Banking

Navigate the banking maze with ease. We compare interest rates, fees and product details of hundreds of retail banking products from Australia’s big banks, mutual banks, neobanks and credit unions. Brush up on financial lingo via our guides, crunch numbers with our suite of financial calculators and comparison tools, we’re here to help you get a more competitive banking deal.

Latest Banking Guides

We’ve crunched the numbers, read the fine print and researched hundreds of products. Penned by Mozo’s team of money experts, our banking guides help you uncover smart ways to save and get a better deal on your finances.

Home guarantee scheme guide

Home guarantee scheme guide

See all home loan guides
What is a green loan and where can i get one

What is a green loan and where can i get one

See all personal loan guides
How long does it take to transfer money overseas

How long does it take to transfer money overseas

See all international money transfer guides
Travel credit cards vs prepaid travel cards what s the difference

Travel credit cards vs prepaid travel cards what s the difference

See all credit card guides
The complete guide to vehicle finance

The complete guide to vehicle finance

See all car loan guides
How do I redeem credit card rewards points?

How do I redeem credit card rewards points?

See all rewards credit card guides
How much does the average australian save

How much does the average australian save

See all savings account guides
What is a cash management account

What is a cash management account

See all bank account guides
What happens to your term deposit if your bank closes

What happens to your term deposit if your bank closes

See all term deposit guides

Latest Banking News

All major banks have finally passed on rba cut but dozens of banks have already beaten them

All major banks have finally passed on RBA cut – but fall short of Greater Bank, BOQ and dozens more

NAB and Westpac are the last of the major banks to finally lower their variable rate home loans this week, two weeks on from the Reserve Bank’s decision to cut the cash rate by 0.25%.

Read more home loan news
Black friday 2025 sales shopping tips

Build your Black Friday 2025 war chest: shop smarter and avoid budget blowouts

The countdown is on. Black Friday 2025 lands on 28 November, and millions of Australians are gearing up to spend big. For some, it’s an exciting start to the holiday season. For others, it can feel like a high-pressure dash that leaves them stressed and overspending.

Read more credit card news
Low cost reno ideas for lifting your homes value in 2025

Low cost reno ideas for lifting your home’s value in 2025

The summer holidays are right around the corner, and while the kids might be focused on fun and games, it could also be the perfect time to tackle some budget-friendly home renovations. Whether you’re looking to boost your home’s value before selling or just want to refresh your space, there are plenty of smart, cost-effective projects that can make a big impact without breaking the bank.

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Bonus vs unconditional savings accounts

Bonus saver vs unconditional savings accounts: which is better in a rate-cut cycle?

The Reserve Bank of Australia (RBA) has already cut rates three times this year, and with the possibility of more reductions later in 2025 and into 2026, savings rates are trending lower. That makes it more important than ever to pick the right type of account – one that won’t just look good today, but will still deliver decent returns months down the track.

Read more savings account news
Ing pocket perks cashback explained

How ING’s Pocket Perks works and where you can score cashback

ING has launched a new feature called Pocket Perks, giving its customers cashback when they shop at a range of popular retailers. Instead of points or complicated sign-ups, the program is designed to work automatically in the backoground whenever you use an eligible ING card.

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Judo bank vs nab term deposits

Judo Bank vs NAB Term Deposits

When it comes to term deposits, Judo Bank and NAB take different approaches. Judo targets savers with competitive short-term rates, a low minimum deposit and a loyalty bonus that rewards reinvestment. NAB, meanwhile, asks for a higher starting balance but gives customers greater choice over interest payment frequency and a streamlined renewal process through its app. Here’s how the two compare.

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How to be car loan ready for end of year sales

How to be car loan ready for end of year sales

End of year and Boxing Day sales are the perfect time to drive off with a new car at a bargain price. Whether you’ve got your eye on a new electric car model, a family sedan or your dream sports car, dealers are keen to clear stock before the New Year. But before you head to the showroom, it’s smart to ensure your finances are in order.

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Sending money overseas how to do it cheaper in 2025

Sending money overseas? How to do it cheaper in 2025

Whether you're supporting family abroad, paying for international purchases, or managing offshore investments, knowing the latest money-saving strategies for international money transfers can help you keep more dollars in your pocket.

Read more international money transfer news

Calculators

Save money on your banking

Mozo, Australia's money saving zone, helps you to start saving money by comparing retail banking products like home loans, insurance, savings accounts, credit cards and much more. If you want excellent money saving ideas, we have you covered.

Find out which financial products and services are the best for your situation. Whether you are a student looking for financial advice or a new home owner trying to choose the best loan - there is advice and tips on saving money on the Mozo that will make life easier for you.

Managing your money with Mozo

Money saving deals are everywhere but you need to know where to find them. Rather than trawling through all of the financial institutions' website, turn to Mozo, where you can find the right deals for you - that's the best way to save money when organising a new loan or term deposit. You could also join the Mozo community,

Need to know how much pocket money is a good amount for child? Or do you need advice on a particular loan decision? No matter how big or small your question  Mozo's team of money experts will be able to answer your query.

Need some tips?

Saving money always sounds like a plausible plan, until that unexpected bill comes along! Good money management is a skill that everyone wants, but in reality they may find it hard to actually put into action.

Mozo offers an extensive catalogue of banking and financial reviews, blogs and feature money articles to help you learn how to manage your money. Our articles cover everything from getting a cash management account to exchanging foreign currency for your next big holiday. If you are after up-to-date money saving ideas, then check out these articles - they offer expert advice at the click of a mouse.

Use our banking tools to get your money sorted

If you need ways to help you manage your money you've come to the right place. The first step is to create a budget - our budget calculator can help you work out where you could trim back your expenses to bring your debts under control. Once you feel like you're in charge of your financing, use our savings calculator to start saving for the things you really want - or, if you're ready to make that next big step, use the home loan calculator to see if you're able to buy a house.

Doing things the easy way

These are easy ways to save money - getting advice from the experts and taking advantages of online calculators and searches to work out what the best way for you to save money is - and which financial institutions can provide the best product for you!

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