, but fluctuating in ways that mirrored the unpredictability of a tempestuous sea. It required a vigilant eye, a constant awareness that could be both exhilarating and exhausting. This duality was a con that danced with a pro, a reminder of the volatile nature of financial markets and the need for cautious optimism. However, ING’s commitment to sustainability and ethical banking practices was a glowing ember in the narrative. It was a pro that resonated deeply, an alignment of values that felt like a kindred spirit. Their investments in green projects and community initiatives painted them in a light that was both noble and inspiring, a beacon of hope in an industry often marred by greed and exploitation. In the tapestry of my financial journey with ING, the threads of pros and cons wove a complex pattern. The ease of use and ethical stance were bright, vibrant threads, while the occasional coldness of customer service and the mercurial interest rates cast shadows. For those considering ING, it is a bank that offers much, but like any relationship, it demands an openness to both its light and its shade. In the end, perhaps what stands out most is the journey itself—a mosaic of experiences that taught me not just about banking, but about trust, vigilance, and the ever-evolving dance with our financial realities.
They answer their phone quickly and are aussies. No fees from atms I love this bank
Positive savings
Pros - no bank fees when withdrawing money Easy navigation of the mobile banking app and site Offer great products such as rounding up and savings accounts which, you can have multiple all for free Cons, can't think of any
ING has always delivered a great service to me. They have refunded fraudulent transactions swiftly while they investigated and their fees are so low. Simple banking
As ING is a digital only bank, you’ll need to submit your application online. It takes less than 10 minutes according to ING.
Yes, in order to open an ING bank account you will need to:
You’ll need at least two forms of identification (passport, drivers licence, medicare card).
You can use your ING Visa Card at any ATM in Australia or around the world that accepts Visa cards.
^See information about the Mozo Experts Choice Bank Account Awards
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